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 Article Directory   Author   Adam Ferguson
 

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Published Articles:9
Total Article Views:2,959 (unique visitors)
Total Article Rank:3 /5 (2 Ratings)
Adam Ferguson
(USA)Author

Adam Ferguson's Articles

Articles by: Adam Ferguson

Recent Articles

Fixed Rate Or No Rate at All

Many folks across this great country are starting to realize why the interest rates on their home mortgage loans were lower if they took an ARM loan. The answer is simple. A loan that is fixed for a ..
(July 13, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 137

The State of Stated Income Loans

Stated income mortgage loans were among the most popular loan programs over the last decade or so. What is a stated income mortgage loan? It is exactly as it sounds, the borrower simply states their ..
(July 14, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 308

To Cash Out Or Not to Cash Out is the Question

A cash out refinance mortgage can be a great tool for homeowners. There is no limit as to what you can do with cash that you receive from a refinance mortgage. The idea is simple. You can refinance ..
(July 14, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 177

FHA Purchase Loans

The FHA loan has become an increasingly popular way to obtain financing for homes in the United States. FHA purchase loans allow buyers to put down as little as 3% when buying a home. Home buyers can .
(July 20, 2008)
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 | Finance/Mortgage-Refinance | Visitors: 223

Is it Time to Buy Again?

It is time to buy a new home? That is the question many Americans are asking themselves. The answer quite frankly is different for everyone. There has been a drastic dip in home prices over the last ..
(July 20, 2008)
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  • Currently nan/5
 | Real-Estate/Buying | Visitors: 181

Adjustable Rate Mortgages (ARMs) Explained

Quick Explanation of Adjustable Rate Mortgages (ARMs) Have you ever wanted to know the details of adjustable rate mortgages?  This can be a confusing topic for folks that have not spent some time to .
(July 20, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 158

Repairs Before Refinancing My Mortgage?

Refinancing Repairs Home repairs are often needed before a bank will refinance a mortgage for a homeowner.  There are many different repairs that a bank may require.  It will generally be ..
(July 20, 2008)
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 | Finance/Mortgage-Refinance | Visitors: 1085

Broker Vs Banker Which is Better?

If you have ever financed the purchase of a home or refinanced such a loan, chances are that you used the services of a mortgage banker or mortgage broker. What's the difference, you ask? Great ..
(July 20, 2008)
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  • Currently nan/5
 | Finance/Mortgage-Refinance | Visitors: 201

Property Taxes Impounds Anyone?

Paying Property Taxes with Impounds Tax impounds have become the standard method for homeowners to pay their property taxes. Most banks prefer that you pay your taxes with your mortgage payment. ..
(July 20, 2008)
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  • Currently 3.00/5
 | Finance/Taxes-Property | Visitors: 489