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 Article Directory   Author   Michael Benifez
 

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Published Articles:39
Total Article Views:6,875 (unique visitors)
Total Article Rank:1 /5 (1 Rating)
(USA)Author

Michael Benifez's Articles

Articles by: Michael Benifez

Recent Articles

How to Save Money to Send Your Child to School

As college costs increase, it can be intimidating to find ways to save up for your child's education. Many parents know that they need to start saving money early, but they might not know where to ..
(September 30, 2008)
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 | Reference-and-Education/College-University | Visitors: 202

What You Need to Know About Handling Finances As a Married ..

Love can be an overwhelming and overpowering emotion as it blacks out everything except for the feelings you have for the wonderful person in your life. Soon, you'll have marriage on your mind and ..
(September 17, 2008)
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 | Relationships/Marriage | Visitors: 237

Paying Fees on Credit Card Transfers

Debt, credit cards, and interest rates seem to be a major topic of the time as fees for just about everything continue to climb. While it is difficult to get ahead when your paycheck is going to only .
(September 15, 2008)
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  • Currently nan/5
 | Finance/Credit-Tips | Visitors: 182

Creating an Emergency Savings Fund in a Few Easy Steps

Having an emergency fund is not a luxury - it is a necessity. Most personal finance experts recommend that people have emergency savings to cover at least between three and six months’ worth of .
(September 16, 2008)
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 | Finance/Personal-Finance | Visitors: 174

If You Can't Raise Income You Must Cut Costs

Companies throughout the world all operate under the same principle which is to make money, but more than that, to turn a profit. Making all the money in the world doesn't do you any good if you're ..
(September 08, 2008)
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  • Currently nan/5
 | Finance/Personal-Finance | Visitors: 195

Fear of Finances - Real As Other Fears

The sight of those mounting bills, complicated financial statements and waning credit card balances can be enough to make anyone want to throw their hands up in the air and run for cover. Many people .
(August 25, 2008)
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  • Currently nan/5
 | Finance/Personal-Finance | Visitors: 185

How to Protect Yourself and Your Loved Ones From Identity Theft

Identity theft is becoming the fastest growing crime problem in the United States, according to the Federal Bureau of Investigation. Criminals commit identity theft by stealing and using the names, ..
(August 06, 2008)
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  • Currently nan/5
 | Legal/Identity-Theft | Visitors: 204

How Different Are Christian Debt Consolidation Companies?

For some Christians, a Christian debt consolidation company is something that goes against their beliefs. These companies, and there are many, offer with scripture answers to Christians who question ..
(August 10, 2008)
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 | Finance/Debt-Consolidation | Visitors: 177

Retirement Wildly Different Things to Different People

Financial planning is the traditional method used to determine one's monetary situation and plan accordingly for the future. However a new style of planning is beginning to take root, most often ..
(June 17, 2008)
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 | Investing/Retirement-Planning | Visitors: 187

Identity Theft A Guide For Victims

very year, more and more people fall victim to perpetrators of identity theft. Since 2002 millions have lost money, credit and credibility. With our economy in recession, it is more important than ..
(June 23, 2008)
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  • Currently nan/5
 | Legal/Identity-Theft | Visitors: 277

Smart Consumers Shop Lowest APR on Credit Cards

With more and more Americans finding themselves further and further in debt to credit card companies, it may be more important than ever that consumers educate themselves about the terms and ..
(June 26, 2008)
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  • Currently nan/5
 | Finance/Credit-Tips | Visitors: 154

Cash Only Saving Money the Old School Way

Articles and books on personal finance will provide as many tips as possible in an effort to make at least a couple of them stick. This approach may convince readers to save for emergencies and pay ..
(June 26, 2008)
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 | Finance/Personal-Finance | Visitors: 245

Credit Cards Not the Only Way to Obtain Credit

Credit ratings have taken on greater importance than ever, and this applies to all forms of credit, be it in acquiring a credit card or getting a mortgage on that house. How to get a credit rating is .
(June 30, 2008)
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 | Finance/Credit-Tips | Visitors: 153

Smart Tips to Keep Debt Low

There is no ‘one-size-fits-all’ solution to how much debt you may safely take on. There are, however, guidelines that you can follow to keep from going in over your head. Naturally, ..
(June 30, 2008)
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 | Finance/Debt-Management | Visitors: 154

Putting Your Life Plan Into Action

While many don't want to look that far ahead, and worry about money when you don't know what is going to be in the future it is important to plan something at one point. What do you need to deal ..
(July 03, 2008)
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  • Currently nan/5
 | Home-and-Family/Retirement | Visitors: 201

Banking Making Smart Personal Finance Choices

Banks offer us many convenient services, but they hardly do so out of the kindness of their hearts. Almost any little service imaginable that a bank provides has at least a small fee associated with ..
(July 03, 2008)
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 | Finance/Personal-Finance | Visitors: 179

Consumption of Extravagant Goods The Peril of Many

While we may think only the wealthy or celebrities are engaged in a good old-fashioned battle of oneupmanship when to comes to having the newest, most expensive gadgets or items money can buy, the ..
(July 04, 2008)
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 | News/Pure-Opinion | Visitors: 146

Future Needs Funding Lessons From the Kilt

Today's business world is no different. Each business has to find a way to cut costs and save money in order to survive. Businesses can't collect spare change on the side of the street to pay their ..
(July 08, 2008)
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  • Currently 1.00/5
 | Finance/Personal-Finance | Visitors: 181

Disposable Income Represents Our Level of Freedom

While it's not the sole factor in determining your level of wealth, your amount of disposable income is probably a fairly strong indicator. At the very least it indicates your financial planning ..
(July 13, 2008)
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 | Finance/Personal-Finance | Visitors: 201

Holiday Time Brings Much Stress and Debt

New Year's brings with it a rush of heightened optimism and expectations for not only the New Year, but for the many years to come. With finances playing a big part in everyone's lives, this is often .
(July 16, 2008)
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 | Home-and-Family/Holidays | Visitors: 117

A Strong Budget Can Save You Stress and Money

Budgeting is often viewed as stressful and even difficult, maybe not difficult in coming up with the budget, difficult to follow at the very least. The truth though is that if you can't follow a ..
(July 23, 2008)
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  • Currently nan/5
 | Finance/Personal-Finance | Visitors: 192

Consolidate Debts - Try Balance Transfer Cards

Unfortunately, it is a lot easier to get into credit card debt than it is to get out of it. All it takes is a small amount of time of excessive spending to get into debt that can take years to get ..
(April 06, 2008)
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  • Currently nan/5
 | Finance/Debt-Consolidation | Visitors: 205

Does Britney Spears Own Good Business Credit Management Skills

Managing a business is much more difficult than many believe. Guiding employees, scheduling, offers benefits, growing the business, producing a profit and managing cash and cashflow can be ..
(March 26, 2008)
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  • Currently nan/5
 | Finance/Credit | Visitors: 253

Credit Cards Counseling and Debt Consolidation - A Threesome

Drowning in debt? Do the bills continue to pile up each month and looking for a way out looks like “Mission Impossible?" Fortunately, there are solutions to living in debt. But, beware! The ..
(March 06, 2008)
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  • Currently nan/5
 | Finance/Debt-Consolidation | Visitors: 167

Unsecured Loan - Working Your Way to a Good Credit Score

Life comes at us fast and it is loaded with choices. Everyday we must take a wide range of variables, process them and come to a conclusion or decision. Making the choice between an unsecured loan ..
(January 31, 2008)
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  • Currently nan/5
 | Finance/Loans | Visitors: 174