Already on ArticleSlash?

Forgot your password? Sign Up
 Article Directory   Author   Tom Bates
 

Tom Bates  RSS Feed

Published Articles:16
Total Article Views:2,668 (unique visitors)
Total Article Rank:2.33 /5 (3 Ratings)
(USA)Author

Tom Bates's Articles

Articles by: Tom Bates

Recent Articles

Co-Signing Loans - Risky Business

The vast majority of individuals, seeking a co-signer fully intend to make timely payments. Unfortunately, good intentions are sometimes interrupted by unforeseen problems and situations. Typically, ..
(April 13, 2008)
 | 
  • Currently nan/5
 | Finance/Loans | Visitors: 128

Credit Card Interest Rates

Lenders have been known to raise credit card interest rates, simply because a borrower makes no more than the minimum monthly payment. These lenders feel that this is occurring because the borrower ..
(April 13, 2008)
 | 
  • Currently 3.00/5
 | Finance/Credit | Visitors: 277

Credit Card Tricks

Generally, these tricky tactics are hidden in the small print of your statement, which can easily go unnoticed. Honestly, how many people take the time to read their entire statement each and every ..
(April 10, 2008)
 | 
  • Currently nan/5
 | Finance/Credit-Tips | Visitors: 184

Avoiding Debt Relief Scams

We do not live in stable economic times. Unemployment is rising. The value of the dollar is shrinking. Countless individuals and their families are struggling to survive. The majority are living week .
(April 10, 2008)
 | 
  • Currently nan/5
 | Finance/Debt-Relief | Visitors: 143

Credit and Today's Children

Many parents start giving their children an allowance, and an early age. This is an excellent way to begin teaching them about the importance of good spending and money-saving habits, all rolled into .
(April 03, 2008)
 | 
  • Currently nan/5
 | Finance/Personal-Finance | Visitors: 143

Why Debt Consolidation Isn't Always the Answer

One of the most important things to remember is that you can't borrow your way out of debt. Almost 80% of all individuals, who have managed to bring their current accounts to a zero balance, using a ..
(April 03, 2008)
 | 
  • Currently nan/5
 | Finance/Debt-Consolidation | Visitors: 132

Credit Card Debt - Fact or Fiction

Make no mistake about it, the banks do know better and are after one thing. Your money. In order to get it all they have to loan you more than you can afford to pay back. There are ways to avoid this .
(February 05, 2008)
 | 
  • Currently nan/5
 | Finance/Debt-Consolidation | Visitors: 139

Debt Consolidation, Debt Settlement, Debt Relief - Options or ..

These are all “buz" words and pitches you will see in marketing for Debt Consolidation, Debt Settlement and Debt relief programs. As each have their own pitfalls and uprisings, I think it is ..
(February 04, 2008)
 | 
  • Currently nan/5
 | Finance/Debt-Consolidation | Visitors: 162

Texas Bankruptcy - Viable Options To Avoid Bankruptcy, Debt ..

In 2003, 88,687 middle-class families in Texas filed for personal bankruptcy, up a stunning 49% from 2000. The fact that this figure calculates out to mean one family every 6 minutes declared ..
(February 03, 2008)
 | 
  • Currently nan/5
 | Finance/Bankruptcy | Visitors: 204

Debt Relief - Debt Settlement

It is a little known fact that the you can use debt relief to pay off your credit card bills. There are a lot of people around the world who are suffering from mounting credit card debt and debt ..
(January 31, 2008)
 | 
  • Currently nan/5
 | Finance/Debt-Relief | Visitors: 174

Risking Debt Settlement For Debt Freedom - What Is The Real ..

People are a creature of habit, and get comfortable with their direction and are uncomfortable with change. When your faced with mounting debt, and no money left at the end of the month you have ..
(January 28, 2008)
 | 
  • Currently 1.00/5
 | Finance/Debt-Relief | Visitors: 218

The Truth Behind Bankruptcy - The Laws Have Changed

It isn't bad enough that you have spent the last several months or years running from or hiding from collector and their abuse and or law suits, but now your faced with an even tougher decision. ..
(January 28, 2008)
 | 
  • Currently nan/5
 | Finance/Debt-Relief | Visitors: 153

Debt Settlement Scams

As the Industry of debt settlement has grown there have been many offices open and close almost over night. Here are a few things to cover with your debt settlement company to confirm their best ..
(January 27, 2008)
 | 
  • Currently nan/5
 | Finance/Debt-Relief | Visitors: 161

Shocking Facts - What Your Texas Bankruptcy Attorney Has ..

Our creditors would like for us to take all the blame, but clearly it was them that chose to adjust our mortgage rates, and increase the rate on a card we already can't pay. Who is fooling who here. ..
(January 24, 2008)
 | 
  • Currently nan/5
 | Finance/Debt-Relief | Visitors: 166

Debt Collector Abuse

Ring, Ring, Ring, ! Sound familiar? While going through some of the toughest times in our lives financially, we are further stuck with uneducated thugs calling to take our last drop of blood. Or a ..
(January 20, 2008)
 | 
  • Currently nan/5
 | Finance/Debt-Relief | Visitors: 152

When To Choose Debt Settlement

Debt Settlement: Debt Settlement has been around for decades, yet has not become a fully devolved industry. In theory, the higher the risk to the creditor the more likely they are to settle. In most ..
(January 20, 2008)
 | 
  • Currently nan/5
 | Finance/Debt-Consolidation | Visitors: 132