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How to Get Free Home Insurance Quotes and the Best Rates

Brian Stevens
 


Visitors: 204
 2 votes

Free home insurance quotes - are they worth the trouble or do you get what you pay for? Actually, you can find an excellent homeowners policy by going online for a free quote.

Count the Advantages

What are the advantages of going online for your free home insurance quote? Well, first of all, you're going to get the best rate possible. Did you know that homeowners insurance premiums can vary by hundreds of dollars from one company to another?

The only way to ensure that you are getting the best rate is to comparison shop for your insurance. And the easiest way to do that is to go online to an insurance comparison website.

Another advantage to going online to an insurance comparison site is that it's quick.

Comparison shopping the traditional way means spending hours on the phone with insurance agents or visiting their offices, repeating the same information over and over again. But when you go to an insurance comparison website, you type in your information one time and the quotes come to you.

Finally, using an insurance comparison website is easy. And if you do have any questions, the best websites offer a chat feature, with insurance professionals on hand to answer all your questions (see link below).

More Tips for Getting the Best Rate

Some other ways to help yourself to the best rate on your homeowners insurance are to . . .

* Raise your deductibles to as high as you can afford. The higher you can set your deductible, the lower your premium will be.
* Ask your insurer for additional discounts to lower your premium. Simply installing smoke detectors and deadbolts can earn you a discount.
* Use the same company for your auto and home insurance so you can qualify for a multiple policy discount.

Where to Get the Best Rate

Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to get free home insurance quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.

The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written numerous articles on free home insurance quotes.

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