Already on ArticleSlash?

Forgot your password? Sign Up
  Articleslash »
» Mortgage Refinance

Mortgage Refinance & Real Estate Article Category 

Articles about or concerning Mortgage Refinance, Refinance Rates, Refinance Options, Bad Credit Refinancing, Cash Out Refinancing, Refinancing And Debt Consolidation, Online Refinancing, Home Loans.
Latest Articles

What Becomes of Tenants after Foreclosure and What It should Be?

by:
 Kevin Jones (October 27, 2011)  When the landlords begin to claim their right to foreclose the home, most pitiable is the condition of tenants, who really have no idea of what is in store for them. They just keep an eye on the chances of home to get foreclosed. Their best wishes will be with home owners, who are looking to stop foreclosure at any cost. No other option seems to make them certain about their .. (Mortgage Refinance)

Live a Financial Stress Free Life with Your Pounds Till Payday At Your Fingertips

by:
 Greg Hanss (October 21, 2011)  Life nowadays is filled with many financial dead lock situations and you may get stressed when you desperately need pounds till payday help from someone and probably the last thing you want is borrowing money from friends or relatives. The reason being that no one likes showing their wanting financial conditions to everyone as it may lead to a social misinterpretation of being poor and . (Mortgage Refinance)

Understanding Non Conforming Loans

by:
 Ray Ethell (October 21, 2011)  Non-conforming loan is a loan that fall short to meet up bank criteria for funding. The following can be the reasons behind: Insufficient credit, The amount of loan if higher than the conforming loan limit, The unconventional nature of the funds’ use, The guarantee backing it. Often, non-conforming loans are funded by hard money lenders. Real estate loans are grouped under .. (Mortgage Refinance)

Shared Appreciation Mortgages: Coming Back?

by:
 David Reinholtz (October 21, 2011)  If you’re a keen follower of those endless hearings that are conducted in the vast oak-paneled rooms of the United States Senate, you might have heard mention of a September 14, 2011 session held by the Housing, Transportation, and Community Development Subcommittee on Banking, Housing, and Urban Affairs. It was chaired by US Senator Robert Menendez (D, NJ) along with Ranking .. (Mortgage Refinance)

How to Achieve the Very best Home Equity Loan Call us 1-888-207-8140

by:
 Johnson Smth (October 20, 2011)  A Home Equity Loan is getting to be an increasingly common way of raising much dollars throughout the United States, with people currently struggling to overcome the consequences of the throughout the world recession. People are recognizing that they have most of their dollars tied up in their property and are now seeking to use this to finance an less difficult and better life style. .. (Mortgage Refinance)

Quick owning a home with a no deposit home loan

by:
 Ray Ethell (October 20, 2011)  Low doc loans- stands for low documentation required loans, i. e. , they need slight or no income authentication. So with the low document loans there is not much documentation obligatory to illustrate that you have enough savings and your savings record and so on. These types of loans are regularly preferred by persons who cannot show stable earnings or elect not to explain proof of .. (Mortgage Refinance)

FAQ’s on Low Doc Loans

by:
 Ray Ethell (October 20, 2011)  Protected personal loans? Motor vehicles should not be more than eight years old. Though import, classic, prestige vehicles and trucks are often considered. Minimum loan is $5,000. The finance will be protected on your buying at a permanent interest rate that will not elevate over a five year term. Car Loans even gives a broad range of insurance goods for trucks, motor vehicles and .. (Mortgage Refinance)

Conforming vs. Non-Conforming Loans

by:
 Ray Ethell (October 20, 2011)  A conforming loan is usually less expensive due to the lower interest rate and it’s friendlier to be eligible for than a non-conforming loan- a big benefit for the purchaser who wants to save money on the mortgage expense and may have problem being able to meet the criteria. A conforming loan conforms to the guidelines set by the government-controlled mortgage financing .. (Mortgage Refinance)

Regarding Subprime Mortgage Home loans Call us 1-888-207-8140

by:
 Johnson Smth (October 19, 2011)  Subprime Mortgage Home Loans usually are vitally important pertaining to Mortgage Home Loans brokers especially in present-day downturn in the economy. As a result of difficult economy, presently there are a large numbers of people who are being affected by poor credit because of several details as well as some other. Since their unique credit rating isn't so excellent today, these kind . (Mortgage Refinance)

Auto Insurance - For Re Gain Loss of Crash

by:
 Johnson Smth (October 19, 2011)  Auto Insurance insurance coverage, however frequently difficult and in addition complex, is in fact rather very important so that you can wholly fully understand those of you that damaged or lost and / or end ones own occupation. Considering that Automobile Insurance proper protection laws, also known as the actual Consolidated Omnibus Budget allowed Winning your ex back React, is .. (Mortgage Refinance)

Pounds till payday - the no.1 most trusted online loans mechanism. Get money in 1 hour!

by:
 Greg Hanss (October 03, 2011)  Online payday loans mechanism is the most used tool of borrowing money via the internet. Being broke before your payday is not unusual, either unsolvable. In many cases we don't need money for urgent matters, like accidents or late rent payment, we simply need them for day to day activities, or desired items like the new Iphone 5 for example. Common loan applicants showed that the .. (Mortgage Refinance)

Pounds Till Payday – How to borrow money online, NO Fuzz or Paper Work

by:
 Greg Hanss (October 01, 2011)  Pay day loans have been found less expensive than the late fee penalties and back bounced check fee. Also Bounced checks and penalties may spoil your reputation and expose one’s fiscal trouble to other. Pounds till payday is a facility that is available for credit orders that can be taken at the rate one desires using their current account balance. Usually the Pounds till payday .. (Mortgage Refinance)

Payday UK – The fast online solution for urgent matters

by:
 Greg Hanss (October 01, 2011)  Pounds Till Payday provides a means to have access to money for short term to meet financial deadlines. Pounds Till Payday is generally used by individuals facing liquidity crunch to meet their pressing fiscal needs e. g. school fee payment of kids, water and electricity bill payments and medical expenses of any untimely accident etc. Pounds Till Payday provides only short-term money .. (Mortgage Refinance)

Online pounds till payday advantages VS Offline credit paper work and reimbursement

by:
 Greg Hanss (October 01, 2011)  The online consumer these days is the brand manager from yesterday. In our opinion he has learned the marketing rules and most of the promotional guidelines and trying to “trick the eye" is death sentence to any company or brand that hopes to a clean evolution. There is no better example than the loans or credit market, offline and online. In simple terms, until recently, the .. (Mortgage Refinance)

CFPB: What It Means to You

by:
 David Reinholtz (September 28, 2011)  In the wake of the ongoing real estate recession, the federal government has introduced a variety of measures designed to protect consumers and weed out unprofessional or predatory mortgage loan originators. One of these actions has been the creation of a new federal agency, the Consumer Financial Protection Bureau (CFPB). The Dodd-Frank Wall Street Reform and Consumer Protection Act .. (Mortgage Refinance)

Things To Know Regarding The Mortgage Tax Deduction

by:
 Frank Rodriguez (August 20, 2011)  Many people are always finding ways on how to lessen their expenses so that they can save money. There are those that would collect coupons so that they will get a discount when they purchase a certain product. For those who are currently paying off their loans, a mortgage tax deduction is a very much welcomed solution to them. The money that will be deducted can have a great impact on .. (Mortgage Refinance)

When Is Best Time for a Reverse Mortgage?

by:
 Alex Duke (July 14, 2011)  A reverse mortgage is different from any other mortgage type in that homeowners mortgage their homes during their senior years in order to supplement their income or to utilize the equity in their homes for other purposes. A reverse mortgage is only available to homeowners who have attained the age of 62 or, in situations where there is more than one owner, only one of the owners has to . (Mortgage Refinance)

Building a Stronger Future Through Mortgage Refinancing

by:
 David Reinholtz (December 13, 2010)  Several years ago, throughout the first half of this past decade and well into the last decade, refinancing of home loans was a term that had become quite popular, and common. Homeowners seemed to be in a constant rotation of refinancing to access the equity they had acquired in their homes from either payments made or an increase in the assessed value of the home. It was a booming .. (Mortgage Refinance)

Facing Foreclosure? Deed in Lieu Foreclosure Can Salvage Some Credit History

by:
 David Reinholtz (December 08, 2010)  There’s no hiding from the ugly truth out there; the economic crisis as well as the housing industry collapse has left millions of people scrambling for answers where it pertains to keeping their homes or, if that’s simply no longer possible, how to get out with the least amount of damage done to their credit score. Responsible homeowners know that sometimes losing a home .. (Mortgage Refinance)

Buying Short Sale – The Waiting Game and Crossing Fingers

by:
 David Reinholtz (December 03, 2010)  When new homebuyers, or even seasoned veterans, step into the current environment of home buying, they notice some incredible deals on the market. They may stroll around a high-priced neighborhood, like what they see, but feel that it’s just out of their financial reach, and then ultimately stumble upon a deal that sounds too good to be true. Then, of course, they learn that it is . (Mortgage Refinance)

Time for Uncle Sam to Step Up for the Responsible Homeowner

by:
 David Reinholtz (December 01, 2010)  Just about all of the media coverage, as well as the government assistance programs and relief regarding homeowners –from foreclosures to short sales and everything in between- has focused primarily on those individuals who were defaulting on their loans, or were about to. The media has given so much attention to these individuals who either got in way over their heads, or .. (Mortgage Refinance)

Educate Consumers that Loans are Investments in the Future

by:
 David Reinholtz (November 26, 2010)  Right now, in this current economic crisis that the world is facing, with an uncertain future, it can be challenging to convince many people that loans are actually a great investment in the future. Of course, that certainly all depends on the type of loan that one is talking about. Banks and home lenders have received a great deal of negative press and publicity during the past two .. (Mortgage Refinance)

Unemployed Homeowners No Longer Eligible for Some Mods

by:
 David Reinholtz (November 23, 2010)  Well, it shouldn’t really come as much of a surprise for millions of people who follow the housing industry, or current events for that matter, but the foreclosure rate continues to climb in the United States, despite all of the efforts of the HAMP stimulus project and other efforts set forth by the federal government. Residential foreclosures, on a month-to-month scale, have .. (Mortgage Refinance)

Any Recourse for Short Sale Shortcomings?

by:
 David Reinholtz (November 18, 2010)  Short sales can be great deals for investors and homebuyers looking to save a lot of money and are willing to take on a fair shade of work. The problem is that sometimes these incredible deals aren’t quite what they were marketed to be. In fact, sometimes the homeowners who are offering the short sale can be leaving out a significant amount of information, or they may attempt to .. (Mortgage Refinance)

The McMansion is Going the Way of the Dinosaur

by:
 David Reinholtz (November 15, 2010)  It may be long overdue, but the McMansion appears to have finally reached its end. This can be joyous news for many environmentalists who have long seen these monstrosities as a waste of resources, energy, and symbols of materialistic society. For builders, though, it means that they need to downsize their homes and sometimes also their staff. During the past several decades, average .. (Mortgage Refinance)

The Benefits of Going Green for Homeowners

by:
 David Reinholtz (November 09, 2010)  In this day and age, everyone seems to be jumping on the proverbial ‘green’ bandwagon. From multi-national corporations to small local businesses, there is an environmental angle to just about every consumer product. For homeowners, the benefits of going green can be numerous and while some of them can cost money up front, there are many advantages to this new environmental .. (Mortgage Refinance)

Reasons to Refinance Now

by:
 David Reinholtz (November 04, 2010)  How many homeowners have you worked with in the past who seemed overwhelmed by the entire process? If you’re like most mortgage brokers or real estate agents, then you know quite a few. There are seemingly countless people who have bought homes who wish, several years later, that they had worked a bit harder or perhaps waited a bit longer to get the better mortgage rate or terms .. (Mortgage Refinance)

How to Save Money When Buying or Owning a House

by:
 David Reinholtz (November 01, 2010)  There are countless ways that people can save money when they are either planning on buying a house or already own a home. Unfortunately, far too many people don’t often consider the most basic ways of accomplishing this simple, yet important, goal. Saving money, especially during this economic climate, is one of the most effective ways to manage the days and months ahead, and .. (Mortgage Refinance)

The Condo and New Car Comparison

by:
 David Reinholtz (October 22, 2010)  The economic climate has created a number of previously unseen, and in some cases unthinkable, scenarios within the housing market. While many industry professionals are still trying to hang on to any shred of hope and liquidity and income, there are some regions throughout the country that have been rattled so deep into their core that the average homebuyer has to do a double-take just . (Mortgage Refinance)

Kitchen Renovation – On the Cheap

by:
 David Reinholtz (October 18, 2010)  During the current Great Recession, people who had plans to renovate their homes have put those plans on the proverbial shelf and are waiting for the recovery to begin. With all the politicians in Washington touting the recovery in progress, most homeowners and renters are simply wondering when, if ever, they are going to finally feel the effects of it. As a result, many of these same .. (Mortgage Refinance)

The Obama Plan? Banks Help More Homeowners Than the President

by:
 David Reinholtz (October 13, 2010)  It was easy to jump on the bandwagon two years ago and accuse the banks of being cold, cruel, callous, and indifferent to homeowners’ plights. Millions of homeowners were struggling to make ends meet, to pay their mortgage, and to stay in their homes and yet millions more were facing foreclosure. The mantra during President Obama’s election campaign and early months of his .. (Mortgage Refinance)

The Federal Reserve Board Passes New Regulations

by:
 David Reinholtz (October 07, 2010)  What consumer advocates have been fighting for throughout so many years is finally coming to fruition, but it might seem that it is a little too late. Of course, hindsight is always twenty-twenty and when it comes to government action, being a decade or two behind the curve will tend to be along the norm. But whatever one feels about action on the part of the government, the new rules .. (Mortgage Refinance)

The Oil Spill and the Housing Economic Impact to the Region

by:
 David Reinholtz (October 04, 2010)  By now, anyone who hasn’t been paying much attention to the national news will find this article a bit over their heads. Of course, it is assumed that in fact anyone and everyone who is involved in the real estate market at some level, be it mortgage brokers to agents or anyone in between, knows about what has happened in the Gulf of Mexico and the cleanup efforts that have led to . (Mortgage Refinance)

Mortgage Rates Hit Lowest Levels in Almost Forty Years

by:
 David Reinholtz (September 27, 2010)  Just when the deals couldn’t seem to be any sweeter for homebuyers, the news out of Washington last week was that mortgage rates have now hit their lowest levels since 1971. The 30-year rate has dropped to 4.44% for the government backed group Freddie Mac. The 15-year rate slipped down to a staggering 3.92%. With numbers this low, it would confound just about anyone looking to .. (Mortgage Refinance)

Shake off Foreclosure with a Downtown Short Sale

by:
 Stephane Moore (September 25, 2010)  Did you know that in San Diego alone the current number of foreclosures is around 27,000? That is an astronomical figure. Property values are drastically falling, and families are losing everything because they cannot pay their mortgages as a result of the economic downtown. This is a huge issue in the downtown San Diego area. All you have to do is look around your neighborhood and see .. (Mortgage Refinance)

How a Chula Vista Short Sale Can Benefit Both Homeowners and Lenders

by:
 Stephane Moore (September 25, 2010)  Everybody dreams of the perfect house – that one of a kind place, the dream home. It is the one for which the individual scrimps and saves; the one that is built on hope and decorated with magazine wishes. Of course none of this matters when the foreclosure letter arrives in the mail. It no longer matters how the home looks or where it’s located; what matters is the fact .. (Mortgage Refinance)

How to Do a Short Sale in Carlsbad

by:
 Stephane Moore (September 25, 2010)  Tourists call Carlsbad paradise because of its beautiful beaches, exciting festivals, and outstanding attractions. You just call it home. It’s the place you chose to settle down in with your family and your kids. It’s the place of your fondest memories – again, it’s what you call home. In today’s economy, unfortunately not even that is safe. In the 3rd .. (Mortgage Refinance)

Investors Inching Back into Homebuilder Stocks

by:
 David Reinholtz (September 21, 2010)  It may seem like a trite consolation, and some may even question the sanity of certain investors, but in the area of home-builder stocks, there are a few investors who see it as a worthwhile investment, even now. This year has seen home prices rise slightly, on a national average, thanks in large part to the government home-buyer tax credit program, but they are beginning to fall once .. (Mortgage Refinance)

Contractor Tales from the Depths

by:
 David Reinholtz (September 17, 2010)  Property investors are beginning to dive back into the real estate market, thanks to the incredible deals that are available through either foreclosed homes (bank owned) and short sales (homeowners seeking to get out from underneath late mortgage payments and selling at a greatly reduced price –usually what is owed to the bank). Unfortunately, a side effect of the great bargains .. (Mortgage Refinance)

Is Bankruptcy a Way to Save a Home?

by:
 David Reinholtz (September 14, 2010)  In this current economic situation, people are desperate to save their homes, and will listen to just about any suggestion, or infomercial, that comes their way. There are a number of businesses out there that are aiming to take advantage of the current downturn and to take advantage of people’s desperation, and some of these opportunities are legitimate while others are downright . (Mortgage Refinance)

Home Ownership Hits a Low

by:
 David Reinholtz (September 08, 2010)  It might stand to reason that home ownership would take a hit during the recent housing crisis, coupled with the recession that continues to plague the country, and the world, but what may surprise some industry experts, as well as the host of politicians who are touting a recovery, is that home ownership has reached its lowest level since the close of the last century. Of course, when . (Mortgage Refinance)

Metro Regions See a Rise in Foreclosures

by:
 David Reinholtz (September 06, 2010)  The title of this article can be somewhat deceiving. It isn’t just the metro regions throughout the country that are seeing this rise in foreclosures, but in 75 percent of the metro regions through the United States, foreclosure filings increased during the first half of 2010. While toxic mortgages were the initial cause of the incredible influx of foreclosures during the past two . (Mortgage Refinance)

Is Time Running Out For Home Buyers?

by:
 David Reinholtz (September 02, 2010)  With the news focused almost exclusively on the April 30th deadline of first-time home buyer and repeat home buyer credits looming, one would think that time is running out for home buyers to take advantage of this offer. Sales contracts must be signed by April 30th, though the final closing of the sale can occur until June 30th in order to take advantage of this government sponsored .. (Mortgage Refinance)

The Renting Shift

by:
 David Reinholtz (August 29, 2010)  For years, many people looked to their monthly expenses –and more acutely, their rent- as wasted money. These people had a difficult time justifying spending one thousand dollars a month, and oftentimes more, on rent when they could be spending that money on a mortgage and working toward fully owning their own home. Mortgages for years became much easier to get, with lower .. (Mortgage Refinance)

How Wall Street Reform Will Affect Mortgages

by:
 David Reinholtz (August 25, 2010)  I’m going to tell you something. It’s important and can perhaps one day save you a world of trouble down the road. Now, don’t be upset, don’t get angry, and don’t read into it too much, okay? Here it is: don’t get a mortgage you can’t afford. I know what your initial reaction to that statement will be. At least if you’re like most .. (Mortgage Refinance)

Is the Homebuyer Tax Credits Being Extended?

by:
 David Reinholtz (August 21, 2010)  If a homebuyer missed the April 30th deadline for the first-time homebuyer tax credit, then there will inevitably be some confusion about Congress’s latest attempts to extend the benefits a few months. Headlines in the news, at first blush, can –and often will be, even deliberately so- be misleading. The truth is that if you missed out on your opportunity to take advantage .. (Mortgage Refinance)

Pending Home Sales Plummet

by:
 David Reinholtz (August 17, 2010)  It was expected: home sales would drop following the April end of the Homebuyer Tax Credit program. What wasn’t expected, and what has the industry reeling, is the depth of the drop-off. Pending home sales –meaning home sales that are under contract but are not yet closed- fell off 30% in May from its April mark. This drop, to put it in perspective, is the largest single .. (Mortgage Refinance)

Pros and Cons of a Mortgage Refinancing Loans

by:
 Gordon Sands (August 15, 2010)  A refinance mortgage loan is a new mortgage loan that replaces an existing mortgage that you already have in place on your property. There are many pros to refinancing your loan, but the most common reason you will want to consider refinancing is because interest rates have dropped and you can get into a lower rate mortgage loan, which will save you money every month! You have a .. (Mortgage Refinance)

Honesty in Flipping - What to Disclose

by:
 David Reinholtz (August 14, 2010)  This article is about flipping short sale properties, and the parameters associated with this are much different than other types of property sales and investment and should not be assumed to apply to other, more traditional forms of sales. Short sales, as most people are now aware, occur when a property owner is behind on his or her payments and makes an arrangement with their mortgage . (Mortgage Refinance)

The Perfect Storm: Technology

by:
 David Reinholtz (August 09, 2010)  The real estate market has been hit, and hit, and hit, one after another for more than three years now and even through all of that, many of us have managed to keep our heads above water. Yet now the evidence is becoming clear that technology is the latest culprit in a long list of offenses against us, and it could be the one that will drive some –if not many- of us out of .. (Mortgage Refinance)




Related Categories