Summer is considered the perfect time to get hitched with blue skies and the sun shining. However, if you want your special day to be memorable for the right reasons it's important you check your home insurance first.
Weddings take a lot of preparation - from the church, to the cake, to the flowers - so it's no surprise that many brides and grooms overlook home insurance. However, chances are that your house is going to be stacked full of goodies including presents, suits and dresses, and of course, the wedding ring, which makes a comprehensive insurance policy vital.
Many insurers will automatically increase the level of cover they offer on home contents during celebratory periods such as weddings and Christmas. If your insurer offers this incentive check to see how long the period lasts as these items may still be in your home after it expires - at which point you'll need to adjust your policy accordingly.
Other home insurance companies offer unlimited home contents cover. This is an ideal solution in that you never have to worry about adjusting your policy when a new item is brought into the home. However, even ‘unlimited’ policies often have upper limits on items of high value - you may have to separately list items that are worth more than £1,500.
Also ensure you're adequately prepared for your honeymoon. A home belonging to newlyweds can make rich pickings for an opportunist thief, so take steps to enhance your security before you leave. Give a spare key to a neighbour or close friend to check the house regularly and take in your post.
If you're unsure about your level of home insurance cover, call your provider and ask. If you're unhappy with the terms, shop around and you may find cheap home insurance to suit your needs.