When it comes to finding the cheapest car insurance, there are three common mistakes that most people make. If you can avoid these mistakes, you will end up spending a whole lot less on your insurance and spend that money on more necessary things or even a new “toy" or two. Sounds like more fun doesn't it? So let's cut to the chase and see what these common mistakes are.
Not asking about discounts. All insurance companies have discounts available that you will be able to qualify for. You won't be able to qualify for all of them, but definitely one or two. Some of the most common discounts are:
Accident-free driving record - haven't had a traffic accident in the past 5 years - you qualify
These are just a few of the discounts available. Check with the insurance companies you are comparing to see their full list.
Not comparing at least three insurance companies. Finding cheap car insurance isn't fun, but don't give in and go with the first company that seems “okay". Compare all of the benefits of at least three so you can make sure you are getting the best deal.
Not assuming more risk. What does this mean? It means raising your deductible to a higher amount. If you're in an accident, instead of the standard $500 deductible, raise it up to $1000 or $1500. This doesn't sound like a good idea at first, but let's look at it. If you are a safe driver and have a clean driving record, what do you have to lose - except a lot of extra money? If you're a safe driver, odds are if you are in an accident, it will be the fault of the other driver. This means they will have to pay for the damages on your car - not you. So you don't have to worry about that high deductible and by assuming more risk, it lowers your insurance cost which results in you getting the cheapest car insurance possible.
You have just read the three most common mistakes that will keep you from getting cheap car insurance. These three mistakes are just the tip of the iceberg but can result in big savings for you. Now that you know these mistakes, resolve to make sure you aren't guilty of making them then go out and save yourself money.
Go now to http://www.Auto-Insurance-Advice.info , an informative site with articles to answer your most asked questions about auto insurance and getting the cheapest car insurance possible.