But when that day comes, you may simply have to regretfully decline because you do into have dental implant insurance coverage. Dental implant surgery starts at a whopping one thousand to twenty-five hundred dollars per tooth, depending on how healthy the jawbone tissue is around the teeth which the dentist will be replacing.
But the sad reality is that the dental implant insurance you need to pay for dental implant surgery is expensive as well, and that's if you are lucky enough to find a policy which will cover it. Why?
Because most dental insurance plans predate the availability of dental implants, and the ones that do offer dental implant insurance coverage do so only for teeth lost accidentally. If you are thinking about implants as the best solution to your aging teeth, you are unlikely to get any help from your dental insurance carrier.
Many dental insurance carriers consider dental implants merely cosmetic procedures, but for a sizable premium, will provide dental implant insurance. You will almost certainly, however, have to wait at least twelve months from the time you start paying your premiums for the dental implant insurance coverage to become active, and you can forget about finding a company which will give you dental implant insurance for implants to replace teeth lost to preexisting conditions.
Possible Alternatives To Dental Implant Insurance. But don't give up just yet. You may have a fall back solution in the form of your health insurance. If your natural teeth have failed so much that you need several replacement implants, you may also require the surgical realignment of your jaw to allow you to chew properly following the affordable dental implant procedure Discuss your situation with your medical insurance carrier, and do not agree to any surgery until you know if it will be covered.
If you're on Medicare, you'll be eligible for only those dental surgeries needed to reconstruct your jaw following damage from accident or disease.
Then there are discount dental plans, which are not insurance, but will entitle you to significant discounts not only on the cost of dental implants but on every other procedure their member dentists provide. For a reasonable monthly membership fee, you'll have immediate access to treatment from any local dentist who belongs to the plan you choose, even if you are being treated for preexisting conditions. But you'll have to pay your share of the cost at the time you are treated.
Read The Fine Print
Never consider dental implants without first examining your dental implant insurance coverage in the deepest detail, because you could be very unhappily surprised to learn that the fine print in your policy that the fine print in your policy is really an escape clause. The implant you were happily anticipating may once again be unaffordable, but at least you won't be biting off more than you can financially chew.
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