Why You Should Consider Pet Insurance For Your Family Pet

 


Visitors: 468

Want to consider the following pointers as to why you should consider pet insurance for your family pet:

  • 1 in every 3 family pets will visit a vet this year for treatment
  • 40 percent of all vet fees are caused by ‘unforeseen’ illnesses or accidents
  • less than 15 percent of family pets in the UK are covered by pet insurance
  • the average vet bill for care and attention needed following a road accident involving a cat or dog last year was circa. £750 - £1,000
  • 2 out of every 3 pet owners in the UK have admitted to having gone overdrawn at some time during their lives in order to pay for their pet’s vet bills.

    All of these are fairly scary statistics. They’re event more scary when you consider that will a simple family pet insurance policy, paying a minimum premium of somewhere between £25 and £75 (depending on the size of the pet), all of these are totally unnecessary.

    If you want to get you pet insured and avoid any of these statistics happening to you, you can choose from:

    Pet Accident Insurance

    As the name suggests, with a pet accident insurance you are getting the basic minimum in pet insurance – accident coverage. Under this policy the insurance company will reimburse you for all costs and expenses you incur caused as a result of your pet having been involved in an accident (unfortunately, more often than not, this means a road accident).

    Pet Accident and Illness Insurance

    With pet accident and illness insurance you get full coverage insurance; namely, your insurance company will agree to pay for all the costs and expenses incurred as a result of your family pet having suffered any illness or accident.

    Excess Amount

    One thing you do need to keep in mind when arranging your family pet insurance is the excess amount. As with all insurance policies, the excess amount is the amount you and the insurance company agree you’ll pay before you are entitled to claim against the insurance policy. While it is always a good idea to set an excess amount that would cover you for any mundane visits to the vet, so as to keep the premium down if nothing else, you don’t want to se the excess too high that you end up having to pay for care and attention you thought would be covered by the pet insurance policy. It is, therefore, advisable that you have a look at some of your more recent vet bills and try and mind a medium between these sums so you have some idea of the excess before you set off arranging your family pet insurance

    Joseph Kenny is the webmaster of the insurance site http://www.insure121.com/ where you will find information, news and links to the leading providers of pet insurance in the UK.

  • (509)

    Article Source:


     
    Rate this Article: 
     
    Why You Should Buy Pet Insurance To Protect That Additional Family Member
    Rated 4 / 5
    based on 5 votes
    ArticleSlash

    Related Articles:

    Pet Friendly Holidays, Take Your Pet With You As Part of the Family

    by: Benjamin Robert Ehinger (August 06, 2008) 
    (Travel and Leisure/Pet Friendly Rentals)

    Got A Pet Rat? Some Helpful Tips About Pet Rats - Pet Rat Health, Pet Rat ..

    by: Ian Catlin (April 02, 2008) 
    (Pets/Exotic)

    Pet Health Insurance is Needed But Rarely Bought - Odd For a Pet Loving Nation

    by: Matt Murren (September 20, 2008) 
    (Insurance/Pet)

    Why Protecting Your Pet With Veterinary Pet Insurance Is A Good Idea

    by: John R Murphy (February 27, 2008) 
    (Insurance/Pet)

    Pet Insurance Get the Most Affordable Insurance For Family Animal

    by: Bryan Burbank (June 17, 2008) 
    (Insurance/Pet)

    Pet Insurance-Saving Money-and your Pet's Life

    by: Philip Nicosia (February 06, 2007) 
    (Insurance)

    Pet Insurance - Insuring Your Pet and Your Peace of Mind

    by: Jeffrey Meier (December 27, 2007) 
    (Insurance/Pet)

    Pet Training and Insurance for the Obedient and Healthy Pet

    by: Mike Sanders (July 08, 2006) 
    (Pets)

    Veterinary Pet Health Insurance: Get the Best Care for Your Pet

    by: Jenny Black (January 04, 2007) 
    (Insurance)

    Why You Should Buy Pet Insurance To Protect That Additional Family Member

    by: Craig Thornburrow (February 08, 2007) 
    (Insurance)