Already on ArticleSlash?

Forgot your password? Sign Up
 Article Directory   Author   Joe Cole
 

Joe Cole  RSS Feed

Published Articles:94
Total Article Views:21,657 (unique visitors)
Total Article Rank:2 /5 (7 Ratings)
(United Kingdom)Author

Joe Cole's Articles

Articles by: Joe Cole

Recent Articles

Information on Edinburgh

Careers All secondary schools offer vocation training and career guidance in partnership with Careers Scotland. For information relating to specified schools or your own sons or daughters you should .
(December 07, 2010)
 | 
  • Currently nan/5
 | Travel-and-Leisure | Visitors: 234

Requirements For ECommerce Data Security

For web-based merchants, the fight against fraudulent transactions starts with creating the right content and implementing the necessary fraud-prevention measures on their websites. ECommerce ..
(October 30, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 231

Handling of Multiple Sales Receipts

Typically, a single sales receipt is produced to document a single transaction. Before issuing multiple sales receipts, merchants should understand and implement the rules that regulate them, in ..
(October 21, 2008)
 | 
  • Currently nan/5
 | Business/Retail | Visitors: 306

Credit Card Fraud Prevention For Travel Agencies

High levels of fraudulent transactions have greatly contributed to make travel agencies operating over the internet one of the highest risk credit card processing types of organizations in the U. S. ..
(October 10, 2008)
 | 
  • Currently 1.00/5
 | Travel-and-Leisure | Visitors: 202

Payment Processing Guidelines For Car Rental Companies

Car rental companies have historically experienced high levels of customer disputes and chargebacks which have placed them on both Visa's and MasterCard's high risk processing lists. In order to ..
(October 02, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 242

Employing Collection Efforts to Recover Losses

Chargebacks are not always caused by fraud or a processing error or another omission on the part of the merchant. In many instances customers are responsible for transactions that are charged back to .
(September 21, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 246

Chargeback Monitoring by Visa

All Credit Card Associations and Companies have designed and implemented programs for monitoring chargeback levels at merchants accepting their payment cards. Visa monitors the chargeback activity of .
(September 21, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 947

Transaction Authorization Routing Guidelines

The authorization of credit card transactions has a significant impact on risk, customer service and operational expenses. Implementing the following set of best practices will ensure that the ..
(September 04, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 277

Transaction Post-Authorization Guidelines

Web-based merchants should consider sending a confirmation email before completing an order in an eCommerce transaction that received an approval by the card issuer. If the transaction was declined, ..
(September 05, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 249

Safeguarding Cardholder Data Through PCI Compliance

The safety of consumer card account information is critical for the success of eCommerce businesses. Before they order products and services online, consumers want to be sure that their account ..
(September 07, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 235

Review Procedures For Potentially Fraudulent ECommerce ..

Merchants operating in high-risk card-not-present industries, such as the eCommerce, mail order and telephone order (MO/TO), need to set up internal procedures for sorting out transactions with high ..
(August 25, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 233

Cardholder Verification in ECommerce Transactions

Businesses that accept payments in card-not-present settings need to implement into their card acceptance procedures for reviewing suspicious transactions a cardholder verification process. The ..
(August 26, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 237

Managing Key-Entered Transactions in a Card-Present Environment

Accepting payments in a face-to-face environment provides merchants with the advantage of processing transactions at lower rates compared to their eCommerce and MO/TO counterparts who operate in a ..
(August 13, 2008)
 | 
  • Currently nan/5
 | Business/Retail | Visitors: 284

Authorization of Face-To-Face Transactions

Through the process of authorizing a card-present transaction the issuer of the card used to make the payment approves or declines it. In normal circumstances, transaction authorizations are ..
(August 14, 2008)
 | 
  • Currently nan/5
 | Business/Retail | Visitors: 287

Zero-Tip Transaction Policy For Restaurants

When authorizing transactions, payment amounts should never be estimated. Following this rule is particularly important for restaurant merchants and it means that payment transactions should only be ..
(August 15, 2008)
 | 
  • Currently nan/5
 | Business/Retail | Visitors: 374

Verifying Signatures in Face-to-Face Transactions

The card acceptance process in a card-present environment concludes with the customer signing the sales receipt. It is the responsibility of the merchant to compare that signature with the signature ..
(August 17, 2008)
 | 
  • Currently nan/5
 | Business/Retail | Visitors: 313

Unsigned Cards in Face-To-Face Transactions

Once the card is swiped through the payment terminal, the merchant should take it in his or her possession and examine it for signs of alterations. The merchant also has the responsibility at the ..
(August 18, 2008)
 | 
  • Currently nan/5
 | Business/Retail | Visitors: 299

Validating Card Information in ECommerce Transactions

In online transactions card information is provided by cardholders, rather than read by a terminal from the card's magnetic stripe. This leaves merchants vulnerable to both fraud and errors. To ..
(August 16, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 204

Split Sales Transactions

A sales transaction is split when a merchant divides the cost of a single transaction between two or more sales receipts, using a single cardholder account. A merchant may split transactions in an ..
(August 16, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 251

Validating Cardholders in ECommerce Transactions

During an eCommerce transaction the customer provides data about himself and the payment card that he or she is using to make the payment, data that has to be verified before the transaction is ..
(August 17, 2008)
 | 
  • Currently 5.00/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 202

Screening High-Risk International Addresses in ECommerce ..

Every eCommerce merchant should carefully consider whether or not to serve international customers. There are a number of risk factors to evaluate. You should take into account, for example, that you .
(August 17, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 251

ECommerce Risk Management Infrastructure

The eCommerce presents unrivalled possibilities for tapping into markets that are out of the reach of brick-and-mortar types of businesses. Web-based merchants have the world as a market. The other ..
(August 18, 2008)
 | 
  • Currently 1.00/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 203

Building an Internal Negative File

Even the best fraud-prevention procedures are likely to be breached every now and then allowing a fraudulent transaction to sneak its way through. You can, however, fully protect yourself against ..
(August 18, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 242

Customer Service Access Policy For ECommerce Merchants

Customers should be able to easily contact eCommerce merchants whenever they have a question or a concern about an order. For merchants, providing a convenient way for customers to contact you is ..
(August 13, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 187

ECommerce Guidelines For Web Cookies

Web cookies were first introduced to help create shopping carts on eCommerce websites, into which customers can place items to purchase and then continue browsing the website, adding or removing ..
(August 14, 2008)
 | 
  • Currently nan/5
 | Internet-and-Businesses-Online/Ecommerce | Visitors: 171