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Short Term Health Insurance - Is it Right For You?

 


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Some people in just don't need long term health insurance cover. That's where short term health insurance, is very useful. It is particularly popular among college leavers and people that find themselves between jobs.

If you have just left college and you're waiting to get your first job, then short term health insurance maybe ideal for you. After you get your job you should be covered by the employer's scheme. Short term insurance typically lasts between 1 and 12 months; you can choose the length of time that suits you. If you need a longer period of time, you would be better off considering a regular plan.

If you find yourself between jobs, you don't want to be saddled with big medical expenses. Think what would happen if you've been working for one of the big companies and you suddenly lost your job. You would lose your health cover too. That's where short term health insurance can come in handy. The application process is very quick compared to applying for normal health insurance. This maybe important if you've been laid off suddenly and have lost your health benefits along with your job.

The only real stipulation is that you don't have a pre existing condition. If you have recently seen a doctor about a medical condition in the last 3-5 years then you may find it either expensive or virtually impossible to get cover. Talk this over with your broker because he may know insurers that will take on your case.

Short term health cover is generally easier to apply for because you don't need to go through a complicated medical. You can be covered in as little as 24 hours. The cost of insurance varies according to where you live. But in general terms the cost of short term health insurance is affordable.

These free tips will show you the way to get the cheapest health insurance quotes in Ohio . Just visit http://www.myohiohealthinsurance.com

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