Choosing Your Small Business Health Insurance Plan

 


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Health insurance plans can be a very large expense for many small business owners. But offering a good health insurance plan can be a good selling point when you look to higher quality people to help expand your business.

So what can you do about getting quality small business health insurance plans?

In order to qualify for small business health insurance plans your small business needs to hvae at least two employees. The maximum number of employees to still be eligible for small business health insurance plans varies from insurance company to insurance company.

However, it will usually be within the 50 and 100 employee range. Usually, your employees also have to be full time employees and not temporary or independent contractors.

More specifically, small business health insurance plans require that your employees are not covered by other health insurance plans and that they work at least 30 hours per week in order to qualify.

On the positive side, you can qualify for small business health insurance plans with just you and your husband or wife as employees.

So how much is a health insurance plan for your small business going to cost you? That depends on a lot of different factors, which is a good reason to do your research. You should start by getting quotes from a variety of health insurance companies that cover small businesses.

One way to get a health insurance plan for a small business at a lower premium is to join up with other small business owners. Small business owners can band together to increase their buying power, allowing them to get their health insurance plans at a lower cost than they would if they applied on their own.

Learn more about affordable health insurance plans at http://www.myhealthinsurancetips.com where you'll find many health insurance articles, tips and ideas from freelance writer Sally Simmons.

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