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Flood & Insurance Article Category 

Articles about or concerning Flood Insurance, Risk Assessment for Flood Insurance, Tips to Obtain Flood Insurance.
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How Can We Insure the Climate?

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 Lorne Marr (December 21, 2010)  “Since when do insurance companies care about climate research?” you may wonder. If you are wondering as well, you should ask RSA Insurance Group plc, a UK based insurer operating globally. RSA in Canada focuses especially on marine insurance, but their story is has significant effects across the insurance field, even for the so-called “no medical" life insurance. RSA . (Flood)

What Is a Land Surveyor and What Will They They Do for Me?

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 J. Keith Maxwell (December 08, 2010)  A land surveyor is a professional person with the academic qualifications and technical expertise to measure and plot the lengths and directions of boundary lines and the dimensions of any portion of the earth's surface (including natural and other structures. ) That definition is quite a mouthful, but in actuality the field of surveying (geomatics) includes many other facets. For the .. (Flood)

How Can I Get Flood Insurance?

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 Kandice Miller (November 17, 2010)  Based upon where you reside, perhaps you know already the best ways to prep your house for a hurricane. Residents of the south have had exposure to natural disasters, and have a clue how harmful they might be in spite of all preemptive actions. Because most home insurance plans don’t cover floods, it’s crucial to identify the choices supplied by the National Flood Insurance .. (Flood)

Is Household Cover a Great Idea for Protection Against Flooding?

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 Simon R Smith (May 13, 2009)  All quality household cover can protect you against flood damage to your home. Let one of the many home insurance companies help you should your home suffer from the affects of a flood to your property. Most home insurance policies with buildings and contents can offer up to 25,000 pounds of insurance cover and arrange alternative accommodation in the event of flood damage at home. .. (Flood)

Flood Damage Update - Top 10 Mistakes When Buying Flood Damage Insurance

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 Roy Primm (November 18, 2008)  What do you mean I'm not covered for flood damage? Unfortunately that's what millions of homeowners are saying each year with shock and sometimes horror. Of course they never thought it could happen to them, after all they don't live in a flood zone. But nevertheless they experienced a record rain storm, sewage backup or county flood control failure.   The good news was know one was .. (Flood)

Prepare Your Home For Rising Waters

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 Keith C. (November 12, 2008)  Floods can strike quickly, catching many homeowners unawares. Even a small amount of water can lead to thousands of dollars worth of damage, both to personal items and to the structural integrity of the house. In order to reduce the amount of damage your home incurs, it's imperative to plan ahead long before the storm hits. The first thing you need to do as a homeowner is to make sure .. (Flood)

Disaster Preparation - Flood Insurance

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 Ben Anton (November 12, 2008)  Many people are unaware or apathetic to the risk of a flood in their area. Flood damaged homes and businesses can cost hundreds of thousands of dollars if proper protection is not taken. Most people living in highly risk areas for flooding will inevitably purchase flood insurance. But what kind? It is often hard to know what kind of a policy you should invest in. Many home and business .. (Flood)

Water Damage FAQ

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 Frank Nemshick (November 07, 2008)  What causes water damage? The most obvious causes of water damage, and those that cannot be avoided, are severe forces of nature, such as hurricanes or floods. Water damage also can occur when a fire is extinguished, from leaking pipes, and malfunctioning washing machines and heaters, as well as leaks in your roofing and siding and from defective gutters, which will cause water to pool .. (Flood)

Protecting Your Home From the Rising Risk of Floods

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 Isla Campbell (October 15, 2008)  In recent years, British people have been forced to endure some disasters; not least of all flooding in England and Wales. Such flooding has seen hundreds of thousands of people without homes or access to basic infrastructure and services. No one can say exactly why the natural flooding in the UK is happening more frequently, or why it is becoming more severe. Some people blame global .. (Flood)

7 Tips on Getting the Right Flood Insurance

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 Mathew Guiver (October 09, 2008)  1. Assess your Home's Risk A nation wide insurance company stated that one third of the flood claims they get come from homes not in a flood prone area. It's important to consider your real risk for a flood of any kind, and how high if a risk it is. Depending on your homes propensity to flood, the policy you choose should adjust to it accordingly. You can go to the governments flood .. (Flood)

One in Three Homeowners Don't Have Home Cover Against Floods

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 Ruth J (September 24, 2008)  British homeowners are increasingly faced with a greater threat of having their homes flooded. However despite the home insurance to cover them in the event that their home does become flooded. Statistics from a recent survey show that almost 40 per cent of homeowners in the UK do not have home insurance cover on their property. The figures also show that men are less likely to take .. (Flood)

Do I Need Flood Insurance?

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 Mark Decherd (August 06, 2008)  Did you know that your homeowners insurance does not cover water damage due to natural flooding? Overflowing rivers, tidal surges, city storm drain backups, and storm driven rain may flood your home but unless you have specific coverage against these perils, you're likely on your own. In addition to natural flood disasters, your homeowner's insurance policy most likely specifically .. (Flood)

Flooding Insurance Information

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 Glenn Lamb (August 03, 2008)  There are three main categories for flooding risk that Houston residents should insure for. The first is for flood damage that happens due to plumbing problems. The two main causes of this type of damage are leaks or bursting of water pipes, and overflows such as air conditioning drain pans. Some homeowner's insurance policies will cover this type of damage and others don't. I suggest .. (Flood)

Protect Your Home and Finances Against Hurricanes

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 Michael S. Anderson (July 29, 2008)  A hurricane is a powerful tropical storm that measures several hundred miles in diameter. The strong winds from hurricanes can damage your home, trees and cars. The Saffir-Simpson Hurricane Scale is used to rate a hurricane's intensity. The scale ranges from one to five to estimate the potential property damage and flooding from a hurricane landfall. Protecting windows and doors is an .. (Flood)

What to Do About Water Damage

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 Benjamin Moulton (July 28, 2008)  There are many reasons basements get flooded. The majority of water damage comes from frozen pipes and broken sub pumps. Will your insurance company cover this? The answer is yes but, it depends on how the claim is reported to the insurance company. I work with thousands of customers every year helping them overcome the damage caused by heavy rain and cold winters. Each situation is .. (Flood)

Home Insurance Flood Row

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 Jennifer Quirk (July 17, 2008)  We all remember the unbelievable sight of some of the worst floods the United Kingdom has come across in the middle of summer last year. We were unprepared due to the season, there had been no warnings until then first ones hit, and horribly, there are still hundreds of people who are not back in their homes. Some are still living in trailer homes outside their old houses, and with the .. (Flood)

How To Be Prepared For A Flooding Or Serious Water Damage

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 Bella Dos (July 14, 2008)  A flooding is a harsh experience, difficult to handle at any age, but when it happens to an elderly person it can be devastating. Lets hope that you will never need to use this vital information however, it is better to be prepared rather than sorry. People react in many different ways in a stressful situation. While some are able to keep calm, think clearly and respond logically, .. (Flood)

Texas Flood Insurance and Flood Preparation Information

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 Glenn Lamb (July 13, 2008)  Texas is a state with a high level of risk for flooding. FEMA has produced a guide for flood preparation and safety. It starts by saying that “The first step in protecting your home and family is purchasing flood insurance". This seems obvious but may people neglect this coverage or put it off for later. In most cases there is a 30 day waiting period for coverage to begin so don't . (Flood)

Iowa Flood Its Time to Consider Homeowners and Flood Damage Insurance

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 Shirly Smith (July 13, 2008)  With the frequency and magnitude of most natural disasters in recent times, you will agree with me that nature seems to be angry with the way and manner we abuse the environment. Some will say, it is a sign of the end times. It is disheartening to see the millions of people affected by natural disasters like the Myanmar Cyclone Nargis, Hurricane Katrina, China Earthquake and most .. (Flood)

Flood Water Damage Insurance What You Should Know

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 Shirly Smith (July 12, 2008)  You were woken up at 12 midnight by the sound of a hailstorm that smashes your windows, followed by a torrential rain that refused to stop. Before you knew it, your home has been covered by damaging water. Will your insurance policy cover this loss? That will depends on the type of insurance you chose to purchase and how the water got into your home. There are basically two insurance .. (Flood)

No Insurance? Hurricane Season is Back

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 Scott Daugherty (July 09, 2008)  Sitting in my office today, I heard about Hurricane Bertha which literally overnight went from tropical storm to Category 3 overnight. This took me back in time 3 years to when Katrina hit the Gulf of Mexico. She weakened as she crossed Florida. I didn't think anything about it. This happens a lot of times. But as when she hit the Gulf, BOOM, she was a category 5 storm. This also has .. (Flood)

Are You Insured For Floods?

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 Isobel Miller (July 06, 2008)  Flood insurance is the only homeowner insurance that will cover for your home destroyed or damaged by floods. Flood insurance maybe one of the most forgotten homeowner insurance. Contrary to this, there is a higher probability that one's home can be damaged by flood more than fire. Flooding is on the top list of natural disasters in the United States of America. A decade of flooding .. (Flood)

Learning Lessons From the Floods of 2007

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 Alex Gregory (July 02, 2008)  Sir Michael Pitt called for fundamental changes in the way Britain adapts to the increased chances of flooding following last year's storms. The floods led to around 165,000 home insurance claims and there are lessons to be learned both for the Government and for homeowners. In his independent review, Mr Pitt suggested a cabinet committee be established that is dedicated to tackling .. (Flood)

Harris County Appraiser Texas House and Property

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 R Chandler Smith (June 25, 2008)  As a Harris County appraiser, I've witnessed a ton of myths regarding flooding in Houston and Harris County. With storm season once again around the corner, I imagined this would be a goodmatter to talk about. Idea #1: If I didn't flood during any earlier storms or hurricanes, possibilities are I will never flood. The majority of Harris Area residents are exposed to flood because of .. (Flood)

Semi-Wind Resistive and IBHS Fortified Construction in MS - HUGE Insurance Savings

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 Scott Allan (May 08, 2008)  Most of you buying real estate in the Go Zone or searching for Go Zone and MDA SRAP Preconstruction opportunity in Mississippi likely ask about the insurance and how bad it is. I have to admit, it is bad, but that is life along the Gulf of Mexico. Just like California where you are on the fault lines or Arkansas if you are in tornado alley. But there are things you can do as a builder .. (Flood)

Home Insurance - ABI Warns Against Flood Plain Development

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 Mark Lauterwein (April 14, 2008)  The Association of British Insurers (ABI) believes government proposals to boost the country's housing stock significantly are inherently flawed. Where southern England is intersected by major rivers, the surrounding land is prone to flooding. However, because this is where demand for new housing is highest, current plans envisage major developments in precisely these areas. The ABI .. (Flood)

Why Home Owner Flood Insurance Makes Sense

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 Rhonda Strump (January 02, 2008)  Usually an after thought when purchasing property, homeowner flood insurance may be the best investment you can make to protect your home and possessions. Misunderstood or not available in the past people now have no excuse for not insuring that when tragedy strikes they are protected. Mandated by Congress in 1968 the National Flood Insurance Program made it possible for protection from . (Flood)

Home Insurance - Avoid a Washout

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 David Collins (December 11, 2007)  With increasing numbers of incidents of flooding every year, choosing the right insurance policy can be vital to protecting your valuables from flood damage. After the waters have receded, your first step should be to contact your insurance company - most of which have 24 hour help lines - and don't worry if you can't find your policy documents as your insurer will have you on the .. (Flood)

Disadvantages In A Flood Risk Area

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 Peter Finch (December 08, 2007)  When your house is located in a flood region, you have to suffer all the consequences that come with it. Floods may come any time, and you have to be always be prepared for it. One hitch for living in a flood area is it will affect your flood zone insurance premium. Insurance companies are becoming hesitant to give insurance policies to houses located on flood risk areas because it can . (Flood)

Finding Cheap Flood Zone Insurance Rates

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 Peter Finch (December 08, 2007)  As new providers of flood zone insurance join the market every year, the rates are becoming competitive. To add to this, other retail outlets are already offering flood zone insurance, too and this is proving to be an advantage to the insurance policy holder. As in any other product, the more providers or supply there is in the market, the higher the competition is there. This means .. (Flood)

Flood Plain Insurance

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 Peter Finch (December 08, 2007)  The cost of flood insurance people pay nowadays is affected by the location where their house is located. Those people whose houses are located in higher-risk areas pay higher premiums and higher excess on flood-related claims as compared to those whose houses are in low-risk areas. Premiums on a house in a high-risk area may differ for example around 20 to 30 per cent than in low-risk .. (Flood)

Flood Insurance Providers in the UK

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 Peter Finch (December 08, 2007)  There are many flood insurance providers all over the United Kingdom, and all a client will do is to look for a particular provider which will suit his or her needs. Look and compare the features of all the flood insurance providers to see which fits you best. Below are some of the insurance providers in the UK. Endsleigh Home Insurance Endsleigh offer very competitive home insurance .. (Flood)

Floods And Home Insurance

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 Shaun Parker (July 13, 2007)  The recent severe weather has brought misery to many people as a result of unprecedented levels of flooding. The floods have highlighted that for many people flooding is fast becoming a fact of life with more than 2 million homes now at risk from coastal or inland flooding. The Association of British Insurers (ABI) estimates that some 27,500 homes and 7,000 businesses were affected by .. (Flood)




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