It is unfortunately considered by many as an unnecessary expense but pet owners soon learn how costly it is when they require treatment and I think we have all experienced the increases in vets’ bills in recent years! Unluckily for us, this means is pet insurance companies have been forced to pass on this additional cost.
So other than the rising costs, what are the main reasons you should consider cover for your beloved pets? Accidents and serious illnesses occur from time to time and the more pets you own, the greater the chance is. If you were unlucky and this does occur a couple of times a year, you will soon see your savings reduce to nothing! Believe me, it's happened to me, twice.
If this situation should (and probably at some point or another) will occur, sometimes harsh choices have to be made. The last thing you want to think about is how you will pay for your pet to have urgent treatment.
It was a massive shock a few years ago when the vet informed me of the cost to treat our cat when she needed to have teeth extracted. What choice did I have, and although I regret it now, I did wonder if I could afford it? Especially when I knew that even with the surgery and treatments she could still die as let's face it, operations on animals can go wrong sometimes.
If you have a pet in the family, then the cost of maintaining their health is, of course, a serious matter. This is even more relevant if you are experiencing financial difficulties, which at the moment is most probably many of us. Raising (sometimes) large sums of money can be prove to be financially embarrassing especially if you are have money problems which could mean contacting a relative or friend for help.
You can guarantee it that if you have money worries then you won't pay for the proper treatment of your pet, fact. Fortunately having a pet insurance plan in place prevents this from happening. Vet bills could escalate but pet healthcare insurance policies are still the best option and these can be arranged for as little as twenty dollars or so per month although better policies will probably cost twice that.
There are a wide range of pet healthcare services readily available to choose from out there which can be tailored to any financial situation. Discounts are often available should you decide to place all household pets all on one policy to reduce the monthly cost. Hopefully this article will make pet owners think again about their responsibility and hopefully the information supplied here has made things are a little clearer and you won't delay further!
Warren Phillips 2008
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