Boy. . . are you in trouble! I hear you have to find health insurance for yourself and your family. And you don't have a clue where to start, what to look for or who to ask. Well, join the thousands of consumers that are in the same boat (I'll refrain from any more puns).
Here's the good news. You live in Ohio, so your Ohio health insurance rates will be fairly low compared to most states. In addition, there's a wide variety of plans to choose from.
Oh. I get it. There's TOO many plans. They all look similar. And the guy from New Jersey tells you buy his plan and the telemarketer from Florida say she'll tell you which plan is the best. . . AFTER you give him your credit card information. Sheesh! And let's not forget the slick salesperson that quotes you a price, but can't provide the coverages in writing.
To help you out. I have listed below 10 of the best available health insurance plans to Ohio residents. Yes, you will have to medically qualify. Also, rates will vary according to your age and zip code. And of course. . . if you don't smoke, you'll be getting a healthy discount.
So here we go. . .
Anthem Blue Access Plan 2 $25 Copay on office visits. No deductible on prescriptions.
Anthem Luminos HIA Health Savings Account. Top- notch with preventative coverage
Medical Mutual SuperMed One. Solid policy.
UnitedHealthCare Copay Select. No frills and straightforward.
Celtic Preferred Select. Celtic's very best policy.
National Life No Claim Allowed. OK. I'm just making sure you're still with me!
Medical Mutual SuperMed One has. I like Anthem's better, but this one isn't bad.
UnitedHealthCare has 100. Nice policy. Skip the UHC has 80.
Anthem Blue Access Plan 3. 100% coverage after the deductible.
Aetna PPO. Barely makes the list. Good policy, but not great.
Are you ready for for my Bottom 10? I have some nasty policies for your review, but I'll spare certain companies the embarrassment.
Edward Harris is the premier insurance broker in Ohio.