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 Article Directory   Author   Kathy Swift
 

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Published Articles:23
Total Article Views:6,576 (unique visitors)
Total Article Rank:1 /5 (1 Rating)
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Kathy Swift's Articles

Articles by: Kathy Swift

Recent Articles

Foreclsoure Advice

Let's get one thing straight right now. Foreclosure is the most damaging thing to have on your credit report. It will completely annihilate your credit options for years to come. Even with aggressive .
(June 15, 2008)
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Foreclosure Laws in New York State

In New York state, a bank can use either judicial or non-judicial foreclosures. If a power of sale clause is written into the mortgage or deed of trust, this enables the bank to save the time and ..
(June 15, 2008)
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Laws of Foreclosure in North Carolina

Both judicial and non-judicial processes are followed in North Carolina. Judicial foreclosure means that the court system must be employed to begin the foreclosure process. The bank must file a ..
(June 15, 2008)
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Foreclosure Laws in Delaware

Delaware is a judicial state, so it must go through the court system. This takes about 7-10 months. The Delaware foreclosure process begins with a complaint filed in court. The borrower needs to ..
(June 19, 2008)
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Foreclosure Laws in Wyoming

Wyoming, like many states have both of the following ways to take care of the foreclosure process: Both judicial and non-judicial foreclosures are used in Wyoming. Always, the determining factor, as ..
(June 19, 2008)
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Foreclosure Laws in Tennessee

There are many states the follow in court and out of court proceedings, Tennessee is one of them. In court foreclosures begin by the bank filing a complaint against the homeowner in an attempt to ..
(June 19, 2008)
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Foreclosure Laws in South Dakota

Many states in the United States follow in court and out of court proceedings, South Dakota is one of them. As in all states where both forms of foreclosures are used, the vast majority of ..
(June 19, 2008)
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Foreclosure Laws in New Hampshire

New Hampshire allows for both judicial or in court and non judicial or out of court foreclosures to be followed. It depend on if there is a power of sale clause in the deed of trust. A power of sale ..
(June 19, 2008)
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Foreclosure Laws in Rhode Island

In Rhode Island, both in court (judicial) and out of court (non-judicial) foreclosures are used. As with all states, where both types of foreclosures are pursued, the vast majorities of foreclosures ..
(June 19, 2008)
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Foreclosure Laws in Oklahoma

Both judicial, or in-court and non-judicial, out of court, foreclosure processes are followed in Oklahoma. The deciding factor in which process will be used is the power of sale clause. Should the ..
(June 19, 2008)
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Foreclosure Laws in New Jersey

New Jersey is a state that only uses judicial or through the court foreclosures. This process begins with the bank filing a lawsuit or complaint against the homeowner who has fallen behind in their ..
(June 19, 2008)
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Avoiding Foreclosure by Working With Investors

If working with the bank on home retention plans won't work for you, then you need to look to investors to help you save your home from foreclosure. I recently worked with a woman who was offered one .
(June 24, 2008)
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Avoid Foreclosure by Selling Your Home

You can sell your home, if you want to avoid foreclosure. This can work if you don't owe too much on your home and if the real estate market where you live is not too soft. To use this strategy you ..
(June 24, 2008)
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Avoid Foreclosure Through Short Sales

The best solution out there for most people facing foreclosure is doing what is called a short sale. A short sale is when the bank will accept less than what is owed on a loan and dismiss there ..
(June 24, 2008)
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Foreclosure, Dont Give Up There Are Solutions

When you are facing foreclosure it feels like there is no way out. It feels like the whole world is crashing in. But, giving in to the problem by giving up is not the answer. The foreclosure process ..
(June 24, 2008)
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Avoidance Strategies For Foreclosure Loan Modification

A loan modification is when your bank makes changes to the note or loan that you owe. In other words it is a way to get a better loan without the expense, time, and heart ache of trying to refinance ..
(June 30, 2008)
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Foreclosures on the Rise

The Deseret News in Salt Lake City, Utah reports that foreclosures are up 93.4% over one year ago. A second article in the same paper reports a 52 % one month increase in foreclosures. Third article ..
(June 30, 2008)
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Short Sales, The Best Way to Avoid Foreclosure

You may have noticed a large number of for sale signs on homes in your neck of the woods that have a nifty little sticker on them that reads short sale. I know I have seen a lot these days. What does .
(June 30, 2008)
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Foreclosure and Bankruptcy and Your Home

I am not an attorney, but does not prohibit me from discussing the consequences of bankruptcy and how it affects foreclosure. Be sure to seek, legal council before filing for bankruptcy protection. ..
(June 30, 2008)
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Foreclosure Hope Instead of Despair

President Bush's new plan to help people facing foreclosure is called Hope Now. It sure seems to be trying hard to pout a band aid on the rupture in the mortgage system. This rupture has resulted in ..
(June 30, 2008)
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Foreclosures Still on the Rise

The sub prime market has disappeared. That affects both buyers and sellers. Adjustable rate mortgages are continuing to drive more families toward foreclosure. John Mogk, law professor at Wayne State .
(June 30, 2008)
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Foreclosure Hurts

Foreclosures hurt everyone involved. Foreclosures hurt those that lose their home. Foreclosures hurt the banks because it costs them money. Foreclosures hurt the economy. Foreclosure can and should ..
(July 07, 2008)
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Lack of Equity The Biggest Problem in Avoiding Foreclosure

Over 90% of the homes going to auction these days are not even being bid on by investors. Why is this the case? Aren't foreclosure sales a tried and true method for investors to get a great deal? Why .
(July 07, 2008)
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