To understand and defend yourself against the Financial Consequences of having Spyware unwillingly installed on your computer we need to:
- Know what it really is, how we received it, what it might do and how it works.
- Know what might happen if we are or stay unprotected like going broke, or loosing our privacy, Identity theft and more.
- Know how to detect it, remove it, and prevent installation without knowing it again.
- Important: Recognize False warnings by Fake so called anti spyware programs.
- Educate other people like neighbors and Family members so they become aware of the dangers, and protect them also.
In many instances they are part of programs that are willingly installed on your computer because you needed some free down-loadable program, or they presented themselves annoyingly by using an Active-X control you have to deny or accept every time you visit certain websites.
In both cases these programs have some functionality you wanted for free or for a trial period.
Beside that needed function, Spyware programs have a second - most of the time not visible - function to get and record your personal data and transmitting that back to the creator or publisher of the spying part of this Software.
Publishers, who need this data for their own use or for selling purposes, pay those free software programmers to be included in their software so these programmers can give you programs for free.
The really bad spyware creators do not even tell you they install spyware when you visit their sites.
One click on any link or pop-up and you may have one more Spyware program without you knowing it.
One general term for this kind of software is badware, and you really should visit stopbadware.org some day to see what is being done to identify and supply warnings for those badware programs.
Because it is not legal to collect your personal data and send it to them without your permission, almost all of these programs present to you their End User License Agreement (EULA) that you need to accept before you can start using these programs.
The tricky fact is that those Eula's contain so much difficult to read legal information that you can not just simply read and understand what the implications are, unless you are a professional layer. Also the part that mention the spying part of this software is difficult to find and also ambiguous to understand. They expect you to be in a hurry to explore your new software and that you will accept without researching the legal implications. So legally they can do what they like to do because basically you have given them a go-ahead to do so.
So now you know what it is, and how it got installed on your computer, it is now time to inform you what the dangers are of keeping it on your computer. . .
Not all spyware programs are equal in their spy functions, some of them are fairly innocent and just report back to which web addresses you send your browser to visit, so they know your interests, and they can send you relevant ads or spam e-mails.
But let's talk about financial consequences: Some Spyware programs are capable of recording your keyboard keystrokes, so they can transmit this data including passwords, credit card numbers, e-mail addresses, and bank account numbers you have entered etc. to their hidden home base.
With your private credentials they are able to login to your online bank account and transfer your money to their own distant bank accounts.
They can also scan your hard drives and collect and send any data including financial data from there that is valuable to them.
Nothing is safe on your computer if you have these types of Spyware programs on your computer.
Maybe you are used to save your weekly electronic bank statements, or a copy of your scanned passport.
How easy do you make it for some people to use your data to get a loan or a credit card on your credentials?
They will sure not pay the periodical back payments so where will those companies knock on the door to get their money back? Right that will be yours.
There are so many possibilities for wrongdoing with your personal data so you really need to be protected before you go online.
WARNING: If you do not have full protection yet please disconnect your Internet connection now OR get some form of protection as soon as possible, because otherwise it is like putting your fat wallet on a busy footpath and thinking no one would have the nerve to pick it up and spend your money.
So please get your priorities straight and get the right protection you need ASAP.
There are numerous ways to detect Spyware, remove Spyware and prevent those Spyware programs to get installed again on your computer and doing their activities that can be hazardous for your privacy and finances.
See what you can do to setup your guards and weapons against those wicked attempts to assault your privacy.
Read also http://pc-protection.all-you12know.com about solutions to clean your computer from any Spyware.