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Home Buying Reminders


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Ok, buying a home is an exciting time. There is typically so much going on so quickly that overlooking minor things is pretty easy. Unfortunately some of those minor things can have major repercussions if they are not noticed quickly and dealt with. Things have a tendency to snowball rapidly when dealing with large amounts of money so it pays to be on the ball and recognize potential pitfalls when they arise.

One old adage that still applies to purchasing homes is “get everything in writing. " This can really be said about most purchases and especially about those dealing with let's say, more than a year's salary? With this kind of a purchase you will want to make absolutely sure that every last detail of the sale is in writing so that there are no disagreements about what is and what is not part of the deal. Not having things is writing has likely caused more headaches in real estate than just about any other aspect of the purchase.

If you are thinking that the home appears to be in good repair and that a skipped inspection might be a few dollars saved then think again. The whole principle of inspections are to ensure that the home is safe and livable. Imagine the nightmare if you bought a home, skipped the inspection and 4 months later are looking at a $10,000 bill for corrections to the plumbing or electrical systems. Say you bought the home during the summer months and the first time it rains the roof leaks. Think about what that could mean in terms of structural damage. When buying a home, you need an inspection. Period. Your safety and well being is no place to cut corners.

Finally, be realistic about what you can afford and what you can hope to maintain. Buying a home is a life changing and financially demanding undertaking. It is not something that you can “keep the receipt" for and exchange if it does not fit. When buying a home most people are locking themselves into a 30 year+ commitment that will dictate their financial reality for that period of time. Buying too much house has been the downfall of many home owners. Don't make this mistake yourself. buy a home that suits your needs and your budget.

Ed Kirkland is a realtor specializing in the Destin, Florida real estate market. For years Ed has made it his life's work to bring buyers and sellers together. Contact Ed today for more information or visit the team at


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