Hello RobertnTina Here To All Have a Very Extraordinary 2012 we wish you the Best.
Take charge of your finances in 2012. Avoid a crisis by understanding your financial status, anticipating problems and taking action to fix them. Your Legal Shield provider law firm is ready to help!
Examine your anticipated income and expenses for the year now to identify possible “cash crunch” times. Then, request and review your credit reports from each of the three credit reporting companies. Errors on your reports can make it difficult or impossible to obtain credit on favorable terms. Fix errors and identify weaknesses in your credit scores now so you can put your credit report in the best possible shape. A good credit score and error-free report will help you obtain a loan when you need it and may save you thousands of dollars in higher interest caused by a low credit score. A good credit report will have other advantages as well.
Your credit reports include information on your residence; whether you pay your bills on time and whether you have been sued, arrested, or filed for bankruptcy. The credit reporting companies sell your information to a number of entities you may deal with, including creditors, insurers, employers, and other businesses. Therefore, errors or an unfavorable report may affect your employment or ability to obtain a job. It may also make it difficult or impossible to obtain life or casualty insurance or to obtain favorable premiums.
In the United States, the Fair Credit Reporting Act (FCRA) requires that the three consumer credit reporting agencies— Equifax, Experian, and TransUnion—provide you with a free copy of their credit reports once every 12 months. You can order your free annual credit report online at www.annualcreditreport.com or by calling 1-877-322-8228. The Financial Consumer Agency of Canada offers an excellent online resource with information about how to obtain and understand your credit reports. It also offers information on correcting errors. Visit the FCAC website at
http://www.fcac-acfc. gc. ca.
Your Legal Shield provider law firm can help you. If you have questions about your credit report, need assistance dealing with an error or with a creditor, call your Lega lShield provider law firm today! If You Don't have Legal Shield (What are You Waiting For ?)
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Robert & Tina®