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Foreclosures & Real Estate Article Category 

Articles about or concerning Foreclosures, Avoiding Foreclosure, Short Sales, Foreclosure Deals, Bank Foreclosure Properties, Sheriff Sales, Buying A Foreclosure Home, Locating Foreclosed Properties.
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Dont Be Fooled by Misrepresented Foreclosure Experts

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 Roger W King (June 24, 2008)  Last night I listened to a panel of real estate (investors) experts on television. They were discussing the residential foreclosure problems in this country and I was amazed at how, with the exception of one thing, little advise or help was given or touched upon for the distressed homeowner. Even the one thing that I thought could be of some encouragement when someone said to call your .. (Foreclosures)

The Reality of Foreclosure

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 Michael M Masterson (June 24, 2008)  Like so many Americans, do you ask yourself these questions: Why does the foreclosure problem exist? Why are banks taking over homes? Why are people unable to afford mortgage payments now? The issue stems from a couple years back when banks had a surplus of money to lend and they decided to offer low teaser rates to people of dubious financial standing. Today, we know those teaser rates . (Foreclosures)

The Subprime Trump Card Standing up to the Banks

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 Ellen Brown (June 24, 2008)  "If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their fathers conquered. The issuing power should be taken from the banks and restored to the people, to whom . (Foreclosures)

What is a Foreclosure Notice Sale?

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 Sam Dunbar (June 23, 2008)  If you signed a Deed of Trust upon negotiating your loan with your lender which gives your lender a ?security? interest in your property as a condition of the loan, and if you are unable to continue making mortgage payments on the property, the lender can begin a process that will allow your property to be sold at a Trustee?s Sale. States may have slightly different laws Each state and . (Foreclosures)

Debt and Fraud Cause Repossessions to Soar

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 Jem J Tipping (June 23, 2008)  House repossessions have soared from the beginning of 2008, people who are hit hardest by these repossessions are borrowers who have borrowed more than they can afford against their property. Other causes that have emerged are fraudulent activity by property developers. Despite the recent 0.25% cut in base rates, which will reduce a typical £100,000 mortgage by £16 per month, people .. (Foreclosures)

Foreclosures Have Led to Tighter Lending by Mortgage Companies

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 Jeffery Adams (June 23, 2008)  The number of foreclosures coming into the U. S. market have led to a large number of defaulting borrowers and a credit crunch which has made it harder for new borrowers to borrow more money. Read at face value these are all signs of an economy about to go into a tailspin, but is it really like that? In real estate nothing ever occurs in a vacuum and this case is absolutely no .. (Foreclosures)

Tips on How to Buy a Vacation Home in Santa Barbara by Buying a Foreclosed Home

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 Sam Dunbar (June 22, 2008)  Plenty of foreclosures are currently available and the reduced prices on these homes make a vacation home very affordable. When looking at a foreclosure in Santa Barbara, you need to ascertain the difference between Santa Barbara ?proper? and Santa Barbara County. When discussing the real estate market in Santa Barbara, it is probable that most people are talking about the areas of Hope . (Foreclosures)

Top Three Barriers to Solving the Mortgage Crisis

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 Aubrey Clark (June 22, 2008)  In late 2006 the economy was showing indicators that pointed to a looming mortgage crisis that would ultimately disrupt the flow of business in the secondary market. Investors, who are essential to the flow of money, basically ignored the warning signs but began trading more cautiously. What they ignored was the “perfect storm" as it relates to our secondary mortgage market. The .. (Foreclosures)

Stop Foreclosures Even If You Stopped Making Payments

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 Frederick Neustein (June 22, 2008)  Most people do not realize that they can stop foreclosure even if they stopped paying their mortgage. Many recent cases have been filed improperly and an experienced attorney can assist with the identification and filing of substantive and procedural defenses with the court and vigorously defend your case. Due to the lender's actions, omissions or other facts surrounding your case, you .. (Foreclosures)

Foreclosures Are This Centurys Biggest Investment Possibility

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 Jeffery Adams (June 22, 2008)  Foreclosures are on the increase and the country's national Press is busy vilifying the lenders and borrowers. The former for lax lending practices and checks and the latter for being insufficiently transparent about their ability to handle the mortgages they were taking out in the first place. Certainly foreclosures, at one level, represent a market correction and a system crash .. (Foreclosures)

The Secret to Buying a Home After Foreclosure

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 David S. Harrison (June 22, 2008)  Buying a home after foreclosure is not impossible, despite what some people say. You do not have to wait years and years. Your life is not over and yes you will recover. I promise. The recent mortgage meltdown has caused many tales of woe. Friends of mine offer just such a tale. Rex and Angie were married just 6 months when they decided to buy a home 5 years ago. He had a great job .. (Foreclosures)

Mortgage Short Sale in 5 Steps

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 Steve Bingman (June 21, 2008)  Are you behind on your monthly mortgage payments and want to stop foreclosure or avoid foreclosure with a short sale? Following is a short sale in 5 steps. By the way, as a reminder, in a mortgage foreclosure situation, a short sale is where you sell your house for less than the amount that you owe on your mortgage and your lender agrees to accept the lesser amount to satisfy your .. (Foreclosures)

Where to Find Foreclosure Help

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 Steve Bingman (June 21, 2008)  Are you facing mortgage foreclosure? Are you looking for help to avoid foreclosure? If you are reading this, the answers are probably yes! Foreclosure help can be found in several places. The first place to look is perhaps the most surprising place. Your mortgage lender. Mortgage lenders are in the business of lending money. That is how they earn their living. They are not in the real .. (Foreclosures)

Unbelievable Luxury Real Estate Deal 50 Cents on the Dollar

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 F. Lanni (June 21, 2008)  Reunion Resort-You can find unbelievable deals of up to 50% off Located just minutes away from Disney World, this amazing one a kind Golf Resort is state of the ART. With 3 Championship Golf Courses, Nicklaus, Palmer, Watson, a water park downtown, restaurants through out the complex, walking, biking trails, pools, spa and many other amenities. There are beautiful crafted homes .. (Foreclosures)

Foreclosure Questions Are Dangerous Unless One is Prepared to Use Common Sense

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 Roger W King (June 20, 2008)  Why? Because when one is near or in foreclosure and their mental state of low esteem has gained control of their desires (make all of this go away mindset), a process takes hold and one listens with SELECTIVE hearing. What makes that dangerous is a person in foreclosure only wants a way out of the foreclosure torment and will hear what they want to hear. And with the Internet, do not .. (Foreclosures)

Bank Owned Foreclosures Bought As Home and an Investment

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 Shellaine Enfesta (June 20, 2008)  Did you know some smart people are raking money frombank owned foreclosures? That is exactly true. Foreclosures are at all time high due to the US subprime mortgage meltdown. If you know how to find these properties that have been foreclosed, then chances are you could also do the same. As the news indicates, there are so many home and real estate properties being foreclosed both by the . (Foreclosures)

Preforeclosure Get the Best Homes

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 Anirban Bhattacharya (June 19, 2008)  Pre Foreclosure is a situation in which an interested buyer purchases a property before the sale. It is one of the most popular sources of getting the desired homes as homeowners love the opportunity to work with someone who will rescue their property. In this situation, if there is enough equity, a buyer will be able to deal with the lender and the homeowner, maintaining the value of .. (Foreclosures)

Foreclosure Laws in Delaware

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 Kathy Swift (June 19, 2008)  Delaware is a judicial state, so it must go through the court system. This takes about 7-10 months. The Delaware foreclosure process begins with a complaint filed in court. The borrower needs to appear in court within 20 days, if he can provide evidence why the foreclosure should not happen. It could take up to 3 months to give notice of the foreclosure, if the borrower can not be .. (Foreclosures)

Foreclosure Laws in Wyoming

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 Kathy Swift (June 19, 2008)  Wyoming, like many states have both of the following ways to take care of the foreclosure process: Both judicial and non-judicial foreclosures are used in Wyoming. Always, the determining factor, as to which method the lender uses to try and sell the home, is whether or not a power of sale clause is written into the mortgage. If the mortgage contains the power of sale clause, then the .. (Foreclosures)

Foreclosure Laws in Tennessee

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 Kathy Swift (June 19, 2008)  There are many states the follow in court and out of court proceedings, Tennessee is one of them. In court foreclosures begin by the bank filing a complaint against the homeowner in an attempt to get a decree of sale from the judge. Once obtained, the judge gives the homeowner a time frame in which they can save their house from sale. To do this, the home owner must pay all missed .. (Foreclosures)

Foreclosure Laws in South Dakota

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 Kathy Swift (June 19, 2008)  Many states in the United States follow in court and out of court proceedings, South Dakota is one of them. As in all states where both forms of foreclosures are used, the vast majority of foreclosures are out of court processes. This is done because it saves the bank time and money. The determining factor as to which method of foreclosure is followed, is whether or not the mortgage or .. (Foreclosures)

Myrtle Beach Real Estate Foreclosures

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 Wesley Barnes (June 19, 2008)  Foreclosures increased in 46 states and in 90 of the nation's 100 largest metro areas. Yes folks bargain hunters are flocking into the foreclosures market. These “real estate owned" homes always have a clear title, which saves time, expense and general worries about foreclosures. Foreclosures are properties that have been foreclosed by a mortgage lender and are now for sale .. (Foreclosures)

Foreclosure Laws in New Hampshire

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 Kathy Swift (June 19, 2008)  New Hampshire allows for both judicial or in court and non judicial or out of court foreclosures to be followed. It depend on if there is a power of sale clause in the deed of trust. A power of sale clause allows the bank to press forward with the sale of a house without getting a judges approval to do so. This moves the process a long a lot quicker. It also saves the bank the .. (Foreclosures)

Foreclosure Laws in Rhode Island

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 Kathy Swift (June 19, 2008)  In Rhode Island, both in court (judicial) and out of court (non-judicial) foreclosures are used. As with all states, where both types of foreclosures are pursued, the vast majorities of foreclosures are performed with the out of court process. This is because it saves the bank both time and money. As to which method of foreclosure the bank will choose to use, is whether or not the .. (Foreclosures)

Foreclosure Laws in Oklahoma

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 Kathy Swift (June 19, 2008)  Both judicial, or in-court and non-judicial, out of court, foreclosure processes are followed in Oklahoma. The deciding factor in which process will be used is the power of sale clause. Should the mortgage or deed of trust contain power of sale clause, then the bank can pursue the foreclosure process without going before a judge. The banks will always follow this option if they have it, . (Foreclosures)

Foreclosure Laws in New Jersey

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 Kathy Swift (June 19, 2008)  New Jersey is a state that only uses judicial or through the court foreclosures. This process begins with the bank filing a lawsuit or complaint against the homeowner who has fallen behind in their payments. In response to this, the court decrees the amount the homeowner must pay and gives them a short period of time to pay that money. If they cannot pay that amount in that time frame, .. (Foreclosures)

How Will a Foreclosure Affect Your Credit Report?

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 Michael M Masterson (June 19, 2008)  The two most frequently asked questions involving credit and credit reports are as follows: 1) How does a bankruptcy affect my credit report? 2) How does foreclosure affect my credit report? It breaks down like so. If a creditor sees your entire report, they will evaluate it as a whole. However, most will only see your FICO score rather than your report. A FICO score is a revealing .. (Foreclosures)

Bank of America List of Foreclosures

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 Ian Pennington (June 19, 2008)  The bank of America list of foreclosures is a record of all the foreclosures that have been credited to the Bank of America and its constituents. The process occurs when individuals in need of financing apply for residential mortgage or other similar loans that they fail to comply based on the agreements made prior with the entire transaction. As a result, the bank of America or other .. (Foreclosures)

How Does Foreclosure Work?

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 Ian Pennington (June 19, 2008)  Many people are unfamiliar with exactly how does a foreclosure work. This shouldn't be difficult to remedy, since, there are so many rich and equally reliable sources available from various accessible sources that fully explain the topic, after all. There are so many articles on the internet that talk about the most general facts about foreclosures that anyone who needs to deal with it .. (Foreclosures)

Foreclosure Bill

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 Ian Pennington (June 19, 2008)  A foreclosure bill is a document related to a specific foreclosure transaction between an individual who puts up his or her property up for mortgage and a bank or a secured creditor who will supply the former with a loaned amount equal to that of the property being entrusted. In this foreclosure bill all the financial information that the bank or creditor supplies can be found for the .. (Foreclosures)

Orange County California Foreclosures

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 Ian Pennington (June 19, 2008)  In the United States of America there is a state named California which famous all over the world for its magnificent features. In this magnificent state of United States of America there is an orange county found in the southern region. This orange county is one of the counties. The Orange County is considered to be the second in listings for the population of three million people and .. (Foreclosures)

Union, Michigan Foreclosure Homes

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 Candis Reade (June 19, 2008)  Many people who would want to strike a good deal in buying a new house. Take for example when they have to suddenly move to another place. One way of getting a new house is to buy a ready made home in that place that has been repossessed by the local bank or financial establishments. Commonly referred to as foreclosure homes, these are houses that have been previously put up by their .. (Foreclosures)

Pima County Foreclosures

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 Ian Pennington (June 19, 2008)  Pima County is such a nice place to live in. It would certainly be nice to put up assets there like a rest house or a business establishment. But it would be a shame if even in Pima County foreclosures of assets can also happen if the typical homeowner or entrepreneur who wishes to invest in the area won't be careful with their loans. One can possibly end up underestimating their .. (Foreclosures)

Foreclosure Homes For Sale in Austin Texas

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 Candis Reade (June 19, 2008)  For those who would want to buy a house in Austin, Texas, perhaps for the purpose of relocation, change of residency or just to have a new house in the place, there could be so many foreclosure homes for sale in Austin, Texas. True, these foreclosure homes up for sale may not be brand new, but if you know your way around the foreclosure business, especially in the area, and if you're .. (Foreclosures)

The San Diego Foreclosures Process

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 Candis Reade (June 19, 2008)  The result seen due to the handling of the San Diego foreclosures is for an approximate period of four month out of court process and this all is dictated by the law and order of California. It is said that San Diego foreclosures are not the subject to court over sight and with the same reason the lenders who are looking for foreclosures are in no need to find any insufficient judgments . (Foreclosures)

Sacramento Condo Foreclosure

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 Candis Reade (June 19, 2008)  Condominiums are majority seen to be foreclosed either by banks or by the other financial institutions simply with a reason for non payment of the loan by the borrower. So lastly they are left with no other option then that of Condominiums Foreclosure. This is majority done just so that the bank can get the money back from the same property and earn money. These all banks and other .. (Foreclosures)

Sacramento Downtown Foreclosures

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 Candis Reade (June 19, 2008)  Sacramento with a reason of loosing the tower would often have had changed out skyline with an incomparable tallest building on coast in west direction. Undoubtedly the stand of such a magnificent venue for real estate would definitely leave an impact on ours notoriety. According to the survey and the progress in Sacramento for real estate it is simply understandable that it is well .. (Foreclosures)

Foreclosure Bills

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 Candis Reade (June 19, 2008)  To have information is too important decision for buying foreclosures in Santa Monica. It is not easy to get property in Santa Monica. Are you looking out to buy foreclosures? You can definitely get real estate agent through online. There are number of people who would be planning to buy foreclosure in your state. As such, it is good to get foreclosed houses but if you get foreclosed .. (Foreclosures)

Companies That Finance Homes in Foreclosure

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 Ian Pennington (June 19, 2008)  Banks and financial creditors are usually the most common companies that finance homes in foreclosure. This is because they are a more reliable source of huge amounts of money for loans. They are also able to properly weigh the values of homes and other real assets that can be put up for foreclosure, which ensures accountability and transparency for the entire process. But there are .. (Foreclosures)

How to Find Rental Home Gems by Buying Fannie Mae Foreclosures

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 Sam Dunbar (June 19, 2008)  Fannie Mae is a large corporation that has been around since 1938, and it was created by the government in the times of President Franklin Roosevelt. It was created to assist lenders who make loans to homebuyers. Fannie Mae has the goal of helping as many people as possible obtain affordable housing solutions. They also want to bring monies from across the globe into local communities .. (Foreclosures)

Foreclosure Prevention and Cure

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 David M Siegel (June 18, 2008)  I often receive questions regarding the effect of a foreclosure on a credit report. From which I usually reply, are you intending on keeping your home? If so, then the effect of a foreclosure filing on a credit report becomes less bothersome. On the other hand, if the person is intending on surrendering the home, the effect is much worse. It will be much harder to secure decent .. (Foreclosures)

Five Tips For Finding Short Sales

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 John Krajewski (June 18, 2008)  Short sales - those foreclosure transaction that happen at the last minute before a home goes up on the auction block - are one of the most rewarding foreclosure investments. Because the buyer deals directly with the seller without competition, it is easier to negotiate on price. Since the lender is involved and has to approve the sale for it to work, buyers can often get preferential .. (Foreclosures)

Repossession Process in UK

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 Mandip Singh (June 18, 2008)  1. Arrears - If miss a payment, it is essential that you contact your lender and inform them immediately. Lenders are usually more open and willing to accept a payment plan. However, if you have missed two payments, your lender is legally entitled to start the repossession process. This process starts with a simple letter demanding payment within Seven days. 2. Solicitor - If you .. (Foreclosures)

Managing Foreclosure

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 Dan S Carter (June 18, 2008)  Analyzing the performance of millions sub prime mortgages from 1998 through 2006 and taking into account changes in housing prices, we find that foreclosure risk in the sub prime market has escalated in recent years. There are four requirements for a transaction to be considered a residential mortgage transaction: (1) a mortgage or deed of trust must be created or retained; (2) the .. (Foreclosures)

7 Things You Need to Know Before Going to Denver Foreclosures For Sale

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 Sam Dunbar (June 17, 2008)  Facts you need to consider before you attend Denver foreclosures for sale at an auction, there are some facts you need to be aware of. 1. Find out all the information you can about the property before you bid. You can search the internet at sites such bank foreclosures sale. At web sites like this one, you may be able to find all sorts of pertinent details about the property that would . (Foreclosures)

How to Save Your Home From Foreclosure

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 Karen Vertigan Pope (June 17, 2008)  Foreclosure is a very frightening word to most people. Current government policies encourage homeownership and there is a nearly endless array of mortgage options to choose from making buying a home easier than ever before. All it takes is missing a couple of mortgage payments to set the foreclosure machine in motion. Then, the home you worked so hard for is suddenly taken away from .. (Foreclosures)

Short Sale Is it For You?

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 Sal Farzin (June 17, 2008)  Many homeowners are now finding themselves in a situation where they cannot afford to pay off their mortgage any longer. This maybe because they had taken advantage of the short-term interest-only loans or had their properties valued lower than the loan they have obtained. In such an event, there are some options available to them rather than to go through the whole process of mortgage .. (Foreclosures)

The Phases of Mortgage Foreclosure

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 Sal Farzin (June 17, 2008)  Previously, the concept of the whole mortgage foreclosure process is discussed, including the steps that the bank or the lender can undertake to recover the money involved in the property in question. Now, the steps that the lenders can take as far as the mortgage foreclosure process is concerned will be talked about. This may vary from state to state. The laws as to the conditions .. (Foreclosures)

Mortgage Foreclosure Process What is It?

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 Sal Farzin (June 17, 2008)  Mortgage foreclosure is an official, legal process wherein a person, a group, or a company owes money to a lender and can't pay. In which case, the lender would force the sale of a real estate property involved in order for them to pay off the loan completely. To know more about the foreclosure process, basic information about borrowing and lending money has to be tacked first. When .. (Foreclosures)

The Mortgage Foreclosure Process Can Bankruptcy Stop It?

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 Sal Farzin (June 17, 2008)  Many homeowners these days are going through the mortgage foreclosure process. Most of them usually end up filing for bankruptcy in an attempt to save their properties. The bankruptcy option is actually the process least understood by homeowners. It is also the least popular at that. However, this option can actually provide a ray of hope for mortgage foreclosure victims. There maybe .. (Foreclosures)




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