Anyone that sells insurance realizes that you have to get plenty of customers to make a decent living. Before you can make a sale you need to know where to find a potential customer. You can always get referrals from existing clients, but what if you just got your insurance license? You won't have any existing clients. What do you do then? You need to be creative and come up with reasons why people would need life insurance. There are many, but you only have to come up with a few to provide you with resources of life insurance leads to make a living.
Many people dream of owning their own home. They want a place to call their own. This is somewhere that they can be a part of a community and spread roots. It takes a lot of money to own their own home so they might be a bit apprehensive when they first move in. The financial pressure they face could be daunting. Eventually they will want some type of reassurance. You can provide that to them. These people are easy life insurance leads when you explain to them the financial benefit of protecting their home.
People say that children are the future. This is true. Families want to carry on their family traditions and have someone to pass along their name and culture. When a new being enters the household the other relatives are ecstatic. It is a time for celebration. The proud mother and father will display the child for all to see. It will also bring out a protective nature in them. You can help them provide financial protection for their little ones. These are potential life insurance leads.
When married people are no longer in love they will separate and possibly even terminate their marriage. Though not a choice that is entered into lightly it might happen and you can provide knowledge to these two people. Even if they are no longer in love they will still need coverage.
No one plans for death. It is an event that you cannot escape. When two people have shared a life together they don't want it to end. Financial checks cannot replace someone that is lost. After their loved one has passed they might soon figure out that the need more coverage. Survivors from the death of a spouse are a life event that can provide you with life insurance leads.
Unemployed people are a great source of life insurance leads. They no longer get any benefits from their previous place of employment. If you can provide them with a job lead they will be appreciative of your help.
New business ventures are great for the economy. They provide jobs and financial growth to the community. The owners of these ventures might not have insurance for themselves or their workers. You can provide this service for them.
Everyone imagines what it would be like once they no longer have to work. It you have just finished school that moment could be thirty or more years away. For those that have may this imagination a reality they have planned their finances accordingly. They want to participate in things that they couldn't do while they were working. At this point in their life they start thinking about their heirs. If they find they don't have enough coverage they will want to speak with someone to help resolve this. You can be that person. This is another life event that will provide you with plenty of life insurance leads.