Already on ArticleSlash?

Forgot your password? Sign Up
  Articleslash »
» Life Annuities

Life Annuities & Insurance Article Category 

Articles about or concerning Life Insurance, Annuities, Life Insurance Quote Tips, Life Insurance for Seniors.
Latest Articles

Life Insurance Basics - Why Should You Buy Life Insurance

by:
 Maria Mbura (September 16, 2008)  There is a saying which says that in life the only certain things are taxes and death. In someones lifetime we are bound to encounter one or both of these two things. While taxes we know when to expect them, death on the other hand is an eventuality which can come like a thief in the night without any warning. What is frightening about death is when we don't prepare for it especially .. (Life Annuities)

Instant Life Quotes is Your Family Protected?

by:
 W A Henderson (September 16, 2008)  Imagine its Friday! You just received the paycheck that you've worked all week for and now it's time to deposit it at your bank. You keep some money out for gas and for the weekend, but most of your check goes to pay the bills and to keep food on the table. With the gas prices you have had to give up the steak dinners on Friday night with your wife and instead you just eat at the local .. (Life Annuities)

Term Return of Premium Life Insurance For Free

by:
 W A Henderson (September 16, 2008)  With the state of our current economy being what it is, we are all looking for ways to save some money, right? Have you ever heard of term return of premium? It is most often referred to as “ROP" or just return of premium life insurance. Do not get confused by the name; it is just a term life policy just like any other term policy. The one difference being that term return of .. (Life Annuities)

Be Sure When You Insure

by:
 Barry Loughran (September 15, 2008)  When you take a life insurance policy out, you need to make sure you read all the small print and only obtain the cover you will actually need. Most insurance policies are black and white; depending on the severity of your illness you may or may not be able to make a successful claim. There is nothing in the middle. For the thousands who are diagnosed with cancer every year, the .. (Life Annuities)

Life Insurance? Pay Attention to This

by:
 W A Henderson (September 15, 2008)  Do you have a life insurance policy that you have had for a couple of years or longer? You should read this before cancelling that policy, just to save some money with a replacement policy. Are you wondering what information I could tell you that could be so important that it may save you all kinds of money and possibly keep you from loosing your life insurance? I'm sure if you have a .. (Life Annuities)

Annuities - Read the Fine Print First

by:
 Tony A Bahu (September 14, 2008)  Have you ever signed your name on a dotted line without reading the fine print first? Well, if you are like most people, you've inevitably probably done this at one point or another in your life. Often times, we implicitly trust the person who is selling us something and therefore we sign our names without worrying about the fine print. In a perfect world, this would be absolutely .. (Life Annuities)

Benefits of Term Life Insurance

by:
 Brayan Peter (September 12, 2008)  Term life insurance is a life insurance which provides coverage for a limited period of time. After that period is over either he can drop the policy or he can continue the policy. If he dies during the term, the death benefit will be paid to the beneficiary. Term insurance is considered the least expensive compared to other insurance policies. Term life insurance is a temporary .. (Life Annuities)

Life Insurance - Why You Can't Afford to Wait

by:
 Parker Jendrycki (September 12, 2008)  Death costs for 2008 sure aren't going down. Last year, the average was almost $10,000! From the actual funeral home, to transportation, and the actual cemetery plot, you are looking at record high costs and the inability to escape them. Especially with the current recession in the United States, many families are living paycheck to paycheck just to put food on the table and pay .. (Life Annuities)

Instant Life Quotes Information You Have to Know Before You Start Searching

by:
 W A Henderson (September 12, 2008)  There are many people that are getting online to find a instant life quotes because having life insurance is very important to make sure you family is well taken care of if something should happen to you. Now before you start looking for instant life quotes you need to make sure that you know some important information that will help you find the best price for you. So, what is this .. (Life Annuities)

How to - Selecting a Life Insurance Policy

by:
 Parker Jendrycki (September 12, 2008)  This question comes up at least once in everyone's life: “What life insurance policy is right for me?" It is a complicated and at times confusing question without one outright answer. The current trend in life insurance is to purchase a term life insurance policy. Term life insurance does not accrue any cash value; however, it is much cheaper than an investment type policy. Term .. (Life Annuities)

Life Insurance Quote - How to Slash Your Premiums

by:
 Daniel Wright (September 11, 2008)  The next time you want to get rid of an irritating person, just ask if he or she would like a life insurance quote. I guarantee that they will lose no time in making their exit. People just do not like to discuss life insurance. However, anyone who is responsible for the support and welfare of young children should obtain life insurance quotes, if they do not already have a policy. .. (Life Annuities)

Life Insurance For Children - A Terrible Idea?

by:
 Rob B (September 11, 2008)  Life Insurance for children looks like a terrible idea. Life Insurance for a child? Children do not earn an income and isn't insurance meant to cover a financial loss? Insurance is meant to cover a financial loss. So it is critically important that parents buy a life policy on themselves to protect their family. After the parents buy a policy on themselves I think there is reason to .. (Life Annuities)

The Investigation Into the Life Insurance Business

by:
 Sarah Martin (September 11, 2008)  The marked depreciation of urban real estate, farm lands, and bond values called for the rearrangement of the investment portfolio of Metropolitan Life Insurance Company. President Ecker, with his long and varied experience in this field, addressed himself to the solution of this problem, made particularly difficult by the continued decline in opportunities for the profitable .. (Life Annuities)

The Life Insurance Business in 1868

by:
 Sarah Martin (September 11, 2008)  The world of 1868, when the Metropolitan Life Insurance Company was born, was very different from the world we know today. There were no telephones in those days and no electric lights. The country had not yet been spanned by a transcontinental railroad. Records were kept in handwritten ledgers, and business letters were penned in longhand. The entire population of the United States was . (Life Annuities)

Metropolitan Life Insurance Company's Standards of Ethics

by:
 Sarah Martin (September 11, 2008)  The Metropolitan Life Insurance Company's officers were particularly careful in the selection of their agents, and inquired in detail as to their abilities, character, and previous experience. They knew how important it was to look into every application for insurance, and they urged their agents to exercise extreme care in the selection of clients. In spite of the sharp struggle for .. (Life Annuities)

Metropolitan Life Insurance Company's Competition

by:
 Sarah Martin (September 11, 2008)  One obstacle which the officers of the Metropolitan Life Insurance Company had to overcome was the fierce competition of the older companies in the field. These could afford to pay higher commissions because their greater assets and surplus gave them a more solid financial position. The Metropolitan was unable to compete in commissions with these better established companies without .. (Life Annuities)

Whole Vs Term Life Customer Information

by:
 W A Henderson (September 11, 2008)  There are some authors that are writing articles about life insurance that have no idea what they are talking about! I have read this one particular article in witch the author had made several misstatements similar to these (I am not aloud to quote word for word!) You can never get back the money that you spend on a term life policy. Listen I do not know if this author is actually a .. (Life Annuities)

Insurance Versus Assurance - What's the Difference?

by:
 Paul Mcindoe (September 10, 2008)  Anyone reading about insurance can be forgiven for thinking that the terms ‘life insurance’ and ‘life assurance’ are interchangeable, but are there any differences between the two terms and if not, why are there two different words for the same thing? Put simply “insurance" is provided against an event that might happen whereas “assurance" applies to .. (Life Annuities)

What is the Average Price of Life Insurance - Factors That Determine the Cost

by:
 Maria Mbura (September 10, 2008)  Many people wanting to purchase life insurance can be put off when they think of the costs involved. To put them at ease and make sure that everyone gets to protect their family in case of a premature death, we will take a look at what determines the cost of insurance and what is the average price of life insurance. To understand this question we need to understand the basics of what .. (Life Annuities)

Smart Life Insurance - Who Fits Their Model

by:
 W A Henderson (September 10, 2008)  Smart life insurance is very easy to apply for and blends the best of the “no exam term life" and the “instant term life quotes" but who are the ideal clients for a Smart Life policy? Every insurance company wants the best candidates to apply for their insurance products so they set their price model to fit that particular group of people. This particular group is often .. (Life Annuities)

All Types of Term Life Insurance Policy You Want to Know

by:
 Vincent Funfatt Yeong (September 10, 2008)  Life insurance is a complicated industry, each an every policy has its advantages and disadvantages, to define all policies in detail is time consuming, but some superficial information is required when we want to purchase a policy, and when we are interested in a particular one we can make a thorough research before we purchase. Here are types of term life insurance policy that you .. (Life Annuities)

Types of Life Insurance

by:
 Joseph Devine (September 09, 2008)  At a certain point, everyone realizes that they need life insurance in order to care for their loved ones if something should happen to them. Unfortunately, there's a huge range of policies available which makes it difficult to figure out which one is best to choose for you. Once the basics are understood, it's not as difficult as it first seems to be. Term Life Insurance Term life .. (Life Annuities)

Instant Life Quotes and Smart Life - What is Smart Life

by:
 W A Henderson (September 09, 2008)  What happens when you get an instant life quote? The steps are as easy as answering a couple of questions and then hitting the submit button. Once you have done that the only thing left is to look at the life insurance companies and their offers to you. What about Smart Life? What is Smart Life? Smart life is a life insurance policy that you can actually have in your hands in a couple .. (Life Annuities)

Over 50s Life Insurance

by:
 Julita Viola (September 09, 2008)  There are many people in the US, UK, Canada and other industrialized countries who are living beyond the average life expectancy. Thus planning for the future in terms of your financial road map is never been more important. Over 50s life insurance nowadays is a lot easier to find and qualify. Some , b>life insurance companies do offer some special rates and plans for older people like .. (Life Annuities)

How to Protect Your Estate Using Life Insurance Premium Finance Program

by:
 Boaz Arbel (September 09, 2008)  The most common and probably smartest answer would be to buy a life insurance policy for the main purpose of estate planning and estate protection. You can purchase a major life insurance based on your net worth and then place it in a trust outside of your estate. Having your life insurance policy issued into a ILIT (Irrevocable Life Insurance Trust) will separate between the life .. (Life Annuities)

The Truth About Life Insurance

by:
 Liza Mathers (September 09, 2008)  The first principle of good financial planning is to make sure that your dependents will not be left short of money if you die or you become too ill for work. Each year about 3,000 people celebrate their 100th birthday, but not many of us will live to such a ripe old age. Sadly, some will die prematurely either in an accident at work, or on the roads or from a sudden illness. For many .. (Life Annuities)

Life Insurance - Are You Scared of It?

by:
 Chimerenka Odimba (September 09, 2008)  NOBODY and I may repeat that. Nobody wants to think about death unless of course they are frustrated with life and see no future for them. But for you who has a family you love and care about. You want the best for them. True, you want to spend eternity with them. Would that happen? Getting a good life insurance can make a huge difference between penury and comfort in unfortunate event .. (Life Annuities)

Life Insurance - An Option With Cash Value

by:
 Chimerenka Odimba (September 09, 2008)  Life Insurance with this option known as whole life is perfect for people who are not very comfortable with taking a life insurance coverage. You can pretend to be doing an investment with a life coverage bonus. It works like this. Your premium is like an investment that earns interest for the insured. You can actually make withdrawals (while alive ) with this type of coverage. There .. (Life Annuities)

How Much Life Insurance Do We Need?

by:
 Vincent Funfatt Yeong (September 09, 2008)  Things people hope to go up but the figure seems to be stagnant, such as shares. Things people hope to go down but go up, such as petrol prices. Things you want it to go up but down, savings, things you want it to go down but up, blood pressure. In this contemporary world the price of commodities goes higher and higher, we don't see prices going down, petrol, rice, houses many other .. (Life Annuities)

How Senior Citizens Can Generate Cash From Their Home Equity and Life Insurance Policy

by:
 Boaz Arbel (September 08, 2008)  Summer is now officially over and a cold winter is just around the corner. As always, many senior citizens (those who can afford it) will spend the winter in sunny Florida. Due to the recent turbulent Real Estate market, many senior home owners are seeking ways to obtain cash out of their home equity and life insurance policies. Now we all know that the Federal Government stepped in .. (Life Annuities)

Life Insurance - Single Moms, Their Children and Life Insurance

by:
 Barbara Kingsley-Johnson (September 08, 2008)  Most single moms do not consider buying life insurance policy after they have being divorced or dumped by their men. It is important for single moms who have custody of the children to get a life insurance policy that will take care of the financial needs of the children they have labored so hard to train in the event of the unexpected - death or terminal illness. Life insurance is your . (Life Annuities)

Whole Vs Term Life - What is the Difference Between These Two Insurance Policies?

by:
 W A Henderson (September 08, 2008)  When you are looking to get life insurance it is important to know the difference between the different types. It doesn't matter if you are just looking at life insurance or have already made the decision to get it you have to know the difference either way. So, here are some of the differences you need to know about whole vs. term life insurance. Here is the information you need to .. (Life Annuities)

If Only Senior Citizen Knew How to Secure Their Retirement - Life Insurance-Life Settlement

by:
 Boaz Arbel (September 08, 2008)  They fought over seas for their country during World War 2; they helped build this nation economy with their own hands. they worked very hard in cooperate America for decades and now they live off their social security , savings , investment and pension funds. God bless the senior citizen of America. When they were young they knew that one day they will have to retire. They tried to .. (Life Annuities)

Getting the Best Low Rate Life Insurance Policy

by:
 Iyke Phelim (September 08, 2008)  A low premium on life insurance is very helpful in several ways. First and foremost, they satisfy the life insurance policy needs of people living within the low income category. What this simply means is that they can now afford quality life insurance coverage in the event of an unfortunate departure of the bread winner. The best way of trusting this low rate information is checking .. (Life Annuities)

Beginning Term Life Insurance

by:
 Liza Mathers (September 08, 2008)  Term life insurance is the cheapest form of life protection. It's getting cheaper all the time as people live longer and give insurers less risk of having to pay out. Cover is available from traditional providers such as insurance companies and banks and building societies to retailers. Because competition is very fierce, the cost of cover is reasonable: a 30-year-old non-smoking .. (Life Annuities)

Life Insurance Fraud

by:
 Ann-Marie Price (August 26, 2008)  John Darwin and his wife Ann have certainly made a huge stir after trying to get away with Life insurance fraud. In an attempt to save his family from bankruptcy John, a former teacher and prison officer pretended he was dead for more than five years, convincing even his two sons that he had died in a canoing accident at sea. Mr Darwin, the instigator and brains behind the plan had .. (Life Annuities)

Life Insurance Exam What Should You Expect?

by:
 Justin Scott (August 25, 2008)  A life insurance exam is pretty common with most types of life insurance, although certain lower-face amounts may not require one. Many people aren't sure what to expect from a life insurance exam. Here are some things that may happen. Whether you're getting term life or other types of life insurance, exams are used to determine your risk of getting health problems that could lead to a . (Life Annuities)

Life Insurance Online Shopping Tips

by:
 Justin Scott (August 25, 2008)  Getting life insurance online is a great way to find what you need with the convenience and privacy of your computer. Many people put off getting this important coverage because they are not sure how to start, and going online is a great way to see how easy it really is. Here are some tips for saving money and getting quotes. First, you want to get more than one quote. In fact, the .. (Life Annuities)

Is Life Insurance Premium Financing a Smart Move For You?

by:
 Christine Harrell (August 22, 2008)  Although people may understand the need for life insurance, sometimes it can be a burden to pay the monthly premium. This is particularly true for senior life insurance as retirees are often living on fixed incomes and have limited ability to pay their expenses. Premium financing options are available to allow people to keep up their payments and maintain their policies. How Life .. (Life Annuities)

Why Do People Buy Children's Life Insurance?

by:
 Ian E. Wright (August 21, 2008)  Children's life insurance is a kind of stable or whole life coverage. This means, the insurance policy will accrue cash value within a specific period or determined time. Kids are not permitted (not mention able to) buy it, so parents or guardians can buy this type of insurance on behalf of their kids. In respect to this life policy, it is better to buy it for your kids in their .. (Life Annuities)

Why People Prefer to Get Instant Life Quotes?

by:
 W A Henderson (August 21, 2008)  When you want to get life insurance it is always a smart move to get life insurance quotes. This will help you find the best policy for you at a price that you can afford. Now when you want to find instant life quotes there are a couple of different ways that you can use to accomplish this. You can visit insurance companies, talk to a broker or an agent or go online. Most people prefer .. (Life Annuities)

Instant Life Quotes - Can Your Family Live Without You?

by:
 W A Henderson (August 21, 2008)  Have you ever sat down alone and thought about the surreal effect your death will have on your family? I know that nobody likes to think of dying, myself included. It really is a depressing thought; but it can also be used as an “off the wall" investment tool depending on how you look at it. You see, life insurance policies pay out upon death occurring to the insured. This is .. (Life Annuities)

How to Go About Finding Life Insurance Deals

by:
 Ian E. Wright (August 21, 2008)  The arrival of the Internet has made finding life insurance deals, easy and instant for insurance buyers. Buyers may now select from a wide range of good insurance deals from different companies. First, buyers need to select which kind of life insurance policy they want to have, or decide how much they can pay as monthly installment. In recent times, many life insurance companies have .. (Life Annuities)

Where Can I Get a Free Life Insurance Quote?

by:
 Ian E. Wright (August 21, 2008)  Usually, individuals planning to apply for a life insurance policy prefer to obtain life insurance quotes of few companies, before selecting the ideal company. However, individuals may save their valuable time and money, if they refer to Internet sites to obtain free life insurance quotes. Using the online method, there is no obligation to buy the insurance policy after obtaining .. (Life Annuities)

How to Get Cheaper Life Insurance

by:
 Ian E. Wright (August 21, 2008)  Applying for and buying the life insurance policy is just like buying any other thing. Many insurance companies have come up with different types of insurance policies. However, it only adds to woes of people, who get even more confused as how to get a life policy, what policy to choose, and so on. If people follow certain tips, they can locate an ideal plan that is perfectly suited to .. (Life Annuities)

What Are Typical Life Insurance Rates?

by:
 Ian E. Wright (August 21, 2008)  Life Insurance is the finest alternative for any loss of income due to the death of a family member. A good life plan determines the rise and fall of your rates. A person can access the Internet for life insurance rates or can directly communicate with companies that offer appropriate policies. Preferred, standard and preferred plus are the three main categories of rate plans. To .. (Life Annuities)

The Secret to Low Cost Life Insurance

by:
 Ian E. Wright (August 21, 2008)  Low cost life insurance policies are idyllic for people who want to be reasonable while purchasing coverage. Low cost life plans are also beneficial for those people who fall in low-income category. Therefore, such people can now avail all benefits of a typical life insurance policy. Here the word low cost signifies that in such policies rates are quite economical. It comprises of .. (Life Annuities)

Buy Term Insurance - Never Buy Whole Life

by:
 Michael Driggers (August 20, 2008)  When you become a Life Insurance Agent they train you to sell the most advantageous product for the Insurance Company, not the Insured. Life Insurance is a business and it seems like most people forget that fact when it comes to buying insurance. Life Insurance Companies want to make money. They have to have money to make money. The more premium that comes in the front door the more .. (Life Annuities)

Protect Your Family Against the Loss of Your Life

by:
 Adam Singleton (August 20, 2008)  As if the trauma of losing a loved one isn't massive enough, subsequently finding out that the deceased was not insured against unexpected death and therefore made no financial provision for their family or dependants makes the situation far worse. The primary concern of any life insurance is the consideration of those left behind following the death of an insured person. Certainly, .. (Life Annuities)

Life Insurance Policy - Enjoying Life Without Worrying About Anything

by:
 Addi Vardhaman (August 20, 2008)  India is a land of where around 1/6th of the total population of the world stays. After the economy of India underwent a renaissance in the early 1990's, it totally changed the perception that was prevailing in the minds of people across the world. Due to this many investors from even the remotest corner of the world started to approach this potentially rich economy country. This led to . (Life Annuities)




Related Categories