Already on ArticleSlash?

Forgot your password? Sign Up

You Are in Control - How Can Women Get the Best Car Insurance Deal Around?

Yuma Jenkins

Visitors: 126
 1 vote

Car insurance is one of those things in life that you cannot live without, but is not worthy of spending a penny more than you have to.

Some of the factors that can make a significant impact on your car insurance premium are: gender, age, driving history, and the type of vehicle being insured. First, the type of car being insured. Obviously, a BMW is going to cost more to insure than a Geo Metro. If you have excellent driving records, insurance companies will think of you as less likely to be involved in accidents, hence offering you lower rates. Further, women tend to be considered safer drivers than men, so stand a better chance of obtaining a deal on auto insurance. If you're female and over the age of 23, you're even more likely to get a lower quote.

However, just as we cannot choose the kind of family we were born into, gender and age are not something we have control over. Being a woman does not guarantee that you will get cheap car insurance. Below are some of the things you can do to lower your insurance premium:

  • Decline rental coverage. If you live in an area that has convenient mass transportation system, take advantage of that. With gas prices going up, you'll end up saving even more.
  • Increase your deductible. By increasing the amount that you pay, per claim or per accident, toward the total amount of an insured loss, you can generally lower your premium.
  • Decline comprehensive coverage. There is no point in protecting your car from every kind of damage conceivable if we are talking about a 1998 Toyota that has already got 10 thousand miles on it.
  • Decline medical coverage. If you have excellent medical insurance, there is no need to pay extra to include medical coverage in your auto insurance policy.
  • Decline towing coverage. If you are member of an auto club, you're already eligible to towing benefits. Why pay additional for towing?
  • Combine car insurance. Almost all insurance companies offer multiple car discounts, so tap into that when you can.
  • Decline rental coverage. If you live in an area that has convenient mass transportation system, take advantage of that. With gas prices going up, you'll end up saving even more.

Anyways, you have ways to control your car insurance premium to some extent, regardless whether your demographic profile works against you or not. I hope this article may also help you a little bit in finding the cheap car insurance. For more information about finding cheap car insurance, you may visit many online resources such as Your legwork will finally pay off and you'll be happier with savings in your auto insurance premiums.

Cheap Car Insurance Info Center:


Article Source:

Rate this Article: 
How to Deal With Yeast Infections in Women
Rated 1.0 / 5
based on 1 vote

Related Articles:

How to Impress Women Generate High voltage Attraction With Women That They ..

by: Pushpa Pal Singh (July 10, 2008) 

Good Idea To Deal With Dump Truck Insurance That Specialized In Insurance ..

by: Nathaniel Abraham (August 30, 2011) 
(Insurance/Car Auto)

How to Control Women

by: Michael Dat (June 22, 2008) 

How To Deal With Rejection By Women

by: Francis K Githinji (January 29, 2008) 

How to Control and Condition Women

by: Scott Patterson (May 30, 2007) 

Do Asian Women Control Their Men?

by: Jeny Rogers (February 02, 2013) 

Some Women Like To Control Men And Some Morons Let Them Do It

by: Jason Greiner (June 16, 2007) 
(News/Pure Opinion)

How to Deal With Nerves Around Women Here is Something You Have Desperately ..

by: Pushpa Pal Singh (July 30, 2008) 

How to Deal With Fear of Rejection From Women

by: Ted Ballard (July 29, 2008) 

How to Deal With Yeast Infections in Women

by: Peter Gitundu (July 09, 2008) 
(Health and Fitness/Womens Issues)