“Had Indian leaders listened to Mahatma’s inner Voice,
than Indian farmers would have never committed Suicide?"
My dearest Ezine readers encouraged with your response, today I am analyzing about the bad effects of MM-PC banks loan debt trap scheme which has already sent over 3000 farmers to gallows. The unfortunate farmers have never realized that the dreamy creamy Vote drawing layers of Bank loans were nothing more than the election gimmicks. Poor Farmers were never briefed about the hind side long drawn implications of mortgaging their landed properties by the bank officials before sanctioning and releasing loans. of Government of India when could not repay the high loan returns willingly embraced death thus saving their families from the humiliations of world dirty eyes of government hawks.
The borrowed Debt Loan Economy (DLE) concept of United State of America introduced amongst poor farmers, peasantry and students in India by the MM-PC-MS trio in all spheres of life has totally ruined Indian people’s happy family life and way of living. In one of my interactive survey with over 40 students, who have taken loans ranging from rupees 30,000/ to over rupees 1, 75,000/ to meet the unwanted high cost of higher studies, have revealed very astonishing founding. One; eight students nearly 25% after completing studies have developed primary hyper tension in the worry of as to how to repay loan, two 25 students nearly 62.5% have revealed totally insecure and unbalanced life worries of generating repayment in ever insecure job market, three two students 5% could not pay the loan, therefore, their parents poor farmer who mortgaged their land were running from post to pillar to save auction, four 5 students 12.5% were more or less comfortable with loan repayments but these students were from sound back grounds. The DLE is has brought so much worries to every section of society that the average life span of these people has reduced by nearly five to ten years.
Why should a government run on DLE at all while all the resources are for her citizens? Why should citizens pay for higher studies while Government fails in fulfilling basic obligatory duty of providing education? What additional a professor teaches to of Indian Institute of Technology (IIT) and Indian Institute of Management (IIM) is teaching so that students are paying over rupees 80,000 to rupees 1,25,000/ The entire network of education, now days, has been setup on unprofessional ethics based on materialistic approach of the West. The mushrooming education institutions by every Tom, Dickens and Harry at every nooks and corners of the country are booming like profit making industries. The materialistic oriented education philosophy of now present government only speak the depth with which Western values have embedded in Indian moral and social education system of Rishies (Sages) and Saints. At no point of time I feel that what situation present government has created in the country is unwarranted if we manage our natural and agro resource well.
Most of the readers would agree with me that Indian farmers are capable to feed half of the Asian continent provided they are offered enough resources. Why should government import 30 Lakhs tons of wheat near the harvesting season speaks of short sighted vision of our leadership? I find no motive for such vague decision. Any how Indian farmers are once again in the hands of plundering business community. The amount of losses every farmer is suffering due to late harvesting of sugarcanes one can not imagine? Daily truck, tractors and hundred thousands of bullock driven carts laded with sugarcane are stagnating around sugarcane weighing centers at the mercy of government clerks. The poor small farmers get up after midnight, load their trolleys or carts and rush towards weighing centers to form line before dawn to keep waiting for clerks to arrive after 9AM. This is the agony of Indian farmer and when clerk would weigh, he would weigh minimum two to five quintals less. He works harder but gets lesser and cheated at every place by corrupt official systems. After interacting with one such clerk whose meager pay was just rupees 3000 to 6000 per month slab, he had accumulated property worth over rupees five million. The same story is repeated with poor farmer at the end of every crop harvesting season.
Why a farmer should takes loan? I am just not convinced with this DLE concept of trio. It is just to plead their Western economists various governments are blatantly involved in drafting vague short sighted and untenable economic policies. Why should cost of fertilizer be raised that a 50 kg bag of Urea costs over rupees 300? Why should seed be costing over rupees 1000 to 10, 000 per kg? Why and why? I find no reasons of raising prices so much. Asian continent’s crop cycle of small farmers is barely enough to just meet the minimum requirements of his small family norms. Why should diesel be costing over rupees forty a liter while the milk is costing less than rupees 10 to farmers. The real beneficiaries of raised milk cost are not the poor farmers but the middlemen who once again are able to steal the overall benefit.
I suggest that governments rather than relying on DLE should follow my Direct Crop Rotating Fund (DCRF) economic concept. This pattern of assistance can be easily created and made available without putting a farmer under the mental stress of loans. In this concept of economy, a corpus of over rupees fifty to seventy five million can be raised at center and rupees 40 to 50 million at each state levels to regulate finances directly through block and village bodies. There is a need to revamp local village organizations which should include an accountant and manager to manage finances.
After analyzing the various factors, I recommend that there is a need to modernize villages if we have to enter into Dynamic Revolving Economy Cycle (DREC) of future. I suggest that:
Why I do not recommend borrowed DLE concept to be implemented not only in India but also in Asia as well is due to:
I still feel that had Indian leaders listened to Mahatma’s inner Voice, than our farmers would have never committed Suicide? Despite Mahatma’s stiff opposition to industrialize Rural Areas (RA), the Indian leaders are hell bent in doing so. The pollution of RA environment would cause severe stress on Asian health sector at later stage as well. As it is Asian people are very uncomfortable of taking loans, therefore, they need small catalyst to commit suicide. Though most of the farmers are brave heart but why have they taken extreme steps is the cause of worry?
My endeavors have been to analyze and rewrite the economic script of Agro sector generally in Asia and developing countries but particularly in India. I am also hopeful that my various farming sectors economic conceptual models would benefit people at large. Though, by and large, I have touched upon various issues but in the following article, I would only concentrate as to how to revive agro farming economy of India? Infact, I would term these efforts as Renaissance of Indian Farming Economy. I would analyze country’s farmers various universal problems and their suggested remedial measures so that farmers could face the challenges of future Dynamic Revolving Economy Cycle (DCRF). Ezine esteems readers’ views are solicited at firstname.lastname@example.org
I, S Kalpna Sharma, am a freelance journalist who frequently write on various issues relating human values. My impetus of debate has been always focused on current issues which affect human beings life and social behavior. As always try to bring out debates on human values, my readers support base become large.