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Protect Your Tanning Salon's Property with a BPP Policy

 January 12, 2013 Business Personal Property beauty salon insurance, often called BPP, is what it sounds like: items that your company individually owns. This can be anything within your salon, including: ..

Business Interruption Insurance - Things Every Business Needs ..

 November 16, 2012 Any business, small, medium or large is susceptible to damages from events like natural calamities, or man-made disasters. They may be forced to shut down their business due to lack of sufficient ..

What is Public Liability Insurance?

 October 04, 2012 In the hospitality industry, it is vital to insure that your business is covered against all possible threats. Liability insurance provides cover for your business against the financial risk of ..

Factors That Affect Your Vehicle Insurance Premium

 February 27, 2011 Everyone wants to pay less for their insurance especially because insurance is a grudge purchase. We do not want insurance, but we definitely need it so let us look at some factors that influence our .

Small Business Insurance Basics

 January 22, 2011 Running a small business can be tough at times and most businesses run a fine line between being profitable and making a loss. These narrow margins leave small businesses very vulnerable to the risk ..

Guide to business insurance

 August 23, 2010 Business insurance can be confusing. With so many different types and options, it can be hard to decide on which one is right for you and your business, which is why we at the Forum of Private ..

Getting the Best from Business Insurance

 March 30, 2010 If you run a business where members of the public or customers come to your premises or you go to theirs, you should think about taking out public liability (PL) insurance. Public liability ..

Important Things You Need To Know About Life Insurance

 March 30, 2010 The idea of dying and leaving our loved ones behind is not a pleasant thought. No one likes to think about their own death. Unfortunately it is part of life and as such it needs to be planned and ..

Business Insurance: Luxury Or Necessity?

 March 01, 2010 With the recession hitting everyone hard, it’s a wonder there are any thriving companies left. Many businesses all over the country are struggling to stay afloat and are drastically cutting ..

A Brief Overview on Small Business Insurance

 December 18, 2009 Today's SME's have realized the importance of small business insurance, although there are still some that avoid recognizing its significance and practicality. Sometimes, SME owners think of this ..

Life Insurance Needs

 December 14, 2008 You probably are aware it is important to have enough life insurance coverage to handle the financial contingencies that may affect your family in the event of your death. However, determining the ..

Type of Business Insurance For Small and Home Business

 November 23, 2008 I have consulted with hundreds of small business owners, including home business owners, and I know that they do not like to spend a lot of time figuring out what sort of coverage they need. These ..

Does Your Business Insurance Cover You For the Extras?

 November 13, 2008 As a business owner, it is imperative you do everything you can to protect your assets. From employees and merchandise to the physical premises themselves, it is your responsibility to ensure ..

Business Insurance Matters For Everyone

 October 16, 2008 Business insurance is something that affects everyone. As a business you might think that by not having it you are not affecting anyone else, but this definitely isn't the case. Quite often ..

Top 10 Business Insurance FAQs

 October 16, 2008 Business Insurance has been developed to provide essential cover in the event of claims arising from loss or damage to property and injury to persons in the course of carrying out your business ..

Don't Forget Your Small Business Insurance

 October 15, 2008 If you run a small business or are thinking of starting a business, insurance is something you need to have. It doesn't matter what type of work you do or industry you are in, you need to have ..

Disability Insurance 21 - Understand Types of Individual ..

 October 12, 2008 There are 3 types of individual disability insurance as follow: 1. Commercial Policy a) Premiums can be changed or canceled on an individual basis, usually occurring on the anniversary date. b) ..

Disability Insurance 20 - Understand Corporate Disability ..

 October 12, 2008 Corporate plans cover disabilities from both accident and sickness that provide benefit of long term and short term and it can be provided separately or joined seamlessly. 1. Short term and long ..

Disability Insurance 19 - Understand Individual Disability ..

 October 12, 2008 Rates charged will vary as to gender and smoking status. The classification may vary between companies and the number of classifications may vary from as few as five to twenty or more. Occupations ..

Disability Insurance 18 - The Need For Disability Insurance

 October 10, 2008 A lot of people are worried about what would happen in the event they were unable to work. In fact, the inability to work due to an accident or illness is something that frightens many people and is ..

Disability Insurance 17 - Why is Important to Have Disability ..

 October 10, 2008 Since income earned from employment is the foundation of most people's financial well-being. Income replacement insurance is a vital part of business owner as well as working people as it allows the ..

Disability Insurance 16 - Understand Disability Insurance ..

 October 10, 2008 Disability insurance includes the following riders and benefits that allow the insured to customize the coverage to meet the exact needs of the insured. 1. Automatic insurability This rider if it is .

Business Liability Insurance - The Security Blanket For Your ..

 October 09, 2008 Business liability insurance is like a security blanket for businesses. It keeps all those dark scary thoughts and fears at bay. It is no secret that a business without some form of liability ..

Disability Insurance 15 - Disability Benefits Under Life ..

 October 09, 2008 Two main methods of providing disability income in life insurance policies are: waiver of premium and combination policies. 1. Waiver of Premium Many life insurance policies offer a “waiver of .

Disability Insurance 14 - Disability Insurance For Wage Loss ..

 October 08, 2008 As we mentioned in the other articles, the main purpose of disability insurance is to to replace an individual's income should they be unable to work as a result of either an accident or a sickness. ..

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