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 Article Directory   Author   Jeff S Rauth
 

Jeff S Rauth  RSS Feed

Published Articles:21
Total Article Views:11,453 (unique visitors)
Total Article Rank:3.29 /5 (7 Ratings)
(USA)Author

Jeff S Rauth's Articles

Articles by: Jeff S Rauth

Recent Articles

Commercial Subprime Mortgages

Although there is really no “commercial subprime mortgage" sector like there is in residential, there are 3 types of commercial mortgages programs that are designed for borrowers with difficult .
(March 31, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 157

SBA 7a Loan To Refinance Commercial Mortgage

Most business owners have a couple of impressions regarding SBA financing firmly in their minds. 1. The process to close an SBA loan takes too long and 2. You cannot refinance an existing loan with ..
(March 30, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 654

Common SBA 7a Loans Questions

Business owners have heard much about the SBA commercial mortgage programs over the years and unfortunately much of the rumors are negative. The SBA has changed dramatically over the years and most ..
(March 30, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 343

Benefits of an SBA 7a Loan

Business owners that are considering an SBA 7a loan will enjoy numerous advantages when compared to conventional bank financing. Higher Leverage - SBA loans typically have down payments that are ..
(March 21, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 610

Business Debt Consolidation - Cash Flow is King?

During these difficult times business owners search for any angle on how to reduce costs. Consolidating business debt into commercial mortgages can be a “clean" and relatively easy way to ..
(March 19, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 254

Commercial Refinancing Options - 2008

Who would have guessed that the beginning of 08 there would be so many issues with the capital markets and subsequently individual entrepreneur's options to refinance their commercial mortgages? ..
(February 29, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 206

SBA 504 and SBA 7a to the "Rescue" of the Commercial Mortgage ..

As the commercial mortgage industry continues to suffer and credit polices continue to tighten, entrepreneurs are starting to rely more on the classic SBA loans to get their commercial mortgages. ..
(March 07, 2008)
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  • Currently nan/5
 | Business/Small-Business | Visitors: 308

During Difficult Times the SBA 7a and SBA 504 Programs are ..

Currently we are seeing decline rates at, literally 90%, from banks here in Michigan. Meaning that 90% of all commercial loan request that come in the banks doors are being turned down. 50% - 60% of ..
(March 10, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 263

Refinancing With An SBA 7a And A Fixed Rate Loan?

Many business owner and other professionals in the commercial mortgage industry are surprised to learn that the SBA does allow refinances through the 7a program and their rate does not have to float. .
(March 08, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 366

Hotel Loans - The Guidelines Are Changing

It's March 2008 and I'm currently working on a rate and term refinance, $3.8 million of an owner occupied Wingate Hotel in the Midwest. The owner boasts an 82% occupancy for 07, $2,000,000 of gross ..
(March 08, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 225

Owner Occupied Commercial Mortgage Refinance - Rules Are ..

Business owners currently considering a commercial mortgage refinance, will find that many of the rules have changed. As the economy and so called credit crisis continue, small balance lenders (loans .
(February 13, 2008)
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  • Currently nan/5
 | Business/Small-Business | Visitors: 162

Commercial Real Estate Refinance - Current Market Conditions

Current market conditions for small balance ($300,000 - $5,000,000) commercial mortgage refinances are tightening. We are now feeling the pinch of the current credit crunch. In addition to increased ..
(February 11, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 175

Commercial Mortgage Brokers - What Are They Good For?

Commercial mortgage brokers should save their clients time, aggravation and of course money. The bottom line is that the brokers experience and expertise should be valuable for the borrower, who may ..
(February 02, 2008)
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  • Currently nan/5
 | Real-Estate/Commercial-Property | Visitors: 213

Commercial Mortgage Decline

Two of the more common reasons for commercial mortgage decline are property value and or concern over net income. As capital sources continue to tighten underwriting standards, borrowers feel the ..
(January 26, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 123

Underwriting Parameters Of Commercial Mortgage Refinance

Property owners conducting a commercial mortgage refinance are often surprised by the new range of loan programs that have become available in the last 5 years. Programs such as commercial 30 year ..
(January 09, 2008)
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  • Currently 3.00/5
 | Real-Estate/Commercial-Property | Visitors: 240

Commercial Mortgage Refinance - Why?

Why perform a commercial mortgage refinance? Out of necessity of course. Most borrowers face a ballooning loan that forces them to investigate options, spend thousands on third party reports and put ..
(December 25, 2007)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 138

Commercial Mortgage Refinance - What To Watch Out For

Performing a commercial mortgage refinance is normally an expensive and time consuming process that has a few, potentially expensive pitfalls. Although we don't offer a “secret guide" on ..
(December 20, 2007)
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  • Currently nan/5
 | Real-Estate/Commercial-Property | Visitors: 179

Retail Property Refinance - An Underwriting Glance

Retail property refinances are one of the preferred building/loan types by capital sources. This is a very broad category, that is divided between single tenant owner occupant or investment ..
(December 19, 2007)
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  • Currently nan/5
 | Real-Estate/Commercial-Property | Visitors: 154

Office Mortgage Refinance - Typical Underwriting Parameters

Owners conducting an office mortgage refinance have a broad range of finance options. This is due to several factors, such as loan amount, whether the property is owner occupied or an investment, ..
(December 18, 2007)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 123

Restaurant Mortgage Refinance

Historically, from the borrower's perspective, financing restaurants properties has been cumbersome with limited loan options. Further on restaurant loan refinances, borrowers face even more ..
(December 18, 2007)
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  • Currently 3.40/5
 | Real-Estate/Commercial-Property | Visitors: 6382

Underwriting Parameters of Commercial Equity Lines

Property owners considering a commercial equity loan are often surprised by the flexibility and liquidity that these loans provide. This loan sits in second lien position (or first) behind any ..
(December 12, 2007)
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  • Currently nan/5
 | Investing | Visitors: 178