Finding cheap homeowners and auto insurance in Arizona can be tricky, especially if you're not sure what to do in order to lower your premium. Discounts are available for those who know what they are and are prepared to use them.
Don't rely on your insurance provider to tell you about what kind of discounts are available. Actively seeking discounts is the best way to get them applied to your Arizona homeowners and auto insurance policies. Read on to learn some of the common Arizona home and auto insurance discounts and then try to use as many as you can to start shaving down your insurance premiums!
Common Arizona Homeowners And Auto Insurance Discounts
Raise Your Deductible: Raising your deductible automatically makes your homeowners insurance and auto insurance premiums go down, even if only by a small amount. Many people make the mistake of raising their deductibles so high that they cannot pay the out of pocket expenses in the event of an emergency. Only raise your deductible as high as you can afford.
Combine Your Policies: Many insurance providers offer more than just one kind of insurance. Many also offer discounts for those customers who choose to purchase both their homeowners and auto insurance policies from the same company (called a “multiple lines" discount).
Don't Buy Unneeded Coverage: Having coverage on your policies that you're not likely to use is a sure way to make sure you have a high premium. If you don't have expensive jewelry, don't purchase jewelry coverage. If you have health insurance, don't purchase medical payments coverage for your vehicle.
Standard Discounts: Of course, standard discounts are available for both homeowners and auto insurance policies. Install fire sprinklers in your home, good student discounts for auto insurance, etc.
Get Started Finding Arizona Insurance Discounts Today
The best way to obtain as many discounts as possible on your auto and home insurance is to shop around and compare rates from multiple companies.
If you're interested in learning more about finding discounts for your homeowners and auto insurance policies, just plug in your zip code into the free tool at http://www.ArizonaAutoInsurance360.com and start reaping the rewards. Select the option on the site labeled “Auto and Home" and you will be able to compare quotes for both AZ home insurance and AZ auto insurance at the same time from multiple companies side by side. It really is that easy!
Get started saving some money on Arizona auto and homeowners insurance today!