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 Article Directory   Author   Nick Adama
 

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Published Articles:119
Total Article Views:54,875 (unique visitors)
Total Article Rank:1.75 /5 (8 Ratings)
Comments:2
(USA)Author

Nick Adama's Articles

Articles by: Nick Adama

Recent Articles

Discovery in a Home Mortgage Foreclosure Lawsuit

At any time after the lawsuit is filed, homeowners can begin the process of obtaining information from the bank regarding the mortgage and the foreclosure. In the courts, this is known as ..
(December 21, 2008)
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  • Currently 2.00/5
 | Legal/Real-Estate-Law | Visitors: 1172

Will Fannie Mae Or Freddie Mac Modify Your Mortgage to Avoid ..

With all of the talk about the US Treasury bailing out the financial industry and now potentially the auto industry, everyone has seemed to forgotten the actual homeowners who are suffering from ..
(December 10, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 345

File a Motion to Dismiss the Foreclosure Lawsuit to Get More ..

Once homeowners fall behind on their payments by a few months, the bank will inevitably begin the process of filing foreclosure paperwork. In states where the lender must (or usually does) go to ..
(December 10, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 1173

Defending Foreclosure in Court - What is Your Objective?

Homeowners are encouraged to begin learning about how the legal process of foreclosure works and what role the courts play in forcing the loss of a home. Although there are good arguments that the ..
(December 10, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 277

Why Should You Defend Against the Bank's Foreclosure Lawsuit?

Every step of the process of owning a home and being foreclosed, from applying for the financing to being served with an eviction notice, is heavily regulated by the federal and state governments. ..
(December 07, 2008)
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  • Currently nan/5
 | Legal/Real-Estate-Law | Visitors: 948

Know Which Defenses Are Best in Defending a Foreclosure ..

Once the homeowners have gone through the rules that they and the bank's attorneys will need to follow in court and have requested additional time through a Motion for Extension of Time, it is ..
(December 15, 2008)
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  • Currently nan/5
 | Legal/Real-Estate-Law | Visitors: 750

When Defending a Foreclosure Lawsuit, You Need More Time - ..

Time is the most critical factor in any foreclosure proceeding. Homeowners never seem to have enough of it, and every solution to the problem takes too much of it. And all the while, the bank is ..
(December 15, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 339

Is the Bank Suing You, the One That Owns Your Loan? Did They ..

Homeowners researching their options for stopping foreclosure in the court system can get bogged down in dozens of different defenses. From the note not being attached to the complaint, to ..
(December 15, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 230

Have the Bank's Foreclosure Lawsuit Dismissed If it Doesn't ..

Once homeowners defending their home against foreclosure in court have received additional time by filing a Motion for Extension for Time, the next step is to begin researching their options for the ..
(December 15, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 977

Damage to a House After Foreclosure - Who is Responsible to ..

When buyers purchase a foreclosure home, they should not be surprised if the house is damaged or in a state of disrepair. Even if previous owners did not cause any damage, banks do not take care of ..
(November 05, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 276

Would a Total Financial Collapse Mean No More Foreclosures?

With the way the economy has been going for the past few months and the rising number of failed banks, it may seem that the only relief homeowners may get from a pending foreclosure is if their bank ..
(November 05, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 265

How Much Time Between the Foreclosure Lawsuit and the ..

The length of time between an initial foreclosure notice and the sheriff sale of the property depends on a number of factors, including the homeowners’ state, the severity of the foreclosure ..
(November 06, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 350

Deficiency Judgments After Foreclosure - Do Banks Really Sue ..

Homeowners facing foreclosure are often concerned that the auction of their property will not be the end of their financial and legal worries. The threat of a deficiency judgment being initiated by ..
(November 06, 2008)
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  • Currently 1.00/5
 | Real-Estate/Foreclosures | Visitors: 2077

Why Appraisers Do Not Use Foreclosure Homes As Comparable Sales

Appraisers use sales of homes that were made as arms-length transactions where neither the buyer was desperate to buy nor the seller was desperate to sell as a basis for comparing other similar ..
(October 28, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 202

Five Reasons You Should Consider a Deed in Lieu of Foreclosure .

For homeowners who are unable to keep their properties out of foreclosure or work out a solution with the lender, unloading the house may be the only option left. Selling on the open market or at a ..
(October 28, 2008)
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 | Real-Estate/Foreclosures | Visitors: 359

Top Ten Reasons to Avoid Losing Your Home to Foreclosure

There are thousands of reasons to avoid foreclosure, but here are the top 10 reasons that homeowners may not have considered yet when debating whether to fight to keep their property, or simply give ..
(October 29, 2008)
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 | Real-Estate/Foreclosures | Visitors: 259

The 2008 Foreclosure Prevention Act - Do You Qualify For ..

Thus far, all of the government plans to help save the housing market from collapse have been greeted with great fanfare by the media and politicians proclaiming their own expertise at solving the ..
(October 19, 2008)
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 | Real-Estate/Foreclosures | Visitors: 302

Buying a Home After a Foreclosure - How Long Do You Have to ..

There seem to be a lot of misconceptions about how long a foreclosure can stay on the credit report of former homeowners, how long the foreclosure affects their ability to borrow negatively, and how ..
(October 19, 2008)
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  • Currently nan/5
 | Real-Estate/Buying | Visitors: 287

The Foreclosure Crisis and the Response by Politicians on the ..

Last week, there was a lot of talk about the fallout from the credit crisis caused by the meltdown in the housing market and plans to stop the rising foreclosure rates, but will anyone ever take ..
(October 19, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 198

When is it Right to Give Up on a House in Foreclosure?

Sometimes, it is difficult to know when you have been beat, or when it is time to give up on something. With foreclosure, it can be quite different: it is actually very easy to know when it is time ..
(October 19, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 322

Two Groups Hurt Most by Faltering Economy - Elderly and ..

Homeowners who got caught up in the real estate boom over the past decade and a half have, for the most part, begun to realize that putting all of their eggs in one basket has put their entire ..
(October 01, 2008)
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  • Currently nan/5
 | News/Economics | Visitors: 208

How to Use the Bank's Foreclosure Lawsuit Against it and ..

Every homeowner facing foreclosure, whether it is possible to save the house or not, should do everything possible to put their finances in order before being forced out of the property. In some ..
(September 28, 2008)
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  • Currently nan/5
 | Legal/Real-Estate-Law | Visitors: 1473

Defending a Foreclosure Lawsuit May Persuade the Bank to ..

In terms of saving a house from foreclosure, defending the lender's lawsuit in court may be one of the most effective ways of going about this. Banks can easily become frustrated at the slowing down ..
(October 01, 2008)
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  • Currently nan/5
 | Legal/Real-Estate-Law | Visitors: 632

How to Get More Time From the Bank to Save Your Home From ..

The most important factor homeowners in foreclosure need to remain aware of is how much time they have left to work out a solution, either to save the home or unload it with the least financial ..
(September 29, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 265

How a Few Simple Requests Can Derail the Bank's Foreclosure ..

Two of the aspects of foreclosure that banks rely upon when attempting to steal homes from borrowers is homeowners’ ignorance of how the mortgage works and what information the lender really ..
(September 29, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 375