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How a Self-Directed IRA Can Provide Higher Returns on Your Retirement Income


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Let's face it, we all want more control over what our Individual Retirement Account (IRA) or 401(k) dollars are being invested in and we want better options which would provide greater returns on our money. One way you can achieve both is with a self-directed IRA.

  • When you look at your retirement account statement, do you wish you were making a higher rate of return on your money?

  • Would you like the opportunity to invest your money in more profitable investment vehicles than what your employer or IRA custodian offered you?

  • If part of your 401(k) is invested in your employer's company stock, do you ever wonder how that will affect your retirement account if the company you work for takes a downturn or is not profitable?

    If you answered yes to any of these questions, you should consider starting a self-directed IRA , also known as a self-investing IRA. This type of IRA can provide you with greater control over what your money can be invested in, which as a result can generate higher rates of return on your investment dollars.

    Most IRA or 401(k) accounts are invested in stocks, mutual funds, or bonds because that is what the majority of IRA custodians or employers offer. However, with a self-directed IRA you can hold a variety of assets including domestic and foreign real estate, stocks, mortgages, partnerships, tax liens, private equity and franchises just to name a few.

    Most people don't even realize that real estate can be included in a self-directed IRA and it is a very profitable yet safe investment. The reason being is that real estate is very likely to increase in value over time and can be insured against most losses such as those created by nature or storms, etc.

    Stocks do not carry the same type of benefits and there are a myriad of factors that could alter the value of the stock which you really don't have any control over. That is why people are becoming much more educated about self-investing IRA accounts and are using those IRA dollars to invest in real estate because of the substantially higher rates of return than can be achieved.

    People are taking back control over their money and choosing what they want to invest it in. Also, if you have an existing IRA or 401(k) account you can roll it over into a self-directed IRA.

    Now that you have learned some of the basic advantages of a self-directed IRA, it would be wise to take a closer look at this type of account and the investments options it allows. There is no time like the present to start generating higher returns on your hard earned money for your retirement.

    To obtain a Free industry report entitled “3 Simple Steps to Double Your Retirement Income Tax Free Using Federally Approved Programs" from a reputable organization that assists people every day with opening Self-Directed IRA accounts, visit now.

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