October 19, 2008
Every year hundreds of thousands Identities in the United States are stolen and used for fraudulent activity. Identity Theft can happen to everyone and if you would ask around with friends and family .
October 18, 2008
I was all set to apply for my mortgage. I had used a website to pull my credit report and all three credit scores and I knew exactly where I stood. I found a good lender to work with and confidently .
September 29, 2008
Your credit rating is one of those things you might not give much thought to on a daily basis, but it's an important part of your daily life. Good credit is vital to your financial freedom. When you ..
September 11, 2008
Ask any Canadian who has gone through the home buying process what score is more important - last night's NHL results or their Beacon Score - and they'll most likely respond, “the Beacon Score ..
July 10, 2008
You see fun ads on TV constantly telling you that you need a credit report and you can get one, easy and FREE! Well, it is fairly easy if you don't take into account how long it takes to find out ..
July 02, 2008
It is possible to obtain a credit card with no credit check. It's almost impossible these days to go through life without a credit card. Many times you cannot even write a check or cash one without a .
June 29, 2008
When you want a copy of your credit report, companies like Experian, Equifax, and Transunion are whom you want to talk to. Each of these three businesses holds the credit files of every person who ..
June 20, 2008
With the economy taking a back step, it is becoming more difficult to find loans. This is the time to take precautionary and careful steps to make sure that you will appear to be the perfect-borrower .
June 20, 2008
Everybody should be checking their credit report at least once a year. Identity theft, mistakes made by credit reporting agencies, and mistakes made by creditors are just some of the reasons that ..
May 13, 2008
When it comes to credit, most everyone knows the obvious do's and don'ts. You know; pay your bills in a timely manner, don't allow your bills to go to collection status, avoid bankruptcy, avoid ..
May 09, 2008
Let's face it, bad credit cost you money. There are banks and investors that are making money hand over fist because your credit isn't what it should be. The lower your credit score, the more money ..
April 21, 2008
Are you being denied credit everywhere you go because you have bad credit? Are you being offered outrageous interest rates for a loan-refinance or for the purchase of a new home? In the United ..
April 12, 2008
Your credit score is just as important as your credit report. The score most commonly used by lenders is the FICO score (named for Fair, Isaac, the company that created it). The number indicates to ..
April 04, 2008
Many people who look into their reports find that their credit information has errors and those errors usually affect your credit negatively. Maintaining an accurate score sometimes requires us to ..
April 04, 2008
The Fair Credit Reporting Act (FCRA) mandates each of America's credit reporting companies to provide each and every citizen with a free annual credit report on request - the three companies being ..
April 01, 2008
As an American you have a right to access the information on your credit report, which is why in 2003 the Fair and Accurate Credit Transactions Act was put in place - it states that every person can ..
March 28, 2008
The Fair and Accurate Credit Transactions Act 2003 requires that the three top credit bureaus; Equifax, Experian and TransUnion provide free annual credit reports to anyone that orders one. The three .
March 20, 2008
Studies reveal that 85% of consumers are victims of identity theft. Identity Truth offers a comprehensive service to protect your personal and financial information. However, many people feel that ..
March 08, 2008
Identity theft is the fastest growing crime in America today. More than 9.9 million Americans were the victim of many types of identity theft scams in 2004, which ended up costing them almost $5 ..
March 08, 2008
Wouldn't that be great? If every time a request was made regarding increases in your credit limits or obtaining new credit accounts a siren went off warning you that you may be a victim of identity ..
March 02, 2008
If you've been awake in today's society at all, you know how important your credit report is. You can make a difference between being eligible for a loan or credit card, or not. Even some jobs are ..
February 28, 2008
A lien is a property interest granted over a piece of property to make sure that a debt or any other form of obligation is met. A tax lien can be stated to be a lien placed on a property to secure ..
January 26, 2008
Credit repair agencies often say they can remove bad credit from your credit report, legally. This isn't true. No one can. Simply don't believe them. Do your own research. The law entitles you to be .
January 25, 2008
Everyone should obtain and review their credit report once a year. Doing this will help you stay on top and in charge of your credit. Being in control of your credit can be a very rewarding thing for .
December 30, 2007
Errors on your credit report may take a variety of forms from simple spelling errors or no new address reported to fraudulent uses of your credit to obtain financing for purchases. There are two ..