1. Maintain a healthy life style and you'll attract cheap rates over time. If you can stop taking junk food you'll save over time. Try to cut off cholesterol, fats and high carb from your diet and you'll not only enjoy cheap health care insurance but also a healthier life. In the same way, you'll be healthier and therefore have to visit the doctor less if you routinely exercise up to 30 minutes daily.
2. Although many people know that smoking increases their rates, they may not know that this also applies if they use other tobacco products. Those who snuff or chew tobacco will also attract higher rates than those who don't. Steering clear of all tobacco products will help you get cheap health care insurance.
3. Quit drinking if you want to get cheap rates. Alcoholics pay more. You well know that a lot of diseases can be traced to heavy drinking. How much drinking is safe for you? Honestly, I don't know. What I do know is that avoiding drinking totally is very safe.
So you can lower your rates (Apart from reducing the risk of developing certain health conditions) by avoiding alcohol if you can or drinking in real moderation if you can't. The only problem is that those who say they can't help drinking most often can't drink in moderation. You can get help if you really want to quit drinking.
Even if you choose to NOT do these you can still get cheap health care insurance rates by getting and comparing quotes. Take out some time to visit a minimum of three quotes sites that return quotes on health insurance policies. This offers you a broader basis for doing more extensive comparisons thereby increasing your chances of getting very cheap rates.
Here are my favorite pages for health insurance quotes. . .
InsureMe Health Insurance Quotes
Health Insurance Quotes
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Chimezirim Odimba writes on insurance.