Dental plans are an alternative to dental insurance, or sometimes a supplement to dental insurance. They offer an affordable way to access a large network of dental providers who agree to offer discount prices in order to belong to the network.
Why would somebody choose a Dental Discount Plan?
Unlike dental insurance, discount dental plans have no annual limits, no health restrictions and no tedious paperwork hassles. Once you join a discount dental plan, you can start saving right away and some plans even offer savings on cosmetic dentistry, orthodontia and other dental specialties.
How does a Dental Discount Plan differ from Dental Insurance?
- Maintains monthly premiums in exchange for established benefits
- Rarely offered to individuals
- Varying annual maximums
- Services are out-of-pocket once maximum is met
- Deductibles must be met before any benefits are paid
- After deductible, co-payment must be met
- Orthodontic treatment is rarely covered
- Waiting period may be between 6 to 24 months for major services like crowns, bridges, or dentures.
- One low yearly membership fee
- Available to individuals, families and groups
- No annual limits
- No tedious paperwork to submit
- Start saving immediately
- Orthodontic treatment included in select plans
- No health restrictions
Almost all dental discount networks, or dental insurance networks, will have a list of local dentists on the net. You simply need to post your zip code, and you should get a list of dentists, and other dental providers, in the area. You can look for your dentist or, if you do not even have a dentist, you should be able to select one that is near your home or work.
Can I get Discounts Fast?
Yes, that is one of the greatest things about dental discount plans. They are usually activated within one to three days of application. As soon as you are notified of activation, you can use your discounts. Many plans will email you an on line card so you do not have to wait for the mail.
Find out if your local dentists participate in a dental discount plan: Compare Dental Plans
Also research all types of health plans, and get fast and free online insurance quotes at http://247QuoteUS.com
M Katz has helped hundreds of families find affordable health plans, medical insurance, and other insurance with online quick and safe online insurance quotes.