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 Article Directory   Author   Jeff Rauth
 

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Published Articles:39
Total Article Views:7,642 (unique visitors)
Total Article Rank:1 /5 (3 Ratings)
(USA)Author

Jeff Rauth's Articles

Articles by: Jeff Rauth

Recent Articles

Property Tax Relief, Come and Get It

Property owners seeking property tax relief need to learn the process and system of appeals. Owners need to go before their city council and present an argument that their current assessed value is ..
(December 14, 2008)
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  • Currently nan/5
 | Finance/Taxes-Property | Visitors: 362

Most Common Issues That Kill Commercial Bridge Loans

Below are some of the most common issues that kill borrower's commercial bridge loans while in process (meaning after the borrower has signed the LOI and sent in money to the lender). Commercial ..
(December 15, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 301

Executive Office Suites

Executive office suites can be a solid alternative for professionals and or people interested in starting a business to house their operation. The benefits are many, with few draw backs. As far the ..
(November 03, 2008)
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  • Currently nan/5
 | Real-Estate/Leasing-Renting | Visitors: 179

Daycare Center Loans - Current Conditions

With major national daycare center lenders like UPS and CIT now out until further notice, many childcare centers owners and prospective owners are searching for financing options - and are finding ..
(November 04, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 366

Commercial Mortgage Refinance - Two Major Snags Due to the ..

There are several issues that can hold up your commercial mortgage refinance. As the credit crisis deepens many of the typical issues have been exasperated as banks and lenders scramble to protect ..
(October 21, 2008)
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  • Currently 1.00/5
 | Finance/Mortgage-Refinance | Visitors: 165

Automotive Property Loans - Credit Crisis

If you own an automotive property or are thinking of buying one, such as an oil change facility, collision shop or general auto repair, you've got to have you're “ducks in a row" as they say, ..
(September 30, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 293

Car Wash Loans - Now

If you own a car wash and or are thinking of buying one, you're going to want to make sure you're prepared to deal with the new market realities for getting a car wash loan. Bottom line is that the ..
(September 29, 2008)
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  • Currently 1.00/5
 | Finance/Commercial-Loans | Visitors: 318

SBA Commercial Loans - Why the Drop in Funding?

As the credit crisis began a year ago, many industry professionals predicted that the SBA commercial loans would become much more popular as banks would become more and more conservative and seek the .
(September 29, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 271

Restaurant Loans - Credit Crisis

As you may have guessed restaurant loans are taking a serious beating in the current credit crisis. A year ago, and even 6 months ago there were many options. In fact, 30 year fixed programs on ..
(September 23, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 315

Commercial Mortgage Brokers - The Difference Between ..

Of course there's a lot that goes into being a successful commercial mortgage broker like marketing, contacts, sales skills, technical knowledge of the industry, market knowledge, bank contacts, ..
(September 14, 2008)
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  • Currently nan/5
 | Real-Estate/Commercial-Property | Visitors: 254

Commercial Mortgage Loans - Credit Crisis

In my humble opinion the credit crisis will be resolved and we as the commercial loan brokers that stuck it out will be in a strong positions when the secondary market returns. These cycles happen ..
(September 15, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 157

Commercial Mortgage Training - In This Current Credit Crisis

As the residential side of the business has taken a severe beating many residential mortgage brokers and loan officers are taking a hard look at the commercial side of the business. The idea is to ..
(September 08, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 157

Impact of Bad Credit on Commercial Loans

The impact of bad credit scores on commercial loans has never been so severe. And we're not just saying that so you read this article. As the commercial secondary market continues to take a beating ..
(September 04, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 164

Commercial Mortgage Loan - Shocking Clause

Many borrowers that have a commercial mortgage loans with smaller or regional banks are often shocked to learn that they have signed off on a clause referred to as the “Right to Offset". This ..
(August 27, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 149

Commercial Loans Getting Notes Called

As the credit crisis continues, borrowers AND banks are suffering. One of the issues is existing commercial loans and their existing loan to values. As commercial real estate values begin to decline ..
(August 25, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 142

Commercial Mortgage Calculator - Debt Coverage

In terms of commercial mortgage calculations, debt coverage ratio is one of the most important underwriting tools to figuring out if a potential commercial mortgage is fundable or not. This ratio ..
(August 19, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 192

Small Commercial Loans Whats the Problem?

What's the problem with small commercial loans? Or maybe more accurately asked, why do so many banks and brokers avoid or ignore working on them? There's a couple of reasons. The main one and this ..
(August 18, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 153

Commercial Mortgage Training - Current

Commercial mortgage training is a broad topic with many areas that need to be mastered in order for the commercial loan officer to be truly competent and successful. Among the more immediate needs is .
(August 12, 2008)
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  • Currently 1.00/5
 | Finance/Commercial-Loans | Visitors: 166

Small Commercial Loans - The "Middle Child Syndrome"

Remember Jan Brady. Ignored and always overshadowed by her older and prettier sister Marcia? Borrowers seeking small commercial loans will face the same challenges as Jane. Small commercial loan ..
(August 13, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 153

Small Commercial Mortgages - Options

Borrowers shopping for a small commercial mortgage will discover a few more frustrations than on the typical larger commercial real estate loan. 1. There are limited loan options as many ..
(August 13, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 160

Commercial Loans For Borrowers With Bad Credit

Borrowers with bad credit that are seeking commercial loans will often face a difficult process, expensive loan options and many “no's". Even though it is a tough situation, borrowers should ..
(August 11, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 190

Medical Office Building Loans Current Conditions

We get a lot of loan requests from Doctors seeking to purchase a new facility, or refinance an existing medical office building loan. Many Doctors are surprised to learn about the current state of ..
(June 21, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 283

Commercial Mortgage Interest Rates

Commercial mortgage interest rates are a combination of the margin that the bank changes and the index that they use. For example if a bank quoted Prime (the index) plus 2% (the margin) you're actual .
(June 22, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 400

Calculating Global Income What is it and How to Do It

Calculating global income on commercial loans is all about figuring out the borrower's TOTAL net income. In other words, underwriters want to know all of the borrowers sources of income and all of ..
(June 25, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 201

Commercial Mortgage Loan Biggest Mistakes

Commercial mortgage loans can be complex and getting them closed and funded can be a challenge. And some loans are harder to close than others. No matter how difficult a given borrowers situation is, .
(July 09, 2008)
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  • Currently nan/5
 | Finance/Commercial-Loans | Visitors: 204