Already on ArticleSlash?

Forgot your password? Sign Up

Travel Insurance India - The features of a good travel insurance policy


Visitors: 319
 1 vote

A Travel Insurance Policy gives you comprehensive cover for you and your family when you globe trot. A Travel Insurance Policy must go beyond just health insurance and provides you with a wide range of travel related covers to make your trip stress-free.

A good Travel Insurance Plan covers you for:

Medical Expenses

The likelihood of person suffering from an ailment or disease is very high especially in these days of swine flu epidemic etc. Hence hospitalisation will be needed in most cases for a person who is suffering from such ailments. The plan should pay for in-patient and out-patient hospitalisation. It should provide a daily allowance in case of hospitalisation.

Personal Accident

So also, there is a high likelihood of a personal accident occuring in a foriegn country while travelling as is not accustomed to the personal areas and it's surroundings. In case of an accident, the Travel Plan should provide compensation for death or permanent disability. The policy should also provide compensation for death or permanent disability due to an accident on any flight, ship or other common carrier.

Personal Possession Contingencies

One of the most common grouses of a traveller in a foreign country is the loss of passport or baggage while travelling. The policy should provide coverage against loss of passport or baggage by reimbursing the cost of obtaining a fresh or duplicate passport.

Time Based Contingencies

So also with the heavy density of air travel, there are high chances of flight delays etc. especially during the snowfall or rainfall seasons. The Travel Policy should reimburse towards additional expenses incurred if trip is delayed. Incase of the trip being cancelled or interrupted, compensation for any non-refundable payments or additional expenses incurred should be paid.

Other Contingencies

In a foreign country, there are many chances of personal accidents happening wherein one might involunatrily damage another person. Hence, a travel policy should also cover you against liability to a third person caused involuntarily by you or your family. Also theft of foreign currency in a foreign country should also be covered.

For free details on travel insurance and buying it online click on travel care insurance now.

Laxmi is a expert writer writing on different subjects that includes Single Trip Travel Insurance in India.


Article Source:

Rate this Article: 
A look into the major features of travel insurance
Rated 1.0 / 5
based on 1 vote

Related Articles:

Tailoring the Insurance Policy to the Trip with Travel Insurance Review

by: Meagan Allis (December 04, 2010) 
(Travel and Leisure)

Building a Travel Insurance Policy to Fit Your Needs

by: Johnny P Kevan (June 15, 2008) 

Read Your Travel Insurance Policy

by: Barry Loughran (November 16, 2008) 

The Need for A Worldwide Travel Insurance Policy

by: Pierre Smith (April 07, 2008) 

More Than Travel Insurance - Getting The Ultimate Policy

by: Wade Robins (July 29, 2007) 

Compare Travel Insurance Plans To Make Sure You Get The Policy You Need

by: Bob Willman (February 12, 2010) 

Travel Insurance Make Sure You Get the Correct Policy For You Travels

by: Harwood E Woodpecker (June 20, 2008) 

Why You Require Backpacker Holiday Travel Insurance Policy Documents

by: Mike Paul (August 17, 2010) 
(Travel and Leisure/Adventure Travel)

Cheap Annual Travel Insurance - One Policy For Multiple Trips

by: Sophie Wilson (November 16, 2008) 

A look into the major features of travel insurance

by: Lalit Kumar (December 07, 2010)