If you're the owner of a caravan or motor home then you may not be aware of specialist caravan insurance deals. As with most forms of insurance, caravan insurance is generally an annual insurance policy where premiums are paid ever in one lump sum or in monthly installments.
Policies in most cases will cover a number of eventualities such as accident and subsequent damage of caravan during transit, fire and theft and general mechanical faults may also be covered by a number of caravan policies. Ideally you should be looking for an insurance policy for your caravan that also covers caravan contents from damage or theft.
This should give you a much greater peace of mind when you are on your travels and have left your caravan with all its contents at the site. Many policies will also include cover whilst holidaying or traveling abroad but you should always check the small print of any policy you are thinking of buying before you sign the dotted line.
A number of cheaper deals for your caravan insurance can now be found online with little effort. It's also worth noting that insurers are quite often willing to offer discounts of as much as 10% for insurance policies brought online. The one thing you should always do before agreeing a new policy is checking the small print and make sure there are no unforeseen costs to incur in the event of making a claim.
Specialist caravan insurance policies have been around for quite awhile now since the height of caravan holidays in the 1960's and a number of online deals will be tailored towards the kind of use your caravan is being put to for instance short term deals are available for two week holiday breaks and should work out a fair bit cheaper than an annual policy, Many people will want to insure their caravan all year round though in the event of damage whilst parked on their own drives. So my advice would to find a number of specialist Caravan Insurance brokers and compare a few quotes you may be pleasantly surprised with how much you can save.