Don't Wait for a Hurricane Katrina to Do Your Home Inventory!

 


Visitors: 484

Start by making a list of your possessions, describing each item and noting where you bought it and its make and model. Clip to your list any sales receipts, purchase contracts, and appraisals you have. For clothing, count the items you own by category - pants, coats, shoes, for example –- making notes about those that are especially valuable. For major appliance and electronic equipment, record their serial numbers, usually found on the back or bottom. It shouldn’t take you very long at first… TV, clock radio, clothes, and your goldfish!

  • Don't put it off!

    If you are just setting up a household, starting an inventory list can be relatively simple. If you’ve been living in the same house for many years, however, the task of creating a list may seem overwhelming. Still, it’s better to have an incomplete inventory than nothing at all. Start with recent purchases and then try to remember what you can about older possessions.

  • Big ticket items

    Valuable items like jewelry, art work and collectibles may have increased in value since you received them. Check with your agent to make sure that you have adequate insurance for these items. They may need to be insured separately.

  • Take a picture

    Besides the list, you can take pictures of rooms and important individual items. On the back of the photos, note what is shown and where you bought it or the make. Don’t forget things in closets or drawers.

  • Videotape it

    Walk through your house or apartment videotaping and describing the contents.

  • Use a personal computer

    Use your PC to make your inventory list. Personal finance software packages often include a homeowners room-by-room inventory program.

    Storing the list, photos and tapes

    Regardless of how you do it (written list, CD, floppy disk, photos, videotape or audio tape), keep your inventory along with receipts in your safe deposit box or at a friend's or relative's home. That way you’ll be sure to have something to give your insurance representative if your home is damaged. When you make a significant purchase, add the information to your inventory while the details are fresh in your mind.

    Submitted by Joe Kahler, author of Out On My Own. . . Now What?! Tips and Insights So You're Not Left Hanging in the Real World! http://www.outonmyown.com/house.htm

    Joe Kahler is recognized as an expert on helping young adults successfully transition from home to being “out on their own”. His latest work has recently been assembled in his book, Out On My Own. . . Now What? Tips and Insights So You Won’t Be Left Hanging in the “Real World”! Joe received his undergraduate degree from Whittier College in Social Sciences and his Masters in Education from Arizona State University. His experience includes teaching, coaching, running numerous businesses, investing, selling insurance and real estate AND attending numerous personal, “hard knocks” training classes!

  • (531)

    Article Source:


     
    Rate this Article: 
     
    Life Lessons From Hurricane Katrina
    Rated 4 / 5
    based on 5 votes
    ArticleSlash

    Related Articles:

    Don't Wait for a Hurricane to Do Your Home Inventory!

    by: Joe Kahler (November 18, 2005) 
    (Insurance)

    Don't Wait for Hurricane Season to Find the True Meaning of Life

    by: Vickie Milazzo (May 26, 2006) 
    (Self Improvement/Positive Attitude)

    Home Loans and Mortgages - Help for Hurricane Katrina Victims

    by: Charles Essmeier (September 09, 2005) 
    (Finance/Mortgage Refinance)

    Hurricane Katrina and Brad and Hurricane Rita

    by: Brad Swift (November 18, 2005) 
    (Self Improvement/Inspirational)

    Hurricane Katrina and Mold

    by: George Christodoulou (July 07, 2007) 
    (Health and Fitness)

    Help Hurricane Katrina Victims

    by: Katie Spencer (September 08, 2005) 
    (Finance/Personal Finance)

    Preparing for Your Own Hurricane Katrina

    by: Harwell Thrasher (September 13, 2005) 
    (Business/Management)

    Spiritual Implications of Hurricane Katrina

    by: Diane Brandon (April 27, 2008) 
    (Self Improvement/Spirituality)

    The Financial Lessons of Hurricane Katrina

    by: Herbert Addison (September 05, 2005) 
    (Home and Family)

    Life Lessons From Hurricane Katrina

    by: Royane Real (September 21, 2005) 
    (Self Improvement/Inspirational)