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Do I Need Comprehensive Public Liability Insurance?


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Working in any industry brings its own risks and dangers so ensuring your business is fully protected against every eventuality is important. One way to ensure of this is by taking out public liability insurance. Unlike employer’s liability insurance, it isn’t a legal requirement but is highly recommended if you deal directly with the public or third parties. One leading company will provide you with a comprehensive service to search for and find the best policies that will match the needs of your business.

What Is It?

Public liability in its simplest form is protection against any claims that are made against your business by the public or a third party, either for negligence when you are working on their property or injury caused by your business. With the ‘where there’s pain, there’s a claim’ culture we are unfortunately living in, you could save your business thousands if you take out this cover.

How Much?

The nature of the business you work in will determine the amount of cover you need to take out. As standard there are 3 levels of public liability insurance policies- £1 million, £2 million or £5 million. With this in mind, having an understanding of the risks involved in your own business will help to determine the level of cover you should take out.


If you don’t take out public liability insurance and an unfortunate event occurs that sees your business hit with a claim, you will risk paying out thousands of pounds in claim costs that could also damage the reputation of your business. If you take out public liability insurance, you will just pay your excess costs if this should happen.


The service on offer at this leading company allows you to search from some of the leading insurance brokers to find a policy that is best for you. All you have to do is simply fill out one form with details of your business and what the cover is needed for; these specialists will then do all the hard work for you. By searching through a panel of leading UK insurers, they will deliver a selection of tailor made policies providing you with a high level of cover.

Contact these professionals to find comprehensive public liability insurance quotes. Don’t leave your business unprotected, instead visit their website today or call one of their team who will be more than happy to discuss your individual needs and advise you on the best solutions for your business.


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