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 Article Directory   Author   Kristin Abouelata
 

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Published Articles:15
Total Article Views:3,911 (unique visitors)
Total Article Rank:1 /5 (1 Rating)
Kristin Abouelata
(USA)Author

Kristin Abouelata's Articles

Articles by: Kristin Abouelata

Recent Articles

It's Back! 100% Financing

100% financing was a very popular option in the lending world via FHA approved grants, however, it became a memory not too long ago. Programs like AmeriDream and Nehemiah enabled a borrower to obtain .
(January 12, 2009)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 367

Home Loans - Two Incomes Cut From the Same Cloth

Did you ever think you could make too much money? Or what if you potentially could make too much money? Now that sounds just plain old silly, doesn't it? But believe it or not, different entities ..
(August 10, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 152

Call the Movers! Youre Closing Date is Extended!

You've called the movers, you're all packed, and it's the eleventh hour before closing. Your phone rings and it's your lender with bad news. Your loan's not going to close tomorrow. Watch you talking .
(July 21, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 162

Pay Into the Kitty How Does Escrow Work?

When I explain escrow or prepaid items to my customers, I always liken it as to setting up a kitty. You know, like in poker. A place where your money sits until it's decided where it should be paid. ..
(July 21, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 268

Seller Paid Closing Costs Knowledge is Power

When you're considering making an offer on a home, there are other ways to get a good deal other than just snagging the lowest price you can imagine. Most loan programs allow the seller to concede ..
(July 21, 2008)
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  • Currently nan/5
 | Real-Estate/Selling | Visitors: 584

Mortgage Lending Whats Your Point?

Buying a home is a confusing process, and one of the most confusing prospects is settling on an interest rate. Even when you decide what type of loan you want, you find you still have options as to ..
(July 21, 2008)
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 | Finance/Mortgage-Refinance | Visitors: 241

Need Cash For a Home Closing? Consider a Gift

I saw a cartoon the other day that was pretty funny, but also pretty sad when you think about it. It showed a couple sitting across from a mortgage lender, and the caption read, “We're here to ..
(July 21, 2008)
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  • Currently nan/5
 | Real-Estate/Buying | Visitors: 300

FHA Mortgages What is a Flip and How Can it Affect You?

Flipping is a word that can cause many a lender anxiety. Not the traditional flip that you see in gymnastics or diving. But flipping as it pertains to the real estate and lending community. The ..
(July 29, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 198

Jumbo Loans and White Elephants Will the Pace Pick Up?

According to Wikipedia, the definition for a white elephant is “a valuable possession which the owner cannot dispose of, but whose cost (particularly of upkeep) exceeds its usefulness. " Hmmm. ..
(August 03, 2008)
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  • Currently nan/5
 | Finance/Home-Equity-Loans | Visitors: 137

Decisions, Decisions - Which Mortgage Is Right For You?

So, you need a mortgage. Maybe you're buying a home, maybe you're refinancing an existing home. When you go on the internet and do a search for “mortgages", you can get confused pretty quick. ..
(May 26, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 152

FHA and Down Payment Assistance - It's Truly Gifted

If you qualify for an FHA loan to buy a home, traditionally you should be prepared to come up with 3% of final sales price in out of pocket funds to put down on the transaction. It's a requirement. ..
(April 09, 2008)
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  • Currently nan/5
 | Real-Estate/Buying | Visitors: 187

FHA Raises the Roof - New Loan Limits for Home Buyers

You see, previously, FHA loans in the Knoxville and surrounding area were limited to $200,160 for the note amount. If you wanted to buy a $210,000 home, you had to pay the difference out of your own ..
(April 09, 2008)
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 | Finance/Mortgage-Refinance | Visitors: 718

My Community For Our Community - Low To Moderate Income Lending

There's a lot of buzz in the marketplace about 100% financing for first time homebuyers. It seems they get all the perks, right? Below market interest rate (Tennessee Housing Development Agency ..
(February 17, 2008)
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  • Currently 1.00/5
 | Finance/Mortgage-Refinance | Visitors: 189

Telling the Truth About Mortgage Lending

There's a bunch of important points to review when considering a mortgage. And a ton of paperwork to look over. So much so at times it can be quite overwhelming. A Good Faith Estimate is one document .
(January 28, 2008)
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 | Finance/Mortgage-Refinance | Visitors: 141

Ch-Ch-Ch-Changes - Why You Might Want to Refinance Now!

Have you been reading the papers or listening to the news lately? (Ok, I guess you have been because you are reading THIS paper. Just call me Master of the Obvious). Rates are low. Actually, rates ..
(December 11, 2007)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 115