It is an unfortunate fact that the cost of veterinary care is rising year on year. Indeed, research has revealed that vets’ fees are increasing by 12 percent annually. This underlines, say the animal experts, the imperative need to have pet insurance. However, with a worrying number of people choosing not to take out pet cover, many people could be placing their pets’ lives at risk.
According to statistics, there are a very large proportion of pets in the UK. In contrast to this, only 26 percent of them are insured; and of the estimated 14 million cats and dogs, just 17 percent and 32 percent are covered respectively.
The specialists are arguing that these figures are troubling, since when it comes to veterinary care, many people are finding that they cannot afford to treat their pets. In fact, a 2008 survey found that 1.6 million people had to put down a dog or cat in the last five years, simply because they couldn’t pay for the treatment. Having the right insurance though, is an ideal way to combat this problem.
It has been said that the earlier that you insure your pet, the lower your insurance premium will be. Therefore, by taking out a policy at the start of your pet’s life, and thus before it develops any illnesses or sustains any injuries, then it should be much simpler to find a comprehensive, low cost pet plan.
Of course, it is possible to find an insurance policy that doesn’t break the bank. And if you choose to look online, it is possible to find packages that are not available on the high street. What's more, the internet is also a great tool for learning about the subject of pets and insurance, due to the vast range of information that is available. As a result, you can ensure that you are as informed as possible when it comes to your pet.
It is important to remember though that before you sign up for any pet insurance plan, you carefully read the small print. Indeed, this is essential for any type of insurance as many polices contain certain exclusions, and in order not to be caught out should you need to make a claim, it is wise to thoroughly understand all the terms and conditions.
And it does pay to give your pet the best possible protection, from taking out some form of pet insurance . With the right approach, coupled with an understanding of the different policies available, it is possible to find a package to suit both your budgetary requirements and your pet’s needs. But more importantly, you can help minimize the risks presented to your pet should the unexpected occur.
Adam Singleton writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote, but should be considered professional content.