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 Article Directory   Author   R. Charlton
 

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Published Articles:26
Total Article Views:4,245 (unique visitors)
Total Article Rank:2.5 /5 (2 Ratings)
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R. Charlton's Articles

Articles by: R. Charlton

Recent Articles

Is a Secured Loan Still a Good Idea?

Partly fuelled by the global credit crunch, which made its way across from the United States last summer, a number of radical changes have occurred in the UK when it comes to the housing and finance ..
(August 19, 2008)
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 | Finance/Loans | Visitors: 201

Credit Cards Being Used by Those Paying For Appliance Repairs ..

Many recent reports have suggested that more and more of us are becoming increasingly reliant on our credit cards. With the effects of the global credit crunch taking their toll on credit ..
(June 19, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 157

Is Now the Time to Transfer Your Balance?

It seems that with household finances getting tighter and tighter due to the global credit crunch, soaring petrol and food costs, and rising bills, now is the time to try and streamline your finances .
(June 29, 2008)
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 | Finance/Credit | Visitors: 160

Are You Relying on Your Credit Card?

The global credit crunch in the UK has really taken its toll on the finances of households, and many have found themselves unable to keep up with repayments on debt as well as bill payments. As a ..
(June 29, 2008)
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 | Finance/Credit | Visitors: 183

Always Be Careful With Your Credit Card Details

Over recent years credit card fraudsters have been looking at different ways to try and obtain the card details of people, and those that are handed the details on a plate by the cardholder are able ..
(July 09, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 218

Getting Your Credit Card Sorted in Time For the Holidays

With the six-week school holidays looming up around the corner many parents may now be thinking about planning a holiday abroad for the family, although many may decide to opt for a holiday within ..
(July 09, 2008)
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 | Finance/Credit | Visitors: 187

Are Banks Raising Credit Card Rates to Shore Up Their Finances?

There is little doubt that over the past couple of years many banks have been hiking up the fees and charges on their credit card products, and people that are not as financially savvy as others have .
(July 23, 2008)
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 | Finance/Credit | Visitors: 201

Try And Get The Interest Rate On Your Credit Card Reduced

Anyone that has used a credit card that does not offer 0% interest will know that the APR on these cards can be extremely high, and for those that pay their balance gradually rather than in full each .
(May 27, 2008)
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 | Finance/Credit | Visitors: 151

Look Out For Those Mortgage Arrangement Fees

Since the global credit crunch swept across the UK last year the cost of borrowing has rocketed in all areas of the financial sector, particularly mortgages. We have seen the interest rates on ..
(May 14, 2008)
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 | Finance/Mortgage-Refinance | Visitors: 154

Is The Game Up For Credit Card Rate Tarts?

Over recent years, with more and more credit cards coming onto the market, many people have started to switch their credit cards on a regular basis in order to try and avoid paying interest on their ..
(April 20, 2008)
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 | Finance/Credit | Visitors: 103

How Much Will You Be Paying In Credit Card Charges This Year?

As the summer gets ever closer an increasing number of us will be planning our summer holidays, and many of us will be going armed with our plastic cards for convenience, ease, and security. Many ..
(April 17, 2008)
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 | Finance/Credit | Visitors: 158

Will A Drop In The Base Rate Mean Good News For Borrowers?

In recent reports the governor of the Bank of England, along with a range of industry professionals, has indicated that the next base rate cut could come as soon as next week, and not in May as many ..
(April 07, 2008)
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 | Finance/Personal-Finance | Visitors: 186

Are You Likely to be Turned Down For a Mortgage Loan?

Recent reports have shown that consumers hoping to get a new mortgage or remortgage to a better deal are facing very bleak prospects, as more and more lenders take action to try and actively cut back .
(March 30, 2008)
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 | Finance/Mortgage-Refinance | Visitors: 181

Is it Getting More Difficult to Get Loans and Credit Cards?

Many people are tired of hearing the term ‘credit crunch', but this is a term that has been banded around since last summer when chaos hit the financial markets, and the effects of the global ..
(March 30, 2008)
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 | Finance/Credit | Visitors: 254

What Next for Victims of Egg?

Since the Internet financial giant Egg announced its decision to withdraw the credit card facilities of 161,000 customers, there has been a great deal of controversy, with industry professionals, ..
(February 27, 2008)
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 | News/Economics | Visitors: 180

Could This Be The End For 125% Mortgage Loans?

Over the past couple of weeks a number of lenders have announced that they will no longer be offering mortgage loans of 125%, reflecting the continuing impact of the global credit crunch that has ..
(February 27, 2008)
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  • Currently 4.00/5
 | Finance/Mortgage-Refinance | Visitors: 118

Don't Miss Your Mortgage Loan Repayments And Risk Repossession

Over the past couple of years the risk of repossession has become a very real one for many homeowners and the UK, and this has been partly fueled by the series of interest rate hikes applied to the ..
(February 17, 2008)
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 | Real-Estate/Foreclosures | Visitors: 150

Finding The Right Credit Card Online

These days, more than ever, it is important for consumers to shop around for the right credit card before making applications. This is for a number of reasons. Firstly, you need to ensure that you ..
(February 17, 2008)
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 | Finance/Credit | Visitors: 167

Are You Trying To Get Your Finances Sorted For Your Easter ..

These days people in the UK no longer save their main holidays up for the summer. Many people decide to go away at other times of the year, such as half term or Easter, particularly after the stress ..
(February 06, 2008)
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 | Finance/Credit | Visitors: 136

Avoid Ending Up On The Credit Card Rejection Pile

In the current financial climate, with the credit crunch taking effect in all sectors of the money markets, credit conditions have become much tighter over recent months, and this has affected the ..
(January 28, 2008)
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 | Finance/Credit | Visitors: 167

Could Switching Your Loan Provider Prove More Lucrative?

Many of us these days have personal unsecured loans, but for some of us keeping up with repayments can be very difficult due to the high rates of interest that we are paying. There is a common ..
(January 28, 2008)
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 | Finance/Loans | Visitors: 124

Beat The Rush For The Best Balance Transfer Cards

Although it is sad in a way, many of us are glad that the mad rush and chaos of Christmas is over for another year. However, most of us will now be licking the financial wounds and assessing just how .
(December 30, 2007)
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 | Finance/Credit | Visitors: 131

Make Sorting Out Your Credit Card Debt A New Year's Resolution

When New Year comes around most of us are filled with good intentions, and millions of us make our New Year's resolutions with every intention of sticking to them - sadly, many of us have forgotten ..
(December 17, 2007)
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 | Finance/Credit | Visitors: 156

The Benefits of Consolidation

Debt consolidation is something that many people have benefited from over recent years, and there are many valuable benefits that come with consolidating your debts. Consolidation is where you wrap ..
(December 12, 2007)
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 | Finance/Debt-Consolidation | Visitors: 128

Don't Give In To The Temptation Of Store Cards

Recent reports have all pointed to the fact that many consumers are turning to store charge cards in a bid to try and ease the financial strains of the expensive Christmas period. Of course, over the .
(December 12, 2007)
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 | Finance/Credit | Visitors: 150