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 Article Directory   Author   Cindy Hartman
 

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Published Articles:24
Total Article Views:6,530 (unique visitors)
Total Article Rank:1 /5 (3 Ratings)
Cindy Hartman
(USA)Author

Cindy Hartman's Articles

Articles by: Cindy Hartman

Recent Articles

Home Inventory - Not Just For Your Home

The term “home inventory" can be misleading. It is commonly used to talk about “personal property" whether in the home or elsewhere. There are home inventory service providers who ..
(November 14, 2008)
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  • Currently 1.00/5
 | Insurance/Personal-Property | Visitors: 358

It's Not About Fear - It's About Taking Control

Often when home inventory service companies advertise, they show pictures of fires, tornadoes and floods. You also see these photos on their websites, brochures and other promotional materials. Why? ..
(November 10, 2008)
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  • Currently 1.00/5
 | Business/Marketing | Visitors: 202

Insurance Claims - How to Maximize Your Settlement

When filing an insurance claim, many people forget items. Others spend numerous months - yes, months - trying to remember what they own(ed). And quite a few find months after the claim is settled ..
(November 06, 2008)
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  • Currently nan/5
 | Insurance/Home-Owners-Renters | Visitors: 244

Catastrophes and Disasters - Prevent, Protect and Recover

Catastrophes are any misfortune, mishap, or failure and disasters are calamitous events, occurring suddenly and causing great loss of life, damage, or hardship (dictionary definition. Whatever we ..
(November 06, 2008)
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  • Currently nan/5
 | Insurance/Personal-Property | Visitors: 311

Home Inventory Service - What is the ROI?

How often have you thought about hiring an inventory service, but felt you couldn't justify the Return on Investment (ROI)? This service is something few like to think about, because many feel that ..
(November 06, 2008)
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  • Currently 1.00/5
 | Insurance/Personal-Property | Visitors: 322

Personal Property Insurance - Myths and Realities

I continually hear the same questions or statements when discussing why people need an inventory. We all agree (unfortunately) that an insurance policy reads as easily as any other legal document! ..
(November 06, 2008)
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  • Currently nan/5
 | Insurance/Personal-Property | Visitors: 298

Homeowners and Renters Insurance - They Won't Just Write You a .

Insurance policies are very hard to understand. They are long, so that factor in itself deters us from reading them. They also speak a language that seems foreign. By the time you look up every ..
(November 07, 2008)
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  • Currently nan/5
 | Insurance/Home-Owners-Renters | Visitors: 183

Contents Insurance - Know Your Policy's Limits

Personal property can be described as the contents in a home or business. This coverage is very affordable for renters, and should be purchased without exception. For homeowners, it is part of your ..
(November 07, 2008)
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  • Currently nan/5
 | Insurance/Home-Owners-Renters | Visitors: 188

So You Don't Think You Own Enough to Bother With an Inventory?

It is so important to have an inventory of your personal property. People who don't have a lot of fine art, collectibles or expensive, high-end electronics often think they don't have enough to ..
(November 07, 2008)
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  • Currently nan/5
 | Insurance/Personal-Property | Visitors: 255

Insurance - Cash Value Or Replacement Cost

Ask 10 people which coverage they have, and 5 will probably say they don't know. If you are one of the latter, read your policy or call your insurance agent to determine whether you have cash value ..
(November 07, 2008)
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  • Currently nan/5
 | Insurance/Personal-Property | Visitors: 344

Personal Property Insurance - Are You Properly Insured?

Homeowner's insurance policies are based on the value of the structure. It's quite simple to determine what the amount should be for the structure. But how do you know if your contents are properly ..
(November 07, 2008)
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  • Currently nan/5
 | Insurance/Personal-Property | Visitors: 263

How to Reduce Your Homeowner's Insurance Premiums

It's wise to make sure you're getting the best price on your homeowners insurance. And it's equally wise to compare your rates with your service to make sure you're receiving the best value for your ..
(November 08, 2008)
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  • Currently nan/5
 | Insurance/Home-Owners-Renters | Visitors: 209

Homeowners Insurance - Is Your Agent Right For You?

Are you receiving a call at least once a year from your insurance agent to review your homeowners insurance? Does he or she review your policy annually with you? When you call with questions, are ..
(November 10, 2008)
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  • Currently nan/5
 | Insurance/Home-Owners-Renters | Visitors: 155

Insurance and Safety at College

Whether your children are already in college or will be soon, there are insurance and safety issues (yes, on top of everything else you need to think about!) that must be considered. PERSONAL ..
(November 10, 2008)
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  • Currently nan/5
 | Insurance | Visitors: 236

Crime Victims Feel Anger, Outrage

Property crimes make up an overwhelming majority of all crimes. Homes and businesses are equally susceptible to the attention of thieves. And mostly these crimes happen when you aren't there. An ..
(October 22, 2008)
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  • Currently nan/5
 | Insurance/Personal-Property | Visitors: 682

Home Inventory Equals Less Stress

Most people realize that they face the possibility of a fire, tornado, theft or other disaster. Unfortunately few have a thorough inventory of their belongings which results in a lower settlement ..
(October 06, 2008)
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  • Currently nan/5
 | Reference-and-Education/Survival-and-Emergency | Visitors: 175

Business Opportunity Advantages of Purchasing a Turnkey Package

Most entrepreneurs purchase a turnkey business because of the ease of start-up. The learning curve is extremely long and difficult when starting a business from the ground up, and can be lessened a ..
(June 17, 2008)
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  • Currently nan/5
 | Business/Entrepreneurialism | Visitors: 387

Templates Help Small Businesses Create a Professional Image

Website, e-mail marketing and print material such as brochures, sell sheets, newsletters and business cards can be very affordable and presentable when using templates. Home-based and small ..
(June 23, 2008)
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  • Currently nan/5
 | Business/Small-Business | Visitors: 253

24 Hours a Day is All We Get

We all have the same amount of time in each day - 24 hours; no more and no less. Why is it, then, that some people can get so much more accomplished than others? It's called Time Management. But it's .
(July 01, 2008)
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  • Currently nan/5
 | Business/Productivity | Visitors: 233

Technology Time Savers Or Time Wasters?

You're answering a voice mail message when you get a notice that a text message has arrived. Sitting in front of your computer, your mail icon indicates receipt of a new email while your IM screen ..
(July 05, 2008)
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  • Currently nan/5
 | Computers-and-Technology | Visitors: 237

Starting a Business Do You Have What it Takes?

According to the SBA, 50% of all small businesses fail within the first 5 years. Wow! That's scary! Think about it this way - you're standing in a room with another small business owner, and most ..
(July 14, 2008)
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  • Currently nan/5
 | Business/Entrepreneurialism | Visitors: 231

Home Inventory 8 Reasons Why You Need This Information

Knowing what you own is important for many reasons. Compiling one can be time consuming, but there are home inventory companies who will document the contents of your home for you. DISASTERS ..
(July 21, 2008)
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  • Currently nan/5
 | Home-and-Family | Visitors: 216

Home Inventory A Must Before You Move Or Place Items in Storage

It's moving day! You packed all your contents into boxes and labeled the boxes according to what room they go in when arriving at the new house. But you didn't list the individual items as you packed .
(July 24, 2008)
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  • Currently nan/5
 | Real-Estate/Moving-Relocating | Visitors: 288

The Best Use Of Your Time

Many small companies begin as a sole proprietorship or two-person operation (fondly called mom-and-pops). As the company grows, a need for additional help is realized. This business owner who used to .
(April 29, 2008)
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  • Currently nan/5
 | Business/Small-Business | Visitors: 260