A lot of attention goes to the fact that almost 50 million Americans do not have a health plan, and that is a big problem. But also alarming is the fact that about twice as many Americans lack a dental plan. Quality dental care is critical for our health, and for our well being. And we all know that the longer we neglect routine dental care, the more likely we will be to have major problems later. So how, if you lack a dental plan, can you find low cost dental care, especially during periods of lower income or unemployment? More and more of us must consider this question as we continue to get very grim news of rising unemployment and company cutbacks.
Dental discount plans can provide some real benefits for many people. Quality plans are actually made up of the large dental provider networks from name brand benefit companies. Those benefit companies have a big interest in managing costs for dental services because that cost impacts their contributions to benefit plans. Now, consumers can join the network to get the same cost savings that large companies enjoy.
In order to attract members, many offer free, or very cheap routine dental care like checkups, xrays, and cleanings. Common services like fillings are also provided at 40 - 60% discounts over what another person could pay if they walk in off the street with no network membership. These plans make it possible to make sure that routine checkups and cleanings can be kept up, and that common services can be paid for! Dentists save money on advertising because the network helps them attract patients, and members save money on their care, so everybody can win.
But these large networks also provide some other advantages for services that may not even be covered under major dental insurance plans. Some plans include services like cosmetic dentistry, discount dental braces, and even dentures. If you know that you need some work done, but have been putting it off because of the high cost, look into the price under a network of participating providers. Another advantage is the lack of a waiting period. Many services that are covered under an insurance policy require an insured person to wait for months, and sometimes a year or more, before they will cover more expensive services! If you need a crown on your front tooth, you probably cannot wait for months to have the problem taken care of.
Some plans also cover more services. They offer discount vision care like checkups and glasses, and some plans offer discounts on prescriptions or vitamins. If you are concerned about some medical services you need, you should look into a plan that fits your needs.
These networks are nationwide, and they offer plenty of choices in most areas. You can do a simple zip code search at the website in order to find what plans and providers are available in your own neighborhood. Some people are happy to find a new dentist this way, but many people find that their old favorite already accepts the plan, and that they could have been saving money!
Find a low cost dental program with our fast and free zip code search.