Under the law in most states, including Oklahoma, businesses are required to carry insurance to protect injured workers. Should an employee sustain injury while on the job, workers compensation covers medical care, lost wages and retraining when necessary. If a worker were killed on the job, immediate family members receive benefits.
Type of Injuries
Here are some possible injuries that are covered by Workers’ Compensation:
Workers’ compensation is ideally a substitute for a lawsuit against your employer. But there are many times when the worker's compensation is inadequate or is denied. If you feel you've been mistreated or have not received the benefits you're entitled to, you should seek an experienced worker's compensation attorney.
When to File a Lawsuit
Litigation may be necessary for the following scenarios:
Under extreme circumstances you can file a personal injury suit against your employer for these rare scenarios:
Workers compensation also protects employers and co-workers by limiting the amount an injured worker can receive from the company. The law can also prohibit employees from suing their co-workers.
Some states exempt certain types of employees and companies with few employees from Workers’ Compensation coverage. Independent contractors, agricultural workers and domestics may not qualify for Workers’ Compensation benefits.
Another option for injured workers is to file a civil claim against the employer or third party.
Using an attorney who knows the ins and outs of the system can help ensure that you collect the benefits that are due. In Oklahoma or Arkansas, please contact the Workers’ Compensation specialists at Carr & Carr, Attorneys at Law . We'll fight to get you the compensation you and your loved ones deserve.