What are some of the things that I need to know to find cheap AZ SR-22 car insurance? Understanding what exactly the Arizona SR-22 regulations require is an important first step to overcoming traffic blemishes in the past and moving on to an affordable Arizona car insurance policy. First of all, an SR-22 is not insurance. It is simply proof of insurance and is required by most states, including Arizona, for those who have had serious motor vehicle citations. Generally, it is just a piece of paper stating your financial responsibility, or certified proof of insurance.
How To Find SR-22 Auto Insurance In Arizona
In Arizona, an SR22 is available to those who need it by purchasing a policy with the minimum amount of liability coverage. It is exactly the same coverage as a policy without an SR-22. The only difference is that when your insurance company issues the SR-22, it immediately contacts the appropriate Motor Vehicles Department whenever you cancel your policy or remove a vehicle from that policy. Essentially, the SR-22 allows the MVD to keep tabs on your insurance status in order to protect other motorists from potentially harmful drivers.
So if you're an Arizona resident, all you have to do is let your insurance provider know you need an SR-22 and obtain the paperwork to turn into the Motor Vehicles Department. Your provider will do the rest. Don't worry, though, most people only need an SR-22 for a 3 year time period. After that, you don't have to worry about proving to the MVD that you have insurance. You just need to have it.
Causes And Penalties Of The SR-22 In Arizona
The two most common reasons why drivers need an SR-22 is by getting too many tickets for driving without insurance and major charges like Driving While Intoxicated (DWI). If the vehicle you drive gets too many tickets, you'll need an SR-22 in order to reinstate your suspended registration. If there is an infraction against you, you'll need the SR-22 to keep or reinstate your license.
Compare SR-22 Arizona Auto Insurance Quotes
No matter whether you need an SR-22 form or not - the best way to find cheap Arizona car insurance rates is to compare quotes from multiple companies.
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