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 Article Directory   Author   Ross Taylor
 

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Published Articles:42
Total Article Views:9,173 (unique visitors)
Total Article Rank:3 /5 (3 Ratings)
Ross Taylor
(USA)Author

Ross Taylor's Articles

Articles by: Ross Taylor

Recent Articles

What Does a Mortgage Adviser Do?

Were you aware that about 66% of the people applying for a mortgage in the UK never set foot into a Bank or Building Society? That is because two thirds of the applications put forward are processed ..
(September 22, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 187

Anyone Earning Even an Average Wage Could Pay Off Their ..

I am by no means a “Financial Guru" but I know that anyone and I mean anyone, earning an average wage, could live mortgage free relative easily. Now you don't have to live off Beans on toast ..
(September 22, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 242

There Are 2 UK Property Markets!

The illusion of a Buyers Market in the UK at the moment masks the real situation. At first glimpse, those outside of the Property industry would feel that it is open season on house prices. Rightmove .
(September 22, 2008)
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  • Currently nan/5
 | Business/Marketing | Visitors: 200

There Are Only Three Valid Methods of Selling Your Property ..

When you really, really need to sell your property then there are only three practical methods. These methods are Estate Agents, Auctions and Private Sales. Everyone knows what an Estate Agent does. .
(September 22, 2008)
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  • Currently nan/5
 | Real-Estate/Selling | Visitors: 228

The Simple Method of Stabilising UK House Prices

I've said it before but I am going to say it again: there is a simple way to stabilise house prices in the UK. Before I reveal this method, firstly I need to explain why a stabilisation is required. ..
(September 22, 2008)
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  • Currently nan/5
 | Real-Estate | Visitors: 257

How to Be Your Own Estate Agent (And Other Fairy Stories)

Whilst reading the other day I came across an article in The Times entitled, “How to be your own Estate Agent". It really got me going because there was a certain fact that the article left ..
(September 22, 2008)
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  • Currently nan/5
 | Real-Estate/Selling | Visitors: 191

Why Now is the Best Time to Buy Property - A Contrarian View

To me, one of the most interesting aspects of life is always hearing the contrarian view of things. I am not talking about holocaust denial or anything like that! Simply, the views of people who go ..
(September 22, 2008)
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  • Currently nan/5
 | Real-Estate/Buying | Visitors: 235

Why the Property Market Has Shrunk in the Last Month

It may be bad news for people who love choice, but I couldn't be happier that there have been less new properties coming onto the market this month than in any other September on record. Rightmove ..
(September 22, 2008)
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  • Currently nan/5
 | Investing | Visitors: 167

There is No Mortgage Choice If You Only Have a Small Deposit

Figures released today have shown that there are only 36 mortgage options available for First Time Buyers with less than 10% deposit. This is 80% fewer than this time last year (when the Credit ..
(September 23, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 309

Where Should You Live If You Want to Pay Off Your Mortgage ..

In the section of “Mortgages, Money and Magic" where I go through the rules to be followed when looking for a suitable property, I often refer to your “town". I hope that I didn't offend ..
(September 23, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 196

The Question is Not, When Does the Sale Start, But Rather When .

Would you buy clothes from your favourite shop the day before they were going to start a sale? No? Well neither would I. You'd be crazy to do so. No one would want to shell out their hard cash if ..
(September 23, 2008)
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  • Currently nan/5
 | Investing | Visitors: 228

In Praise of 100% Mortgages

I get really annoyed when I hear people make statements such as, “the banks were crazy to give out 100% mortgages" and somehow link 100% mortgages in their mind to the Credit Crunch, and the ..
(September 23, 2008)
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  • Currently 3.00/5
 | Finance/Mortgage-Refinance | Visitors: 207

Never Mind Obama, This Man Should Be Running For President

Everyone is a critic, but sometimes it's worth listening to the views of others to get a new perspective. I came across a new (to me) website the other day, and was taken aback by the clarity and ..
(September 23, 2008)
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  • Currently nan/5
 | News/Pure-Opinion | Visitors: 204

Why PPI is Never Necessary

I'm not a big fan of Payment Protection Insurance. There have been too many times during my career as a Financial Adviser that I have heard horror stories. People haven't been paid out due to small ..
(September 11, 2008)
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  • Currently nan/5
 | Insurance | Visitors: 231

Why I Love Northern Rock - But Hate Ninjas!

There are still many twists and turns to be had before the full extent of the Credit Crunch is revealed. The door to the “skeleton-full" cupboard was laid ajar today though when Standard & ..
(September 11, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 165

When Should an Emergency Fund Be Used For a Mortgage Payment?

Almost all Financial commentators agree that it is important for everyone to have an Emergency fund. “Things" happen so often that it is hard to even count them as emergencies. If we prepared ..
(September 11, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 173

There is an Easier Way Than Bi-Weekly Payments to Reduce Your ..

There is a trend in the US for the promotion of “Bi-Weekly" mortgages. This is a term that doesn't come up very often at all in the UK. Basically a bi-weekly mortgage payment means paying your ..
(September 11, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 172

UK Mortgage Market September 2009 - The Truth!

Headlines crying the end of the Credit Crunch are putting forward a rather misleading image of the late 2008 Mortgage Market. On the promising side, it is true to say that rates have been cut by some .
(September 11, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 214

Buy Low - Sell High! Property Investment is That Simple - No ..

Property investment, like any other sphere of business can be sumamrised in just a few words. Get the fundamentals right and everything else will fall into place. My favourite catch-all phrase ..
(September 11, 2008)
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  • Currently nan/5
 | Investing | Visitors: 560

My Prediction For UK House Prices

I've been absolutely inundated today with different Interest groups littering my inbox with their house price predictions. Here is a snapshot: -Hometrack HPI - Annual house prices fall 5.3 per cent. ..
(September 11, 2008)
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  • Currently 5.00/5
 | Real-Estate | Visitors: 285

Londoners - Would You Rather Live in a Bedsit Or a 4 Bedroom ..

It is amazing to believe this but soon, commuters in London will be able to travel home to Corby in Northamptonshire, in about the same time as it would take to get to somewhere like Wandsworth in ..
(September 11, 2008)
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  • Currently nan/5
 | Real-Estate/Buying | Visitors: 226

Even Zig Ziglar Wouldn't Want to Be a UK Estate Agent!

It's not a good time to be an Estate Agent. During my career, I can't remember a time when an Estate Agent actually had to do any selling. I came into property from a short spell in the world of ..
(September 11, 2008)
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  • Currently nan/5
 | Real-Estate | Visitors: 272

Inflation Vs Recession

It would be a very interesting position to be on the Bank of England's Monetary policy committee (MPC) at the moment. Driven by the monetarist policies of both New Labour and the Conservatives, the ..
(September 11, 2008)
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  • Currently nan/5
 | News/Economics | Visitors: 231

Why HIPs Should Be Axed

Every area of life has its own special interest groups. People who go against the grain in supporting a special point of view. Even the most odorous of activities such as seal clubbing, or Porn has ..
(September 11, 2008)
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  • Currently nan/5
 | News/Pure-Opinion | Visitors: 198

The Middle Class Are Being Squeezed Out of Their New Cars

The Credit Crunch just gets deeper and deeper. Today it was announced that new car sales have reached their lowest level since 1966! Also, sales are down a whopping 18.6% on last year. My sympathies ..
(September 03, 2008)
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  • Currently nan/5
 | Automotive | Visitors: 171