Everyone can pay less for their automobile insurance than they are paying right now.
Obviously that's somewhat of an overstatement, but I hope it got your attention, because the truth is almost everyone really can save money on their auto coverage.
Do you want to know how to get the most affordable car policy in Mississippi?
Let's start with a few of the simpler things you can do.
Park your car in a garage at night. If you park in a garage rather than on the street you'll pay less for your coverage.
If you pay your premiums automatically each month out of your checking or savings account you'll save money.
If you're married and you list the wife as the primary driver and the husband as the secondary driver you'll save money.
If you buy a simple steering wheel locking device and use it regularly you'll save money each month.
If you drop collision and comprehensive coverage from older vehicles with little or no Kelly Blue Book value you'll save money.
If you're a member of AAA and have their towing service - or if you have a credit card that includes towing as one of its perks - you can save money by not including towing on your automobile policy.
If you own more than one car you can save money by insuring all of them with the same company.
If you've gone six months to a year without filing a claim you may qualify for a Good Driver Discount.
If you can sign up for low-cost group coverage you can save money. Often group car insurance will be offered where you work, but if your company doesn't offer it check with any clubs or associations or groups or organizations that you belong to and see if any of them do.
If none of them do, then ask your friends and relatives if they belong to any groups that offer their members a low-cost auto policy. If so, ask if you can join.
If you can drive less you can save money. Use public transportation as much as possible. If you can reduce your driving to less than 500 miles per month then you can save some serious money with a Low Mileage Discount.
If you can join a carpool at work you can save a lot of money on your car insurance. If there isn't a carpool you can join - start one. The fewer times you drive back and forth to work each month the less your coverage is going to cost.
If you retire let your agent know because that's going to save you a lot.
If you increase the size of your deductible you'll save money almost instantly. Just be sure you don't get carried away and agree to a larger deductible than you can actually afford to pay.
If you buy your car insurance from an online broker you'll save money. Be sure that you take the time to fill out the form on at least 3 different price comparison websites and be sure that you use what you've learned in this article to fill out all three forms with exactly the same information so you're comparing the same policy on all 3 sites.
That's it. All that's left is for you to review all of the prices you got from the 3 sites and choose the best one. You are now an expert when it comes to knowing how to get affordable auto coverage in Mississippi.
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