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Professional Liability Insurance For Plastic Surgeons

Maria Palma
 


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Many Americans have become very focused on anti-aging and physical beauty. This has caused more and more people to seek the services of plastic surgeons. According to the American Society of Plastic Surgeons, almost 9 million cosmetic surgery operations done in the year 2003. By now that number has probably more than doubled!

Because of this drastic rise in demand for body augmentation, plastic surgeons are working hard to keep up with demand and taking shortcuts in their procedures. This can open them up to mistakes that compromise the quality of care provided to patients, which can lead to costly malpractice lawsuits. That’s why it important for plastic surgeons and those working in a plastic surgeon’s office to protect themselves with professional liability insurance.

Why Do People Sue For Malpractice?

It’s been said that one of the predominant reasons people file a claim for malpractice is the lack of communication they receive from their health care provider. Communication between a plastic surgeon and his/her patient is especially important because oftentimes there are high expectations. Patients have high hopes of looking a certain way, so it’s important for plastic surgeons to be honest and communicate whether or not those expectations can actually be met. Plastic surgeons should educate their patients thoroughly on the procedure they will be performing and let them know step-by-step what will happen.

Why Buy Professional Liability Insurance?

Although plastic surgeons do the best they can to serve their clients, sometimes mistakes do happen and they are sued for malpractice. Professional liability insurance will cover any legal costs and payouts to the patient if the doctor is found guilty of negligence. Even if a surgeon is covered by the hospital they work for, it is important to consider purchasing a separate policy to ensure that they have sufficient coverage.

The cost of insurance varies based on where the doctor has his practice and the types of procedures he/she performs, among other factors. Plastic surgeons should consult with an experienced medical malpractice insurance broker to find out current rates. A broker or agent who specializes in this type of insurance can ensure that they get quality coverage.

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