You can get substantial discounts and increase your chances of getting a very affordable individual health insurance (Florida) rate if you're loyal to an insurance company. You'll attract discounts of up to 5% if you remain with the same insurer for up to 3 years. Staying longer will result in bigger discounts. However, you may be better served by switching.
Let's assume your premium with your present insurer is $2,500 you'll get a discount of about 5% or $125 if you stay for at least three years. However, due to rising costs of health care and inflation, insurance companies may have to make adjustments in their rates to reflect changes. Within the course of these three years, you might get an insurer who'll offer you the same health coverage or better for less than $2,000.
In such a case, it will be pointless to stay put because you want to get a loyalty discount down the line when you can pay less at the moment. And, in most cases, most folks can actually pay a lot less than they are doing currently. You can only know if you get and compare quotes from many different health insurance carriers and then see where your interest is better served.
You can also go straight ahead to shop for the most affordable individual health insurance (Florida) quote. And, if you do this well you'll almost always lower premium by a good deal. However, you'd have to visit at least three quotes sites that return affordable individual quotes for Florida. You'll get better results if you visit many more. The simple reason?
There are hundreds of health insurance carriers and no single quotes sites covers a reasonable number of these companies. Therefore, you can only cover a good fraction of them if you get quotes from many sites.
Here are my favorite pages for health insurance quotes. . .
InsureMe Health Insurance Quotes
Health Insurance Quotes
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Chimezirim Odimba writes on insurance.