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 Article Directory   Author   Mike Clover
 

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Published Articles:35
Total Article Views:10,662 (unique visitors)
Total Article Rank:1.5 /5 (2 Ratings)
Mike Clover
(USA)Author

Mike Clover's Articles

Articles by: Mike Clover

Recent Articles

How a Co signer Can Affect Your Credit Report

Do you want your credit score to plummet, go ahead and co-sign for someone. I personally believe this is a huge problem. With your credit score and credit report being the roadmap to financial ..
(June 25, 2008)
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  • Currently 1.00/5
 | Finance/Credit-Tips | Visitors: 977

Need Quick Cash But Your Credit Score is Bad?

If you need some quick cash but your credit score is not allowing you to get money from the bank, don't worry there is help. There is a new wave of loans where you can get loans between $1500 and ..
(June 27, 2008)
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  • Currently nan/5
 | Finance/Loans | Visitors: 228

When Should You Check Your Credit Score Report?

There is a lot of debate out there on when you should check your credit score report. I am sure you have read that you can get your credit report for FREE at annualcreditreport. Yes you can, but you ..
(July 01, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 269

Dont Think Identity Theft Can Happen to You Think Again

During the course of the day you may write a check at the grocery store, charge tickets to a concert, mail your tax returns, rent a car, and apply for a new credit card. Your probably don't think ..
(July 02, 2008)
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  • Currently nan/5
 | Legal/Identity-Theft | Visitors: 275

Life After a Foreclosure

Your life during a foreclosure might seem never ending. A foreclosure does affect your credit score report, but the good news is there is life afterwards. If you have fell victim to the Sub-Prim ..
(July 05, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 378

Avoid a Low Credit Score

With your Credit Score being the doorway to financial health I thought I would give some tips on what to avoid so your credit score is not affected. If your credit score is currently low I guarantee ..
(July 06, 2008)
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  • Currently nan/5
 | Finance/Credit-Tips | Visitors: 207

What First Time Home Buyers Need to Know

The hard way always seems to be the better way. I have been told there are two ways to do things in life, “The hard way and the easy way. " I think most want to do things the hard way. When it ..
(July 11, 2008)
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  • Currently nan/5
 | Real-Estate/Buying | Visitors: 303

Parents! You Must Home School Your Children

No, I don't mean you need to teach them grammar, math and geography. You can leave those subjects up to the school system and hopefully they'll learn what they need to know with just a little help ..
(July 27, 2008)
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  • Currently 2.00/5
 | Finance | Visitors: 329

Your Credit Score May Just Been Lowered

If your credit score was just lowered, how would you find out? There are so many avenues now to get your credit report it's actually pretty easy. But what if it actually was lowered to the point that .
(July 27, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 179

Good Credit Saves You Money in More Ways Than One

When you think of needing a good credit score, the first thing that comes to mind is buying a home. Next is buying a car, and third is probably the ability to get a credit card. It's true, a good ..
(July 28, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 178

FICO Demystified

Your lender rattles off the term as if everyone knew exactly what FICO meant. But most of us don't even know what the letters stand for. The first part is simple: The Fair Isaac Corporation. Sounds ..
(July 30, 2008)
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  • Currently nan/5
 | Finance/Credit-Tips | Visitors: 132

Pay Your Debts to Raise Your Credit Score

Sounds simplistic, doesn't it? Just pay down your debts, your credit score will raise, and all will be fine. But if you're in debt, there's probably a reason - such as spending in excess of your ..
(July 30, 2008)
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  • Currently nan/5
 | Finance/Credit-Tips | Visitors: 191

Foreclosure Crisis - Learn What Lenders Don't Want You To Know

Did you know most of the foreclosures taking place now could have been avoided? With all the foreclosures taking place because of adjustable rate mortgages (ARM's), this could have been avoided if ..
(May 25, 2008)
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  • Currently nan/5
 | Real-Estate/Foreclosures | Visitors: 295

How Credit Card Debt Can Affect You?

Credit card debt is an increasing problem in the United States. The credit card companies over the last 10 years have been extending credit to everyone. Yes credit cards are necessary for credit ..
(May 06, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 168

How 3-1 Credit Reports With Credit Scores Will Better Educate ..

A consumer armed with their 3-1 credit report will save more money than one whom does not have any idea what is on it. Creditors love an uneducated consumer when it comes to borrowing money. Did you ..
(May 06, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 197

Remove Collections From Credit Report

To get collections removed from a credit report there is a process to follow. There is also a big misconception out there that you can get collections removed that you owe. Yes you can get ..
(May 01, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 2207

Credit Rating Improved in 30 Days

Did you know you can improve your credit rating in 30 days? Most people don't know what to do to get their rating up quickly. There are some tricks you can do to your personal credit report to ..
(April 27, 2008)
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  • Currently nan/5
 | Finance/Credit-Tips | Visitors: 201

FHA Basics

FHA loans are loans that are insured by (HUD) Housing Urban and Development. FHA loans have been around since the 1930's right after the “Great Depression. " This was when 4 out of 10 ..
(April 24, 2008)
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  • Currently nan/5
 | Finance/Loans | Visitors: 193

With My Credit Score Can I Get A Mortgage?

Are you wondering if you can get a mortgage with your current Credit Score? I am sure everyone is sick of hearing about the current credit crunch. It is a never ending cycle in the lending industry. ..
(April 12, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 759

Fast Free Credit Report Repair

Credit Report Repair is a huge business currently. There are credit repair companies opening up all over the U. S. With all of the credit issues our country faces as a result of foreclosures, high ..
(April 06, 2008)
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  • Currently nan/5
 | Finance/Credit-Tips | Visitors: 223

I Have No Credit Scores - How Do I Establish Credit Scores?

If you have no credit scores due to being new to the credit arena or you have just been a cash person all your life there is hope for you. There is one sure way to get the credit score calculated in ..
(March 31, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 206

Do Credit Inquires Hurt Your Credit Score?

A credit inquiry is an item on your credit report that shows with permission a creditor requested your free credit score report. Not all credit inquiries affect your credit score: You may notice ..
(March 30, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 550

Do You Need Your Credit Scores With Credit Report?

I was real excited after I went to annualcreditreport and got my free credit report. But to my surprise there were no credit scores. I started asking myself since everyone looks at your credit score ..
(March 30, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 187

Why Annualcreditreport With No Credit Scores Is Not Good Enough

Annualcreditreport gives you a credit report free once a year, but they don't give your credit score. I have been a lender for 7 years, and believe me when it comes to getting your loan done everyone .
(March 03, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 213

How Checking Your Free Credit Score Regularly Will Help You ..

Checking your free credit score regularly will benefit you because your credit changes every 30 days. You are probably asking yourself what do you mean your credit changes every 30 days. Well the ..
(February 28, 2008)
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  • Currently nan/5
 | Investing | Visitors: 172