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Retirement Planning & Investing Article Category 

Articles about or concerning Retirement Planning, Investing, Wills, Retirement Savings, Estate Planning, Early Retirement, Retirement Planning Calculator, Social Security.
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Where Should One Invest to Earn Better Returns than Savings Bank Account

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 Aman Khanna (October 19, 2018)  Your Savings account is your primary medium to allow cash inflow in terms of salary and to allow cash outflow for routine expenses. If your cash inflow is much higher than cash outflow, you will have sufficient savings in your account. In this case, you should think about transferring money from your savings account to other investment options, which can have better potential to earn .. (Retirement Planning)

Advantages and Disadvantages of Retiring Early

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 Aman Khanna (January 28, 2018)  Retiring ahead of schedule is an exciting proposition, and you too may have thought about giving up your job early and pursuing your passions. However, it takes a lot of planning and wise financial decisions that will enable you to retire early. Like most situations in life, retiring early also has its own pros and cons. Here are some of the most important ones. Advantages of Retiring . (Retirement Planning)

Where to Invest if You have not made any plans for Retirement by the Age of 50

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 Aman Khanna (September 21, 2017)  Once you have reached the age of 50, but you do not have any savings or have not done any saving plans, it is not still too late. In order to fund a financially stable retirement, you need to invest aggressively and consistently. However, by the time you are 50, you have more experience and market knowledge as compared to your younger counterparts. This can be taken advantage of as you .. (Retirement Planning)

Investing And Its Benefits To You

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 Mike Mayer (September 03, 2014)  It is difficult to say with outcomes, and that is why no one should disregard the massive wealth building possible offered by realty investing. The very best means to make the most of the chances this field presents is to learn everything possible about the process of trading for profit. Continue reading to learn more. Find your convenience zone and stick with it. If you understand .. (Retirement Planning)

A Useful Guide On A 401k Vs Roth IRA

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 Carrie Westengate (January 09, 2013)  If you are considering a retirement plan but have a 401k vs Roth IRA dilemma, then it is vital that you think carefully about just what the benefits are. That you are saving for your later years at all is the most important thing. Do try not to be worried about the planning side of things, just focus on building your nest-egg towards your retirement. In many ways your options are .. (Retirement Planning)

Find Out More About an IRA as Part of Your Retirement Investment Options

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 Carrie Westengate (January 03, 2013)  One of your retirement investment options includes having an IRA account. An Individual Retirement Account (IRA) is basically a vehicle where you keep bonds, stocks, mutual funds and more types of assets. It's a good way to stock pile some cash for your retirement as it includes some big tax breaks. Read the tips in this article so you can make the most of your income, no matter your .. (Retirement Planning)

The Importance of Property Restoration Kent Services

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 Sarah Cook (June 14, 2012)  Just in case you are not aware, roofing restoration is one of the common property restoration Kent techniques that are meant to make sure that the roof of the house in such way that, all the damages are repaired, and apart from that the roof is upgraded in such a way that it can function perfectly for at least a few more years. There are so many reasons why a lot of people usually opt .. (Retirement Planning)

How Reliable is the S&P 500

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 Deanie Canales (May 08, 2012)  The S&P or Standard & Poor’s 500 is the basis of the indexed funds that many of us plan to rely upon for retirement income. So it would be a very good idea to take a look at the safety and reliability of the S&P 500. That way we can determine how reliable a generator of income it really is. So What is the S&P 500 The 500 is a list of the 500 largest publicly .. (Retirement Planning)

About Dementia and Retiremetnt Planning

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 Deanie Canales (April 11, 2012)  Dementia is the loss of brain functions that afflicts persons with certain diseases and injuries. Alzheimer’s is the best known cause of this condition but it is hardly the only one. Everybody needs to take the possibility of dementia into account when they plan for retirement because there is a strong possibility that you or your spouse might be afflicted by it. The .. (Retirement Planning)

What Insurance Retired People Need

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 Deanie Canales (February 21, 2012)  Insurance is something that you will need for your entire life. Not surprisingly your insurance needs will be different at different times during your life. The policies you need when you are retired will be different from what you had when you were younger. Insurance Needs that will stay the same There are some insurance needs that will stay the same once you retire. These include .. (Retirement Planning)

If You Are Struggling to Sell Your House - Consider Equity Release

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 Nicole Monks (January 18, 2012)  The housing market has been hit like the rest of the financial world, and has not yet shown anything close to the healthy buoyancy that many would like before they try to recover the value they have in their biggest financial investment. However, there is more than one way to get value out of a home. For those over the age of 55, who are looking for ways to improve their financial .. (Retirement Planning)

Benefits of a Pensions Advice Service

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 Joel Tarplin (October 31, 2011)  Whether you have been working for many years or have just taken your first job, pensions can be a confusing topic. You will hear so many contradictory facts and figures, and read so many scare stories in the newspapers that sometimes it can be difficult to know where to turn. To find out how to invest your money wisely and provide for your retirement, why not seek professional pensions .. (Retirement Planning)

How CDs Work

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 Deanie Canales (September 28, 2011)  A certificate of deposit or CD is a kind of bank deposit designed to give holders a higher rate of return with lower risk. These investments do have some advantages but they are not designed to be a long term investment. What is a CD? Despite its name this kind of instrument is actually a kind of savings deposit. The difference between it and a regular deposit is that the money has to .. (Retirement Planning)

How Bonds Work

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 Deanie Canales (September 28, 2011)  A bond is actually a loan made by an investor to a government, corporation or other organization. To create a bond, the bondholder and the borrower sign an agreement. The borrower agrees to pay the bondholder back with interest at a certain date when the bond matures. Many people regard bonds as a more secure investment than stocks or other equities because the borrower is legally .. (Retirement Planning)

The Uncertainty of Social Security Benefits

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 Deanie Canales (September 27, 2011)  Something that most of us have probably heard at one point or another is the possibility that Social Security will run out of money at some point leaving retired people without any benefits. This is a common scare tactic used by politicians on both sides of the aisle, but is there any truth to these stories? Unfortunately the answer seems to be yes there is some uncertainty of future .. (Retirement Planning)

Retirement at Age 65

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 Deanie Canales (September 27, 2011)  Sixty five has been considered the standard retirement age in the United States since the 1930s because that is the age when people customarily begin receiving Social Security benefits. It is also the age when retired persons can begin receiving Medicare benefits. Historically persons would retire at age 65 because it was illegal to work while receiving Social Security. This is no .. (Retirement Planning)

Retirement Planning: 401K & Individual Retirement Accounts Explained

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 Cina Tucci (July 25, 2011)  401k individual retirement is a form of retirement investment offered to a person by their employer. The employer matches a percentage of the employees’ investment up to a certain amount. This is usually about 3% to 6%. After a predetermined amount of time by the employer, the employee can contribute funds to this plan. This also depends on the employer’s income. The .. (Retirement Planning)

Rebuild Your Retirement Income and Portfolio

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 Yulian Isakov (March 31, 2011)  Perhaps you are one of the many investors that had planned carefully and were on track to make a smooth transition into retirement. Over the years, you along with other investors just like you built up your retirement assets by sticking primarily with equities and other investments that offered good future growth potential. As retirement neared, these investors moved assets away from .. (Retirement Planning)

You Are Ready to Retire, But Is Your Money Ready Also?

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 Yulian Isakov (March 17, 2011)  How you fund your retirement may be the most important financial decision you ever make. Even for those people who systematically save up in anticipation of their retirement can be overwhelmed with the particulars of making the transition as they get closer to their target retirement date. You can't help but wonder, am I ready to retire? Consider these questions to figure that out. 1. .. (Retirement Planning)

Calcite Crusher Equipment

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 Feifei Liu (March 09, 2011)  Artha President Todd McMurray states, “Mr. Lim’s extensive experience in mining finance will be a valuable asset as the Company begins an aggressive exploration and development program in Argentina. ” The Company also announces that pursuant to the Company’s Stock Option Plan, it has granted 150,000 incentive stock options to at an exercise price of $0.35 per .. (Retirement Planning)

Insanity Calendar Free Shipping Sale

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 Lois Dunn (January 07, 2011)  Anyone from anywhere in the world can now receive updates to their status folds effortlessly. Now you can get live reports on your brochures in your office or home computer. Jonathan Rosenberg, the Vice President at Google said in a press release that Google Instant Service for the mobiles will be available at any time this fall season. In a 10,000+ word article, Tomi Ahonen speaks his . (Retirement Planning)

How To Obtain Best Annuity Rates In The United Kingdom When Retiring?

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 Dianne Logan (December 11, 2009)  Statistics reveal that nearly two-thirds of the persons retiring in the United Kingdom had been accepting low annuity income schemes from their individual pension providers. They had never realised that the option of selecting an open market option will increase their monthly income by as much as 30% maximum, depending on the type of the open market option. This lack of knowledge about .. (Retirement Planning)

Learn The Basics Of UK Annuity Rates To Obtain Maximum Benefit

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 Dianne Logan (December 11, 2009)  Annuity rates are the rates that you will be receiving from your pension annuities. Such annuity rates are normally based on index-linked gilts and securities that provide a regular index-linked income, apart from offering you a fixed redemption value at a particular time in future. Normally, the annuity rates will decline with time due to lower inflation levels and expectancy of longer . (Retirement Planning)

With Retirement Comes a Financial "Risk Zone"

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 Anthony Hendriks (January 15, 2009)  Tough day in the markets? You have choices: buy or hold or sell. If you've spent any time on a Canadian highway on a Friday afternoon, then you've seen the “traffic timers". They're the drivers who pull in and out of lanes - depending on which lane appears to be moving more quickly - in an effort to gain a few minutes on their travel time. They may even change routes to avoid .. (Retirement Planning)

Investments - Twitter - Money Investing

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 Victoria Trevy Livingston (January 15, 2009)  Investments are a major decision for an investor. It's not like buying a car or even a home. It almost feels like your playing a game that is based on money. For some investors, investments can give them a twitter in their financial pulse that could be compared to excitement in a casino. Investments can be winners and investments can be losers. The fear of losing money can bring your .. (Retirement Planning)

Planning For Retirement During Recessions

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 Marilyn Katz (January 15, 2009)  We all know that we need to save or invest as much money as we can. After all, nobody can predict the future, and if we ever want to retire, we will need some money to live in. Most people have trouble saving for retirement when times are good, though, so how can we possibly put away money when our economy is shrinking, jobless rates are spiking, and our investments do not provide any .. (Retirement Planning)

Should You Start Planning For Retirement in Your Twenties?

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 Samantha Asher (January 15, 2009)  In all honesty, this is a very weak question. There are very few reasons why you shouldn't be planning and investing for retirement in your twenties. And all the reasons why you shouldn't be yet, you should be working very hard to change. Here are the main reasons why you shouldn't be investing for retirement yet. First, you don’t have a job. If you don't have a job, you can't .. (Retirement Planning)

Cigna Retirement Plan - What You Need to Know

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 Michael Geoffrey (January 15, 2009)  There are so many retirement plans available. It is important that people educate themselves so that they can best determine which plan is right for their circumstances. When researching different retirement plans it is definitely worth your time and effort to understand more about the Cigna Company. Who Are They? The Cigna Company is a company that has built a reputation of .. (Retirement Planning)

What You Should Know About the Pension Annuity Market

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 Steve A Wright (January 14, 2009)  As most people start working when they are fresh out of university or college, or even earlier, it is no surprise that they can have a lack of understanding when it comes to pensions. Some people may find that their knowledge hardly improves over the years, even to the point where they still know comparatively little as the retirement date approaches. The important thing to remember is .. (Retirement Planning)

Why Thinking Carefully About Your Pensions Annuity is Vital

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 Steve A Wright (January 14, 2009)  As you head towards retirement, the main thing on your mind is probably taking a well-earned rest, but you will need to be thinking about what to do with your pension. Contrary to what many younger people believe, a pension fund is not simply turned into an income automatically, and decisions have to be made. Your pension fund provider will contact you before you do retire, offering you . (Retirement Planning)

Rescue Your Retirement With These 6 Steps

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 Fern Alix Larocca (January 14, 2009)  A couple of years ago you might have thought that you had enough saved for retirement or you had a financial plan to project retirement at a certain date with a certain amount of funds. Now that the market is down over 30%, those plans need to be revisited. Here are 6 tips to rescue your retirement: 1) If you are within 10 years of retirement, you should have 2 years of retirement .. (Retirement Planning)

Shopping Around For a Retirement Annuity

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 Steve A Wright (January 14, 2009)  Your retirement should be the most enjoyable part of your life, free of stress and with a regular income provided by your pension fund. But as you approach the big date, you will need to make some decisions over how that pension fund is used. You will not be able to simply take it over and draw on it as you wish, and you will need to choose a retirement annuity provider. Although this .. (Retirement Planning)

The Open Market Option and Your Rights

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 Steve A Wright (January 14, 2009)  As the countdown begins to your pension date, your pension fund provider will contact you to offer you a range of options on what to do with your fund. Different pension annuities will be made available, with the aim being to provide you with a reliable income through the later years of your life. Although it can be tempting, going with the deal put in front of you by your fund .. (Retirement Planning)

Why Different Pension Annuities Suit Different People

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 Steve A Wright (January 14, 2009)  After decades of working life, you are entitled to expect an adequate and reliable pension. But it will not simply fall into your lap and you will need to make decisions before your retirement date arrives. Your pension plan provider will contact you before the final day, laying out a list of options as to what to do with your fund after you stop working. They will normally list pension . (Retirement Planning)

Retirement Income Tips - Sane Strategies For an Insane Market

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 Jeremy Whaley (January 14, 2009)  The great crash of ‘08 (as I like to call it) has left millions of American individuals and businesses strapped for cash. Worst yet it has left many who thought they were close to retirement scrounging to figure out what is next. A recent issue of consumer reports magazine quoted a couple who summed it up well when they said “we did what everyone said we're suppose to do. It . (Retirement Planning)

The Holistic Retirement BSC

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 Sam Miller (January 13, 2009)  After years of working to provide for the needs of families, people naturally look forward to the time when they can rest and enjoy the rest of their remaining years. It is a tragedy of unfortunate proportions when they have to live their retirement in poverty or are forced to work well beyond their productive years. This is the reason why the retirement BSC is required for employees, .. (Retirement Planning)

Mortgage Accelerator - Forbidden Retirement Investment Advice For 2009

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 Neil Venketramen (January 13, 2009)  Some investment advice is considered universal and timeless. But with the markets having bottomed out in the recent financial crisis, individuals approaching retirement age in the next 3 to 5 years have to consider their options and the viability of staying the course. The fact is, money invested in the stock market now may not yield as much of a return in the next 5 years as it could . (Retirement Planning)

Are You Going to Mop Floors at McDonald's?

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 Josh Schoenly (January 13, 2009)  Are you ever going to be able to retire or are you going to mop floors at McDonald's? Have you ever walked into a fast food restaurant and noticed a Senior Citizen mopping the floors or cleaning the tables? I have, and it really breaks my heart. Do you think that the Senior Citizens who are mopping the floors dreamed of the day when they could retire and then work at McDonald's to earn . (Retirement Planning)

Almost Guaranteed Way of Using Home Equity in Retirement Even If Your Home Value Has Plummeted

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 Neil Venketramen (January 12, 2009)  Bill Greene is stressed. The grey-haired teacher is a 30-year veteran of the Montclair, NJ school system. He taught high school history during the school year, then spent each summer running a one-person landscaping business. Bill poured every extra penny into fixing up his primary investment - the modest home he and his wife, Diane, had purchased 20 years before. During the housing .. (Retirement Planning)

Your Passport to Retirement With These 5 Tips

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 Fern Alix Larocca (January 12, 2009)  These 5 tips are a passport to retirement success. According to the Employee Benefit Research Institute, 70% of workers are very or somewhat confident they will have enough money to live comfortably throughout retirement. However, only 43% had actually tried to calculate how much they will need to save. Consider how you would like to spend your time and money during retirement with .. (Retirement Planning)

Retirement - Why Think About it Now?

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 Michael Geoffrey (January 09, 2009)  Most people who are just entering the workforce are giving no consideration to the day they will retire. It may seem unreasonable to even think about something that is 30 or 40 years away. The fact is that everyone will one day reach retirement age. It is never too soon to think about it and plan for it. One good reason to start thinking about your retirement very early is you give .. (Retirement Planning)

How to Get Retirement Savings and Income Back on Track

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 J. Giacoma (December 23, 2008)  With what could well turn out to be the worst financial catastrophe in the history of mankind already upon us, it's probably time to evaluate your personal financial situation. Regardless of your age or how long you've been employed-provided that you are still employed-you need to be thinking about your retirement and how you will support yourself in your “Golden Years. " A lot of . (Retirement Planning)

Your Thoughts on Retirement Planning

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 Amy Twain (December 22, 2008)  Are you already 40-something? So, have you ever thought regarding your early retirement planning? Most individuals find this activity as not really a very significant aspect to reflect on life. Mostly, they are likely to fail to notice everything that's associated to retirement planning thinking that they're still young enough and retiring is still very far and long way to go. Yet in .. (Retirement Planning)

Discover the Benefits of Retirement Income Investment

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 Luvi Marie Corcuera (December 21, 2008)  For any individual one of the most important milestones in their lives is retirement. It is a period in our life when we will look forward to living on our own schedule and doing things that we've always wanted to do while not having to go to work as much as we used to or not even work at all. Enjoying the benefits of retirement, however depends on a variety of factors and some of them . (Retirement Planning)

Preparing For Your Retirement - How Crucial it Is

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 W. M. Blake (December 19, 2008)  There was a time when people did not fully understand how crucial it was for them to be prepared for their retirement. Today others are taking a lesson from their mistakes. Now people understand that retirement planning is a very crucial part of their life. The more time you give yourself to prepare the better off you will be when you reach the age of retirement. Of course, no one .. (Retirement Planning)

It's Not Possible to Plan to Early For Your Retirement

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 Michael Geoffrey (December 19, 2008)  The best retirement plans are those that start early in life. It is not difficult to learn more about how to save for your retirement. Your employer may have a retirement plan, such as a 401K that is available to you. Or you may be able to get some ideas by talking to someone at your local bank. There are also computer programs designed to help with financial and retirement planning. So . (Retirement Planning)

Good Advice For a Good Retirement Plan

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 Michael Geoffrey (December 19, 2008)  You should not have to sacrifice anything during your retirement. If you work hard all your life you should be able to enjoy the same standard of living that you enjoy now. In fact, you should be able be even more comfortable in your retirement years. And that is very possible. It just takes advance thought and planning. One of the most important things you will ever plan for is your .. (Retirement Planning)

TFSA 101 - Understanding the New Canadian Investment Option

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 J Welch (December 18, 2008)  Early in the 2008 tax year, the Canadian government announced the availability to invest into a new type of account, the Tax Free Savings Account (TFSA), starting in 2009. This option will be available to investors over the age of 18 who have a SIN. This new investment option is not designed to replace current available investment options, but is intended to act as a supplement to an .. (Retirement Planning)

Planning For Your Retirement

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 Paul Mcindoe (December 18, 2008)  Do you have plans for your retirement? Whatever you wish to do with your time after work, whether it's spending more time with the grandchildren or travelling around the world, you need to ensure that you have the necessary savings to fund your retirement dreams. Therefore, it's important to seek sound financial advice when making any major decisions surrounding your future; however, .. (Retirement Planning)

How Much Money Do You Need at Retirement?

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 Eric Bayne (December 17, 2008)  Many people, when they retire, don't have much fun at all. Sure they no longer have to work, which is good. But, other than watching reruns of their favorite TV shows, they're not really living the retirement life that they envisioned because they just don't have the money for it. They've never sat down and planned their retirement or figured out how much money they would need at .. (Retirement Planning)




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